Mortgage Lenders and Brokers in Lucerne Mines, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lucerne Mines, Pennsylvania mortgage lenders include First Commonwealth BankFirst Commonwealth Bank2724 Harts Run Rd, Allison Park, PA 15101A5.0 ★Texas Ratio: 10.25%, InFirst BankInFirst Bank915 Route 22 Hwy W, Blairsville, PA 15717A+5.0 ★Texas Ratio: 1.06%, 1St Summit Bank1St Summit Bank2600 Plank Road Cmns, Altoona, PA 16601A+5.0 ★Texas Ratio: 3.83%, Elderton State BankElderton State Bank143 N Main St, Elderton, PA 15736A+5.0 ★Texas Ratio: 4.52%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, S&T BankS&T Bank1100 Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 2.93%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Marion Center BankMarion Center Bank326 E Main St, Big Run, PA 15715B4.3 ★Texas Ratio: 12.13%, Farmers National BankFarmers National Bank319 Freeport Rd, Aspinwall, PA 15215A+5.0 ★Texas Ratio: 5.45%, and Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lucerne Mines, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lucerne Mines are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lucerne Mines, Pennsylvania
Market share is the lender's share of all home loans closed in Lucerne Mines, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
Conventional, HELOC | 8 +8 HELOCs |
13.6% | 64.3% | $62,500 | View |
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915 Route 22 Hwy W, Blairsville, PA 15717 A+5.0 ★Texas Ratio: 1.06% |
Conventional | 5 | 8.5% | 100% | $81,000 | View |
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2600 Plank Road Cmns, Altoona, PA 16601 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 4 | 6.8% | 57.1% | $112,500 | View |
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143 N Main St, Elderton, PA 15736 A+5.0 ★Texas Ratio: 4.52% |
Conventional | 3 | 5.1% | 100% | $105,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 2 +3 HELOCs |
3.4% | 66.7% | $75,000 | View |
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1100 Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +25 HELOCs |
1.7% | 100% | $55,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
1.7% | 100% | $405,000 | View |
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326 E Main St, Big Run, PA 15715 B4.3 ★Texas Ratio: 12.13% |
Conventional | 1 | 1.7% | 100% | $345,000 | View |
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319 Freeport Rd, Aspinwall, PA 15215 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 1.7% | 100% | $415,000 | View |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 1.7% | 100% | $55,000 | View |
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8796 Lincoln Hwy, Bedford, PA 15522 A5.0 ★Texas Ratio: 12.17% |
Conventional | 1 | 1.7% | 100% | $95,000 | View |
Jersey Shore State Bank
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Conventional | 2 | 3.4% | 100% | $25,000 | |
Newrez LLC
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Conventional | 1 | 1.7% | 33.3% | $215,000 | |
West Penn Financial Service Center, Inc.
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FHA | 1 | 1.7% | 100% | $145,000 | |
Rocket Mortgage
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Conventional, FHA | 5 | 8.5% | 62.5% | $111,000 | |
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A+5.0 ★Texas Ratio: 0.91% |
Conventional, FHA, USDA | 5 | 8.5% | 100% | $139,000 | View |
Mortgage Research Center
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VA | 3 | 5.1% | 100% | $241,666 | |
United Wholesale Mortgage
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Conventional | 2 | 3.4% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
VA | 2 | 3.4% | 100% | $65,000 | View |
Primelending
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Conventional | 2 | 3.4% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 1.17% |
FHA | 1 | 1.7% | 100% | $225,000 | View |
Tidewater Mortgage Services, Inc
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USDA | 1 | 1.7% | 100% | $175,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.7% | 50% | $35,000 | |
| Conventional | 1 | 1.7% | 100% | $165,000 | View | |
Union Savings Bank
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Conventional | 1 | 1.7% | 100% | $55,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.7% | 100% | $75,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.7% | 100% | $385,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 1.7% | 100% | $85,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lucerne Mines Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lucerne Mines, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Lucerne Mines? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lucerne Mines in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lucerne Mines, PA
Use these to narrow the list above. Each category shows how many Lucerne Mines, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Lucerne Mines, PA
Independent mortgage companies closed 42.4 percent of home loans in Lucerne Mines, Pennsylvania in 2025, banks 54.2 percent and credit unions 3.4 percent. Newrez LLC was the largest mortgage company, First Commonwealth Bank the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, First Commonwealth Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lucerne Mines, PA
By home loans closed in 2025, First Commonwealth Bank was the largest mortgage lender in Lucerne Mines, Pennsylvania with 8 loans, about 13.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Lucerne Mines, Pennsylvania in 2025, led by Rocket Mortgage with 3. 3 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 1 credit unions closed home loans in Lucerne Mines, Pennsylvania in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lucerne Mines, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lucerne Mines, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lucerne Mines. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
