Mortgage Lenders and Brokers in Shippensburg, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shippensburg, Pennsylvania mortgage lenders include M&T BankM&T Bank1871 Old Main Dr, Shippensburg, PA 17257A+5.0 ★Texas Ratio: 4.11%, Orrstown BankOrrstown Bank77 E King St, Shippensburg, PA 17257A+5.0 ★Texas Ratio: 4.11%, Members 1St FCUMembers 1St FCU401 E King St, Shippensburg, PA 17257A+5.0 ★Texas Ratio: 3.79%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union1871 Old Main Dr, Shippensburg, PA 17257A+5.0 ★Texas Ratio: 4.23%, The Bank of LandisburgThe Bank of Landisburg242 E Main St, Blain, PA 17006A5.0 ★Texas Ratio: 6.54%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, Acnb BankAcnb Bank3425 Biglerville Rd, Biglerville, PA 17307A+5.0 ★Texas Ratio: 2.55%, Patriot FCUPatriot FCU1095 W King St, Shippensburg, PA 17257 7900A+5.0 ★Texas Ratio: 1.50%, Farmers and Merchants Trust Company of ChambersburgFarmers and Merchants Trust Company of Chambersburg13 Shippensburg Shopping Ctr, Shippensburg, PA 17257, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shippensburg, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shippensburg are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shippensburg, Pennsylvania
Market share is the lender's share of all home loans closed in Shippensburg, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Shippensburg 1871 Old Main Dr, Shippensburg, PA 17257 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +2 HELOCs |
1.9% | 100% | $201,666 | View |
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2 offices in Shippensburg 77 E King St, Shippensburg, PA 17257 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +11 HELOCs |
0.6% | 100% | $275,000 | View |
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401 E King St, Shippensburg, PA 17257 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 10 +16 HELOCs |
6.3% | 68.8% | $97,000 | View |
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1871 Old Main Dr, Shippensburg, PA 17257 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 8 +1 HELOCs |
5% | 100% | $148,750 | View |
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242 E Main St, Blain, PA 17006 A5.0 ★Texas Ratio: 6.54% |
Conventional | 6 | 3.8% | 100% | $166,666 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 3 | 1.9% | 100% | $55,000 | View |
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3425 Biglerville Rd, Biglerville, PA 17307 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 3 | 1.9% | 100% | $271,666 | View |
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1095 W King St, Shippensburg, PA 17257 7900 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 2 +10 HELOCs |
1.3% | 50% | $40,000 | View |
Farmers and Merchants Trust Company of Chambersburg
13 Shippensburg Shopping Ctr, Shippensburg, PA 17257 |
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 100% | $175,000 | |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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50 Pennsylvania Ave, Huntingdon, PA 16652 A+5.0 ★Texas Ratio: 3.91% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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3500 Trindle Rd, Camp Hill, PA 17011 4439 A+5.0 ★Texas Ratio: 3.06% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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11337 Buchanan Trl E, Waynesboro, PA 17268 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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153 W Orange St, Shippensburg, PA 17257 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
HomeSale Mortgage
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Conventional, FHA | 3 | 1.9% | 100% | $251,666 | |
Foote Capital Mortgage Company
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Conventional | 2 | 1.3% | 66.7% | $170,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $275,000 | |
Horizon Farm Credit, ACA
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
| Conventional, FHA, VA, USDA | 17 | 10.7% | 100% | $229,117 | View | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 10.1% | 85.7% | $195,625 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 9 | 5.7% | 100% | $235,000 | |
Direct Mortgage Loans, LLC
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Conventional, FHA, USDA | 8 | 5% | 100% | $205,000 | |
United Wholesale Mortgage
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FHA, VA, HELOC | 6 +1 HELOCs |
3.8% | 85.7% | $220,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 3.8% | 87.5% | $148,333 | |
Integrity Home Mortgage Corporation
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Conventional, FHA, VA, USDA | 5 | 3.1% | 100% | $229,000 | |
CrossCountry Mortgage, LLC
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FHA, USDA | 4 | 2.5% | 100% | $225,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 3 | 1.9% | 100% | $308,333 | |
Mortgage Research Center
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FHA, VA | 3 | 1.9% | 60% | $235,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 1.3% | 100% | $180,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
Conventional | 2 | 1.3% | 66.7% | $295,000 | View |
Triad Financial Services, Inc.
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Conventional | 2 | 1.3% | 66.7% | $50,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $195,000 | |
Cmg Mortgage Inc
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Conventional, USDA | 2 | 1.3% | 100% | $135,000 | |
New Day Financial, LLC.
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VA | 2 | 1.3% | 100% | $270,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.3% | 100% | $235,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.6% | 50% | $315,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Contour Mortgage Corporation
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VA | 1 | 0.6% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 100% | $35,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 20% | $65,000 | |
loanDepot.com LLC
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FHA | 1 | 0.6% | 100% | $245,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 50% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 0.6% | 100% | $175,000 | |
Nfm, Inc
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.6% | 100% | $425,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.6% | 100% | $185,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.6% | 50% | $455,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.6% | 50% | $355,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Corning Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Shippensburg Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shippensburg, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Shippensburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shippensburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shippensburg, PA
Use these to narrow the list above. Each category shows how many Shippensburg, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Shippensburg, PA
Independent mortgage companies closed 70.4 percent of home loans in Shippensburg, Pennsylvania in 2025, banks 15.1 percent and credit unions 14.5 percent. Foote Capital Mortgage Company was the largest mortgage company, M&T Bank the largest bank and Members 1St FCU the largest credit union. Among lenders headquartered in Pennsylvania, Orrstown Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shippensburg, PA
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Shippensburg, Pennsylvania with 3 loans, about 1.9 percent of the market. The largest lender headquartered in Pennsylvania was Orrstown Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Shippensburg, Pennsylvania in 2025, led by Guild Mortgage Company with 4. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 7 credit unions closed home loans in Shippensburg, Pennsylvania in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shippensburg, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shippensburg, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shippensburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
