Mortgage Lenders and Brokers in Bear Rocks, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bear Rocks, Pennsylvania mortgage lenders include Somerset Trust CompanySomerset Trust Company8796 Lincoln Hwy, Bedford, PA 15522A5.0 ★Texas Ratio: 12.17%, Dollar Bank, FSBDollar Bank, FSB25 Highland Rd, Bethel Park, PA 15102A+5.0 ★Texas Ratio: 5.29%, CfsbankCfsbank1652 Rostraver Rd, Belle Vernon, PA 15012A+5.0 ★Texas Ratio: 1.57%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, United Community FCUUnited Community FCU331 S Main St, Washington, PA 15301 6367A+5.0 ★Texas Ratio: 0.17%, First Heritage Financial LLCFirst Heritage Financial LLC1550 S Main St Ste 1, Mansfield, PA 16933 9586A+5.0 ★Texas Ratio: 2.80%, and First Commonwealth BankFirst Commonwealth Bank2724 Harts Run Rd, Allison Park, PA 15101A5.0 ★Texas Ratio: 10.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bear Rocks, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bear Rocks are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bear Rocks, Pennsylvania
Market share is the lender's share of all home loans closed in Bear Rocks, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8796 Lincoln Hwy, Bedford, PA 15522 A5.0 ★Texas Ratio: 12.17% |
Conventional | 16 | 24.6% | 94.1% | $146,875 | View |
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25 Highland Rd, Bethel Park, PA 15102 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 3 | 4.6% | 80% | $238,333 | View |
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1652 Rostraver Rd, Belle Vernon, PA 15012 A+5.0 ★Texas Ratio: 1.57% |
Conventional | 3 | 4.6% | 100% | $185,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +9 HELOCs |
3.1% | 100% | $135,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +2 HELOCs |
1.5% | 100% | $75,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.5% | 100% | $345,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
VA | 1 | 1.5% | 100% | $315,000 | View |
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331 S Main St, Washington, PA 15301 6367 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 1 | 1.5% | 100% | $35,000 | View |
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1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
FHA | 1 | 1.5% | 100% | $255,000 | |
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2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 1.5% | 100% | $25,000 | View |
USX Federal Credit Union
PO Box 1728, Cranberry Twp, PA 16066 0728 |
Conventional | 1 | 1.5% | 100% | $35,000 | |
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173 Millers Run Rd, Bridgeville, PA 15017 A+5.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 1.5% | 100% | $155,000 | View |
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1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 1.5% | 100% | $225,000 | View |
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3900 Hamilton Blvd, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Howard Hanna Financial Services, Inc
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Conventional, VA | 2 | 3.1% | 100% | $220,000 | |
First Federal Savings and Loan
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Conventional | 2 | 3.1% | 100% | $25,000 | |
Federated Mortgage Corp
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Conventional | 2 | 3.1% | 100% | $155,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 1.5% | 100% | $435,000 | |
Mortgage Research Center
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VA | 3 | 4.6% | 75% | $215,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 4.6% | 75% | $285,000 | |
Rocket Mortgage
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Conventional | 2 | 3.1% | 66.7% | $210,000 | |
Homestead Funding Corp.
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Conventional | 2 | 3.1% | 100% | $260,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 3.1% | 100% | $90,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 3.1% | 66.7% | $145,000 | |
Equity Resources Inc
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Conventional | 1 | 1.5% | 50% | $185,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.5% | 50% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA | 1 | 1.5% | 100% | $465,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 1.5% | 100% | $35,000 | |
loanDepot.com LLC
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FHA | 1 | 1.5% | 100% | $225,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 1.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.91% |
FHA | 1 | 1.5% | 100% | $135,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $135,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.5% | 100% | $195,000 | |
Milend, Inc
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FHA | 1 | 1.5% | 50% | $195,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1.5% | 100% | $205,000 | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bear Rocks Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bear Rocks, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Bear Rocks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bear Rocks in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bear Rocks, PA
Use these to narrow the list above. Each category shows how many Bear Rocks, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Bear Rocks, PA
Independent mortgage companies closed 46.2 percent of home loans in Bear Rocks, Pennsylvania in 2025, banks 47.7 percent and credit unions 6.2 percent. Mortgage America, Inc. was the largest mortgage company, Somerset Trust Company the largest bank and United Community FCU the largest credit union. Among lenders headquartered in Pennsylvania, Somerset Trust Company led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bear Rocks, PA
By home loans closed in 2025, Somerset Trust Company was the largest mortgage lender in Bear Rocks, Pennsylvania with 16 loans, about 24.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Bear Rocks, Pennsylvania in 2025, led by First Heritage Financial LLC with 1. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 3 credit unions closed home loans in Bear Rocks, Pennsylvania in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bear Rocks, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bear Rocks, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bear Rocks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
