Mortgage Lenders and Brokers in Prospect, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Prospect, Pennsylvania mortgage lenders include Armco Credit UnionArmco Credit Union101 Hollywood Dr, Butler, PA 16001 7607A+5.0 ★Texas Ratio: 2.74%, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, Dollar Bank, FSBDollar Bank, FSB25 Highland Rd, Bethel Park, PA 15102A+5.0 ★Texas Ratio: 5.29%, First Commonwealth BankFirst Commonwealth Bank2724 Harts Run Rd, Allison Park, PA 15101A5.0 ★Texas Ratio: 10.25%, West Aircomm Federal Credit UnionWest Aircomm Federal Credit Union2015 Main St, Aliquippa, PA 15001 2724A5.0 ★Texas Ratio: 9.34%, NexTier Bank, National AssociationNexTier Bank, National Association196 Clearview Cir, Butler, PA 16001A5.0 ★Texas Ratio: 10.59%, CfsbankCfsbank1652 Rostraver Rd, Belle Vernon, PA 15012A+5.0 ★Texas Ratio: 1.57%, Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%, Huntington National BankHuntington National Bank2706 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 3.66%, and Clearview Federal Credit UnionClearview Federal Credit Union2646 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Prospect, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Prospect are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Prospect, Pennsylvania
Market share is the lender's share of all home loans closed in Prospect, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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101 Hollywood Dr, Butler, PA 16001 7607 A+5.0 ★Texas Ratio: 2.74% |
Conventional, HELOC | 11 +6 HELOCs |
15.3% | 100% | $105,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 4 +11 HELOCs |
5.6% | 100% | $160,000 | View |
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25 Highland Rd, Bethel Park, PA 15102 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 2 +4 HELOCs |
2.8% | 50% | $240,000 | View |
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2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
2.8% | 66.7% | $160,000 | View |
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2015 Main St, Aliquippa, PA 15001 2724 A5.0 ★Texas Ratio: 9.34% |
Conventional | 2 | 2.8% | 100% | $35,000 | View |
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196 Clearview Cir, Butler, PA 16001 A5.0 ★Texas Ratio: 10.59% |
Conventional | 2 | 2.8% | 50% | $165,000 | View |
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1652 Rostraver Rd, Belle Vernon, PA 15012 A+5.0 ★Texas Ratio: 1.57% |
Conventional | 2 | 2.8% | 100% | $385,000 | View |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +3 HELOCs |
1.4% | 100% | $105,000 | View |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $135,000 | View |
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2646 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.10% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 50% | $235,000 | |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $25,000 | View |
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1100 Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $535,000 | View |
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143 N Main St, Elderton, PA 15736 A+5.0 ★Texas Ratio: 4.52% |
Conventional | 1 | 1.4% | 100% | $115,000 | View |
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319 Freeport Rd, Aspinwall, PA 15215 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 1.4% | 100% | $745,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 2.8% | 100% | $160,000 | |
Victorian Finance, LLC
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Conventional | 2 | 2.8% | 100% | $270,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 1.4% | 100% | $225,000 | |
Newrez LLC
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FHA | 1 | 1.4% | 100% | $355,000 | |
State Financial Network LLC
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Conventional | 1 | 1.4% | 100% | $155,000 | |
Horizon Farm Credit, ACA
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Conventional | 1 | 1.4% | 100% | $365,000 | |
West Penn Financial Service Center, Inc.
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Conventional | 1 | 1.4% | 100% | $295,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.4% | 100% | $65,000 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 5.6% | 80% | $250,000 | |
Rocket Mortgage
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Conventional, FHA | 3 | 4.2% | 75% | $218,333 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 4.2% | 100% | $288,333 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 4.2% | 100% | $341,666 | |
Triad Financial Services, Inc.
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Conventional | 2 | 2.8% | 100% | $80,000 | |
Union Savings Bank
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Conventional, FHA | 2 | 2.8% | 66.7% | $260,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, VA | 2 | 2.8% | 100% | $415,000 | View |
Fairway Independent Mort Corp
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Conventional | 2 | 2.8% | 66.7% | $210,000 | |
American Financial Resources LLC
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VA | 1 | 1.4% | 50% | $345,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 1.4% | 100% | $205,000 | |
Cardinal Financial Company, Li
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USDA | 1 | 1.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.4% | 100% | $205,000 | View |
Nations Lending Corporation
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Conventional | 1 | 1.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 1.4% | 100% | $305,000 | View |
21St Mortgage
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Conventional | 1 | 1.4% | 25% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.4% | 100% | $245,000 | View |
JMAC Lending, Inc.
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Conventional | 1 | 1.4% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Prospect Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Prospect, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Prospect? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Prospect in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Prospect, PA
Use these to narrow the list above. Each category shows how many Prospect, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Prospect, PA
Independent mortgage companies closed 47.2 percent of home loans in Prospect, Pennsylvania in 2025, banks 31.9 percent and credit unions 20.8 percent. Howard Hanna Financial Services, Inc was the largest mortgage company, First National Bank of PA the largest bank and Armco Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Armco Credit Union led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Prospect, PA
By home loans closed in 2025, Armco Credit Union was the largest mortgage lender in Prospect, Pennsylvania with 11 loans, about 15.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Prospect, Pennsylvania in 2025, led by United Wholesale Mortgage with 3. 2 lenders closed VA loans, led by Ixonia Bank, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 5 credit unions closed home loans in Prospect, Pennsylvania in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Prospect, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Prospect, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Prospect. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
