Mortgage Lenders and Brokers in Monessen, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Monessen, Pennsylvania mortgage lenders include Valley 1st Community FCUValley 1st Community FCU815 SCHOONMAKER AVE, MONESSEN, PA 15062 1008A+5.0 ★Texas Ratio: 1.72%, Citizens Bank, NACitizens Bank, NA1731 Grand Blvd, Monessen, PA 15062A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Mon Valley Community Federal Credit UnionMon Valley Community Federal Credit Union1932 Main Street, Allenport, PA 15412A+5.0 ★Texas Ratio: 2.51%, CfsbankCfsbank1652 Rostraver Rd, Belle Vernon, PA 15012A+5.0 ★Texas Ratio: 1.57%, Huntington National BankHuntington National Bank2706 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 3.66%, Community BankCommunity Bank1670 Broad Ave, Belle Vernon, PA 15012A+5.0 ★Texas Ratio: 2.00%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, Dollar Bank, FSBDollar Bank, FSB25 Highland Rd, Bethel Park, PA 15102A+5.0 ★Texas Ratio: 5.29%, and Frick Financial FCUFrick Financial FCU141 Pennsylvania Ave, Charleroi, PA 15022A5.0 ★Texas Ratio: 8.73%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Monessen, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Monessen are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Monessen, Pennsylvania
Market share is the lender's share of all home loans closed in Monessen, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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815 SCHOONMAKER AVE, MONESSEN, PA 15062 1008 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 19 | 21.1% | 100% | $61,315 | View |
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1 office in Monessen 1731 Grand Blvd, Monessen, PA 15062 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +16 HELOCs |
1.1% | 100% | $115,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 13 +12 HELOCs |
14.4% | 100% | $106,538 | View |
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1932 Main Street, Allenport, PA 15412 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 6 | 6.7% | 85.7% | $58,333 | View |
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1652 Rostraver Rd, Belle Vernon, PA 15012 A+5.0 ★Texas Ratio: 1.57% |
Conventional, FHA | 2 | 2.2% | 100% | $95,000 | View |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
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1670 Broad Ave, Belle Vernon, PA 15012 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
USDA | 1 | 1.1% | 100% | $165,000 | View |
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25 Highland Rd, Bethel Park, PA 15102 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 1.1% | 50% | $35,000 | View |
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141 Pennsylvania Ave, Charleroi, PA 15022 A5.0 ★Texas Ratio: 8.73% |
Conventional | 1 | 1.1% | 100% | $35,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 1.1% | 100% | $135,000 | |
First Federal Savings and Loan
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Conventional | 1 | 1.1% | 100% | $135,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 10% | 64.3% | $139,444 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 6.7% | 100% | $133,333 | |
United Wholesale Mortgage
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Conventional, FHA, USDA | 4 | 4.4% | 66.7% | $165,000 | |
Equity Resources Inc
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VA, USDA | 3 | 3.3% | 100% | $118,333 | |
EMM Loans LLC
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Conventional, FHA | 2 | 2.2% | 100% | $105,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 2.2% | 100% | $70,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 2.2% | 100% | $195,000 | |
Union Home Mortgage Corp.
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FHA, USDA | 2 | 2.2% | 100% | $165,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA | 1 | 1.1% | 100% | $95,000 | View |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
Resicentral LLC
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FHA | 1 | 1.1% | 100% | $95,000 | |
Homestead Funding Corp.
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Conventional | 1 | 1.1% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 1.1% | 50% | $85,000 | View |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 1.1% | 100% | $115,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 100% | $145,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 1.1% | 100% | $155,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $165,000 | |
Lower, LLC
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Conventional | 1 | 1.1% | 100% | $65,000 | |
Fairway Independent Mort Corp
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VA | 1 | 1.1% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Monessen Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Monessen, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Monessen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Monessen in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Monessen, PA
Use these to narrow the list above. Each category shows how many Monessen, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Monessen, PA
Independent mortgage companies closed 45.6 percent of home loans in Monessen, Pennsylvania in 2025, banks 24.4 percent and credit unions 30 percent. Howard Hanna Financial Services, Inc was the largest mortgage company, Citizens Bank, NA the largest bank and Valley 1st Community FCU the largest credit union. Among lenders headquartered in Pennsylvania, Valley 1st Community FCU led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Monessen, PA
By home loans closed in 2025, Valley 1st Community FCU was the largest mortgage lender in Monessen, Pennsylvania with 19 loans, about 21.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Monessen, Pennsylvania in 2025, led by Rocket Mortgage with 4. 5 lenders closed VA loans, led by Rocket Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 8 credit unions closed home loans in Monessen, Pennsylvania in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Monessen, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Monessen, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Monessen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
