Mortgage Lenders and Brokers in South Waverly, Pennsylvania
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
South Waverly, Pennsylvania mortgage lenders include Citizens & Northern BankCitizens & Northern Bank19179 Route 522, Beaver Springs, PA 17812A5.0 ★Texas Ratio: 10.85%, Ingersoll-Rand Federal Credit UnionIngersoll-Rand Federal Credit Union199 N Main St, Athens, PA 18810 1707A5.0 ★Texas Ratio: 6.76%, Ps BankPs Bank100 Old Lackawanna Trl, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 0.61%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, Credit Union Mortgage Associat, Ixonia BankIxonia BankA+5.0 ★Texas Ratio: 2.14%, Visions Federal Credit Union, United Wholesale Mortgage, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Waverly, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Waverly are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Waverly, Pennsylvania
Market share is the lender's share of all home loans closed in South Waverly, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
19179 Route 522, Beaver Springs, PA 17812 A5.0 ★Texas Ratio: 10.85% |
Conventional, HELOC | 7 +5 HELOCs |
21.2% | 100% | $105,000 | View |
|
199 N Main St, Athens, PA 18810 1707 A5.0 ★Texas Ratio: 6.76% |
Conventional | 4 | 12.1% | 100% | $140,000 | View |
|
100 Old Lackawanna Trl, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 3 | 9.1% | 100% | $161,666 | View |
|
7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 3% | 100% | $305,000 | View |
|
3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Credit Union Mortgage Associat
|
Conventional | 5 | 15.2% | 100% | $219,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 5 | 15.2% | 100% | $201,000 | View |
Visions Federal Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
3% | 100% | $25,000 | |
United Wholesale Mortgage
|
VA | 1 | 3% | 100% | $225,000 | |
Rocket Mortgage
|
Conventional | 1 | 3% | 50% | $165,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 3% | 100% | $245,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 3% | 100% | $155,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 3% | 100% | $315,000 | |
Franklin Loan Corporation
|
FHA | 1 | 3% | 100% | $245,000 | |
21St Mortgage
|
Conventional | 1 | 3% | 100% | $65,000 | |
Corning Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
South Waverly Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Waverly, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in South Waverly? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Waverly in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Waverly, PA
Use these to narrow the list above. Each category shows how many South Waverly, PA lenders fit and what that kind of lender is usually best for.
Who Lends in South Waverly, PA
Independent mortgage companies closed 21.2 percent of home loans in South Waverly, Pennsylvania in 2025, banks 48.5 percent and credit unions 30.3 percent. United Wholesale Mortgage was the largest mortgage company, Citizens & Northern Bank the largest bank and Ingersoll-Rand Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Citizens & Northern Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Waverly, PA
By home loans closed in 2025, Citizens & Northern Bank was the largest mortgage lender in South Waverly, Pennsylvania with 7 loans, about 21.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in South Waverly, Pennsylvania in 2025, led by Ixonia Bank with 3. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 5 credit unions closed home loans in South Waverly, Pennsylvania in 2025, alongside 7 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Waverly, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Waverly, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Waverly. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
