Mortgage Lenders and Brokers in Churchtown, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Churchtown, Pennsylvania mortgage lenders include Bank of Bird in HandBank of Bird in Hand7180 Bernville Rd, Bernville, PA 19506A+5.0 ★Texas Ratio: 1.79%, The Ephrata National BankThe Ephrata National Bank351 S 7th St, Akron, PA 17501A+5.0 ★Texas Ratio: 4.34%, Univest Bank and Trust Co.Univest Bank and Trust Co.5089 Hamilton Blvd, Allentown, PA 18106A5.0 ★Texas Ratio: 6.10%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, First Citizens Community BankFirst Citizens Community Bank300 Main St, Blossburg, PA 16912A5.0 ★Texas Ratio: 11.39%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, Citadel Federal Credit UnionCitadel Federal Credit Union4923 Edgmont Ave, Brookhaven, PA 19015 1128A+5.0 ★Texas Ratio: 2.94%, Bank of America NABank of America NA3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, and Horizon Farm Credit, ACAHorizon Farm Credit, ACAMechanicsburg, PA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Churchtown, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Churchtown are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Churchtown, Pennsylvania
Market share is the lender's share of all home loans closed in Churchtown, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7180 Bernville Rd, Bernville, PA 19506 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 3 | 12.5% | 100% | $278,333 | View |
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351 S 7th St, Akron, PA 17501 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 2 +14 HELOCs |
8.3% | 100% | $510,000 | View |
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5089 Hamilton Blvd, Allentown, PA 18106 A5.0 ★Texas Ratio: 6.10% |
Conventional | 2 | 8.3% | 100% | $200,000 | View |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +2 HELOCs |
4.2% | 100% | $145,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 1 +1 HELOCs |
4.2% | 100% | $25,000 | View |
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300 Main St, Blossburg, PA 16912 A5.0 ★Texas Ratio: 11.39% |
Conventional | 1 | 4.2% | 100% | $365,000 | View |
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★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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4923 Edgmont Ave, Brookhaven, PA 19015 1128 A+5.0 ★Texas Ratio: 2.94% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Horizon Farm Credit, ACA
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Conventional | 1 | 4.2% | 100% | $385,000 | |
BHCU d/b/a Propell Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional | 3 | 12.5% | 100% | $208,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 8.3% | 100% | $295,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 4.2% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 4.2% | 100% | $465,000 | View |
| Conventional | 1 | 4.2% | 100% | $435,000 | View | |
Greenwood Credit Union
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Conventional | 1 | 4.2% | 100% | $85,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 4.2% | 100% | $345,000 | |
Nationstar Mortgage
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Conventional | 1 | 4.2% | 100% | $175,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 4.2% | 100% | $155,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 4.2% | 100% | $235,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Churchtown Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Churchtown, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Churchtown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Churchtown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Churchtown, PA
Use these to narrow the list above. Each category shows how many Churchtown, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Churchtown, PA
Independent mortgage companies closed 54.2 percent of home loans in Churchtown, Pennsylvania in 2025, banks 33.3 percent and credit unions 12.5 percent. Horizon Farm Credit, ACA was the largest mortgage company, Bank of Bird in Hand the largest bank and Members 1St FCU the largest credit union. Among lenders headquartered in Pennsylvania, Bank of Bird in Hand led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Churchtown, PA
By home loans closed in 2025, Bank of Bird in Hand was the largest mortgage lender in Churchtown, Pennsylvania with 3 loans, about 12.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Churchtown, Pennsylvania in 2025, led by Pennymac Loan Services LLC with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 5 credit unions closed home loans in Churchtown, Pennsylvania in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Churchtown, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Churchtown, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Churchtown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
