Mortgage Lenders and Brokers in Mercer, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mercer, Pennsylvania mortgage lenders include Grove City Area Federal Credit UnionGrove City Area Federal Credit Union1 CREDIT UNION WAY, GROVE CITY, PA 16127A+5.0 ★Texas Ratio: 4.10%, Mercer County State BankMercer County State Bank811 Franklin Rd, Mercer, PA 16137B4.5 ★Texas Ratio: 20.62%, NexTier Bank, National AssociationNexTier Bank, National Association196 Clearview Cir, Butler, PA 16001A5.0 ★Texas Ratio: 10.59%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, Farmers National BankFarmers National Bank319 Freeport Rd, Aspinwall, PA 15215A+5.0 ★Texas Ratio: 5.45%, Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%, Greenville Savings BankGreenville Savings Bank233 Main St, Greenville, PA 16125A+5.0 ★Texas Ratio: 1.10%, and Mercer County Community FCUMercer County Community FCU568 S Hermitage Rd, Hermitage, PA 16148 3525. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mercer, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mercer are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mercer, Pennsylvania
Market share is the lender's share of all home loans closed in Mercer, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 CREDIT UNION WAY, GROVE CITY, PA 16127 A+5.0 ★Texas Ratio: 4.10% |
Conventional | 6 | 11.8% | 100% | $71,666 | View |
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811 Franklin Rd, Mercer, PA 16137 B4.5 ★Texas Ratio: 20.62% |
Conventional | 4 | 7.8% | 100% | $90,000 | View |
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196 Clearview Cir, Butler, PA 16001 A5.0 ★Texas Ratio: 10.59% |
Conventional | 3 | 5.9% | 100% | $141,666 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 2 | 3.9% | 66.7% | $75,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 2 | 3.9% | 100% | $220,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2% | 100% | $305,000 | View |
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319 Freeport Rd, Aspinwall, PA 15215 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 2% | 100% | $95,000 | View |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 2% | 100% | $75,000 | View |
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233 Main St, Greenville, PA 16125 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 2% | 100% | $205,000 | View |
Mercer County Community FCU
568 S Hermitage Rd, Hermitage, PA 16148 3525 |
Conventional | 1 | 2% | 100% | $25,000 | |
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14 N Main St, Albion, PA 16401 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 1 | 2% | 100% | $175,000 | View |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2293 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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Conventional | 1 | 2% | 100% | $95,000 | |
West Penn Financial Service Center, Inc.
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Conventional | 1 | 2% | 100% | $165,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 6 | 11.8% | 100% | $245,000 | View |
United Wholesale Mortgage
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Conventional, FHA | 5 | 9.8% | 83.3% | $137,000 | |
Equity Resources Inc
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Conventional, FHA | 2 | 3.9% | 100% | $85,000 | |
Rocket Mortgage
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Conventional, FHA | 2 | 3.9% | 50% | $150,000 | |
Movement Mortgage, LLC
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VA, HELOC | 1 +1 HELOCs |
2% | 100% | $225,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 2% | 100% | $425,000 | |
Primelending
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USDA | 1 | 2% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 2% | 100% | $235,000 | View |
loanDepot.com LLC
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Conventional | 1 | 2% | 100% | $75,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 2% | 100% | $155,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 2% | 100% | $385,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 2% | 50% | $265,000 | View |
New American Funding, LLC.
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FHA | 1 | 2% | 100% | $325,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 2% | 100% | $125,000 |
Mercer Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mercer, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Mercer? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mercer in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mercer, PA
Use these to narrow the list above. Each category shows how many Mercer, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Mercer, PA
Independent mortgage companies closed 37.3 percent of home loans in Mercer, Pennsylvania in 2025, banks 45.1 percent and credit unions 17.6 percent. Newrez LLC was the largest mortgage company, Mercer County State Bank the largest bank and Grove City Area Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Grove City Area Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mercer, PA
By home loans closed in 2025, Grove City Area Federal Credit Union was the largest mortgage lender in Mercer, Pennsylvania with 6 loans, about 11.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Mercer, Pennsylvania in 2025, led by Ixonia Bank with 2. 2 lenders closed VA loans, led by Movement Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 3 credit unions closed home loans in Mercer, Pennsylvania in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mercer, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mercer, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mercer. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
