Mortgage Lenders and Brokers in Millheim, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Millheim, Pennsylvania mortgage lenders include First National Bank of PAFirst National Bank of PA101 E Main St, Millheim, PA 16854A+5.0 ★Texas Ratio: 1.62%, Mifflinburg Bank & TrustMifflinburg Bank & Trust4978 Penns Valley Rd, Millheim, PA 16854A+5.0 ★Texas Ratio: 5.92%, The Juniata Valley BankThe Juniata Valley Bank320 S Logan Blvd, Burnham, PA 17009A4.7 ★Texas Ratio: 0.29%, Titan FCUTitan FCU114 Mack Ave, Pleasant Gap, PA 16823 3104A+5.0 ★Texas Ratio: 0.91%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%, Kish BankKish Bank109 E Main St, Allensville, PA 17002A+5.0 ★Texas Ratio: 5.78%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, First Commonwealth BankFirst Commonwealth Bank2724 Harts Run Rd, Allison Park, PA 15101A5.0 ★Texas Ratio: 10.25%, and Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Millheim, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Millheim are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Millheim, Pennsylvania
Market share is the lender's share of all home loans closed in Millheim, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Millheim 101 E Main St, Millheim, PA 16854 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 8 +3 HELOCs |
13.3% | 57.1% | $202,500 | View |
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1 office in Millheim 4978 Penns Valley Rd, Millheim, PA 16854 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 6 | 10% | 100% | $110,000 | View |
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320 S Logan Blvd, Burnham, PA 17009 A4.7 ★Texas Ratio: 0.29% |
Conventional | 5 | 8.3% | 100% | $67,000 | View |
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114 Mack Ave, Pleasant Gap, PA 16823 3104 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 3 | 5% | 100% | $75,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 2 +2 HELOCs |
3.3% | 60% | $170,000 | View |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 2 +1 HELOCs |
3.3% | 66.7% | $120,000 | View |
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109 E Main St, Allensville, PA 17002 A+5.0 ★Texas Ratio: 5.78% |
Conventional, HELOC | 1 +2 HELOCs |
1.7% | 100% | $275,000 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.7% | 100% | $435,000 | View |
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2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
Conventional, HELOC | 1 +1 HELOCs |
1.7% | 100% | $115,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.7% | 100% | $245,000 | View |
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1119 12th St, Altoona, PA 16601 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 1.7% | 100% | $155,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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Conventional | 1 | 1.7% | 100% | $95,000 | |
Horizon Farm Credit, ACA
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Conventional | 1 | 1.7% | 100% | $185,000 | |
Jersey Shore State Bank
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
Service 1St Federal Credit Uni
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, VA | 5 | 8.3% | 100% | $243,000 | |
Rocket Mortgage
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Conventional, FHA | 4 | 6.7% | 100% | $152,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 6.7% | 80% | $277,500 | |
Cmg Mortgage Inc
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Conventional, VA | 3 | 5% | 100% | $255,000 | |
Lower, LLC
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Conventional | 2 | 3.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA | 1 | 1.7% | 50% | $85,000 | View |
Primelending
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FHA | 1 | 1.7% | 100% | $195,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.7% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.7% | 100% | $285,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.7% | 100% | $165,000 | |
Planet Home Lending, LLC
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USDA | 1 | 1.7% | 100% | $215,000 | |
Radius Financial Group Inc
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Conventional | 1 | 1.7% | 100% | $235,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.7% | 100% | $95,000 | |
Fairway Independent Mort Corp
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VA | 1 | 1.7% | 100% | $315,000 |
Millheim Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Millheim, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Millheim? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Millheim in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Millheim, PA
Use these to narrow the list above. Each category shows how many Millheim, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Millheim, PA
Independent mortgage companies closed 46.7 percent of home loans in Millheim, Pennsylvania in 2025, banks 45 percent and credit unions 8.3 percent. Newrez LLC was the largest mortgage company, First National Bank of PA the largest bank and Titan FCU the largest credit union. Among lenders headquartered in Pennsylvania, First National Bank of PA led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Millheim, PA
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Millheim, Pennsylvania with 8 loans, about 13.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Millheim, Pennsylvania in 2025, led by Pennymac Loan Services LLC with 3. 3 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 3 credit unions closed home loans in Millheim, Pennsylvania in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Millheim, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Millheim, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Millheim. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
