Grove City, Pennsylvania mortgage lenders include Grove City Area Federal Credit UnionGrove City Area Federal Credit Union1 CREDIT UNION WAY, GROVE CITY, PA 16127A+5.0 ★Texas Ratio: 4.10%, PNC Bank N.A.PNC Bank N.A.201 S Broad St, Grove City, PA 16127A+5.0 ★Texas Ratio: 4.24%, First National Bank of PAFirst National Bank of PA200 Pine Grove Sq, Grove City, PA 16127A+5.0 ★Texas Ratio: 1.62%, Huntington National BankHuntington National Bank1506 W Main Street Ext, Grove City, PA 16127A+5.0 ★Texas Ratio: 3.66%, NexTier Bank, National AssociationNexTier Bank, National Association109 S Broad St, Grove City, PA 16127A5.0 ★Texas Ratio: 10.59%, Citizens Bank, NACitizens Bank, NA165 S Broad St, Grove City, PA 16127A+5.0 ★Texas Ratio: 5.44%, Farmers National BankFarmers National Bank1319 W Main St, Grove City, PA 16127A+5.0 ★Texas Ratio: 5.45%, Mercer County State BankMercer County State Bank712 W Main St, Grove City, PA 16127B4.5 ★Texas Ratio: 20.62%, Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, and SRU Federal Credit UnionSRU Federal Credit Union100 Arrowhead Dr, Slippery Rock, PA 16057 2632A+5.0 ★Texas Ratio: 2.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Grove City, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Grove City are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Grove City, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 CREDIT UNION WAY, GROVE CITY, PA 16127 A+5.0 ★Texas Ratio: 4.10% |
Conventional | 18 | 21.2% | 100% | $62,222 | View |
|
★ 1.7 stars, 3 reviews 2 offices in Grove City 201 S Broad St, Grove City, PA 16127 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 9 +6 HELOCs |
10.6% | 100% | $160,555 | View |
|
1 office in Grove City 200 Pine Grove Sq, Grove City, PA 16127 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 3 | 3.5% | 75% | $141,666 | View |
|
1 office in Grove City 1506 W Main Street Ext, Grove City, PA 16127 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +3 HELOCs |
2.4% | 100% | $125,000 | View |
|
1 office in Grove City 109 S Broad St, Grove City, PA 16127 A5.0 ★Texas Ratio: 10.59% |
Conventional | 2 | 2.4% | 100% | $115,000 | View |
|
1 office in Grove City 165 S Broad St, Grove City, PA 16127 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1 office in Grove City 1319 W Main St, Grove City, PA 16127 A+5.0 ★Texas Ratio: 5.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
712 W Main St, Grove City, PA 16127 B4.5 ★Texas Ratio: 20.62% |
Conventional | 2 | 2.4% | 66.7% | $25,000 | View |
|
1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.4% | 100% | $65,000 | View |
|
100 Arrowhead Dr, Slippery Rock, PA 16057 2632 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 1.2% | 50% | $45,000 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Affordable Mortgage Advisors
|
Conventional | 2 | 2.4% | 100% | $265,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 2 | 2.4% | 100% | $180,000 | |
Newrez LLC
|
FHA | 1 | 1.2% | 100% | $135,000 | |
State Financial Network LLC
|
Conventional | 1 | 1.2% | 100% | $175,000 | |
Rocket Mortgage
|
Conventional, FHA | 8 | 9.4% | 80% | $95,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 5 | 5.9% | 100% | $159,000 | |
Cardinal Financial Company, Li
|
Conventional | 4 | 4.7% | 100% | $200,000 | |
Homestead Funding Corp.
|
Conventional | 3 | 3.5% | 100% | $211,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 3 | 3.5% | 100% | $251,666 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 3 | 3.5% | 100% | $211,666 | View |
Primelending
|
Conventional, FHA | 2 | 2.4% | 100% | $90,000 | |
Mortgage Research Center
|
VA | 2 | 2.4% | 100% | $240,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 2.4% | 100% | $200,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 1.2% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1.2% | 100% | $245,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1.2% | 100% | $165,000 | |
TEG Federal Credit Union
|
Conventional | 1 | 1.2% | 100% | $105,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 1.2% | 100% | $135,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.2% | 100% | $185,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 1.2% | 100% | $145,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 1.2% | 100% | $195,000 | |
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Grove City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Grove City in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Grove City, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 44.7 percent of home loans in Grove City, Pennsylvania in 2025, banks 31.8 percent and credit unions 23.5 percent. Affordable Mortgage Advisors was the largest mortgage company, PNC Bank N.A. the largest bank and Grove City Area Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Grove City Area Federal Credit Union led with 18 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Grove City Area Federal Credit Union was the largest mortgage lender in Grove City, Pennsylvania with 18 loans, about 21.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Grove City, Pennsylvania in 2025, led by Rocket Mortgage with 3. 1 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 5 credit unions closed home loans in Grove City, Pennsylvania in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Grove City, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Grove City, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Grove City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.