Mortgage Lenders and Brokers in North Philipsburg, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Philipsburg, Pennsylvania mortgage lenders include Cnb BankCnb Bank11 N Main St, Alburtis, PA 18011A5.0 ★Texas Ratio: 6.26%, Reliance Savings BankReliance Savings Bank1119 12th St, Altoona, PA 16601A+5.0 ★Texas Ratio: 1.69%, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Penn State Federal Credit UnionPenn State Federal Credit Union123 Amberleigh Ln, Bellefonte, PA 16823A+5.0 ★Texas Ratio: 1.13%, Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, Citizens Bank, NACitizens Bank, NA907 22nd St, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 5.44%, Kish BankKish Bank109 E Main St, Allensville, PA 17002A+5.0 ★Texas Ratio: 5.78%, and Ameriserv Financial BankAmeriserv Financial Bank101 S Main St, Carrolltown, PA 15722A+5.0 ★Texas Ratio: 5.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Philipsburg, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Philipsburg are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Philipsburg, Pennsylvania
Market share is the lender's share of all home loans closed in North Philipsburg, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11 N Main St, Alburtis, PA 18011 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 8 +5 HELOCs |
16% | 90% | $140,000 | View |
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1119 12th St, Altoona, PA 16601 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 3 | 6% | 100% | $148,333 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 3 | 6% | 75% | $161,666 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 2 +4 HELOCs |
4% | 66.7% | $90,000 | View |
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123 Amberleigh Ln, Bellefonte, PA 16823 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 2 | 4% | 100% | $120,000 | View |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 2 | 4% | 50% | $155,000 | View |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 2% | 50% | $45,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
VA | 1 | 2% | 100% | $75,000 | View |
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109 E Main St, Allensville, PA 17002 A+5.0 ★Texas Ratio: 5.78% |
Conventional | 1 | 2% | 100% | $355,000 | View |
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101 S Main St, Carrolltown, PA 15722 A+5.0 ★Texas Ratio: 5.69% |
Conventional | 1 | 2% | 100% | $195,000 | View |
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320 S Logan Blvd, Burnham, PA 17009 A4.7 ★Texas Ratio: 0.29% |
Conventional | 1 | 2% | 100% | $355,000 | View |
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114 Mack Ave, Pleasant Gap, PA 16823 3104 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 2% | 100% | $185,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Newrez LLC
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FHA | 1 | 2% | 100% | $275,000 | |
Jersey Shore State Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 5 | 10% | 83.3% | $173,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 6% | 100% | $111,666 | |
Kind Lending, LLC
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FHA, VA | 2 | 4% | 100% | $195,000 | |
Planet Home Lending, LLC
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FHA, USDA | 2 | 4% | 100% | $175,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 4% | 100% | $225,000 | |
United Wholesale Mortgage
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VA | 1 | 2% | 100% | $705,000 | |
American Financial Resources LLC
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USDA | 1 | 2% | 100% | $155,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 2% | 100% | $175,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 2% | 100% | $175,000 | |
| USDA | 1 | 2% | 100% | $255,000 | View | |
Michigan Mutual, Inc
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VA | 1 | 2% | 100% | $435,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 2% | 100% | $165,000 | |
New American Funding, LLC.
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FHA | 1 | 2% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 2% | 100% | $125,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
North Philipsburg Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Philipsburg, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in North Philipsburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Philipsburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Philipsburg, PA
Use these to narrow the list above. Each category shows how many North Philipsburg, PA lenders fit and what that kind of lender is usually best for.
Who Lends in North Philipsburg, PA
Independent mortgage companies closed 46 percent of home loans in North Philipsburg, Pennsylvania in 2025, banks 40 percent and credit unions 14 percent. Newrez LLC was the largest mortgage company, Cnb Bank the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Cnb Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Philipsburg, PA
By home loans closed in 2025, Cnb Bank was the largest mortgage lender in North Philipsburg, Pennsylvania with 8 loans, about 16 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in North Philipsburg, Pennsylvania in 2025, led by Plaza Home Mortgage, Inc with 2. 5 lenders closed VA loans, led by Citizens Bank, NA, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 6 credit unions closed home loans in North Philipsburg, Pennsylvania in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Philipsburg, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Philipsburg, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Philipsburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
