Avis, Pennsylvania mortgage lenders include Journey BankJourney Bank2 W Central Ave, Avis, PA 17721A+5.0 ★Texas Ratio: 4.57%, Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%, Horizon Federal Credit UnionHorizon Federal Credit Union217 W BALD EAGLE ST, LOCK HAVEN, PA 17745A-5.0 ★Texas Ratio: 14.99%, First Commonwealth BankFirst Commonwealth Bank2724 Harts Run Rd, Allison Park, PA 15101A5.0 ★Texas Ratio: 10.25%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, Woodlands BankWoodlands Bank2 S Main St, Hughesville, PA 17737C+4.1 ★Texas Ratio: 25.42%, Citizens & Northern BankCitizens & Northern Bank19179 Route 522, Beaver Springs, PA 17812A5.0 ★Texas Ratio: 10.85%, Police and Fire Federal Credit UnionPolice and Fire Federal Credit Union3325 Street Rd, Bensalem, PA 19020 2021A+5.0 ★Texas Ratio: 0.70%, and UNB BankUNB Bank1071 Numidia Dr, Catawissa, PA 17820B+4.0 ★Texas Ratio: 1.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Avis, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Avis are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Avis, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Avis 2 W Central Ave, Avis, PA 17721 A+5.0 ★Texas Ratio: 4.57% |
Conventional, VA, USDA, HELOC | 9 +7 HELOCs |
11.4% | 91.7% | $193,888 | View |
|
413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional, FHA, USDA, HELOC | 4 +2 HELOCs |
5.1% | 57.1% | $125,000 | View |
|
217 W BALD EAGLE ST, LOCK HAVEN, PA 17745 A-5.0 ★Texas Ratio: 14.99% |
Conventional | 4 | 5.1% | 80% | $92,500 | View |
|
2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
Conventional, HELOC | 2 +2 HELOCs |
2.5% | 75% | $45,000 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 2 +2 HELOCs |
2.5% | 100% | $185,000 | View |
|
2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +1 HELOCs |
2.5% | 100% | $155,000 | View |
|
2 S Main St, Hughesville, PA 17737 C+4.1 ★Texas Ratio: 25.42% |
Conventional | 2 | 2.5% | 100% | $215,000 | View |
|
19179 Route 522, Beaver Springs, PA 17812 A5.0 ★Texas Ratio: 10.85% |
Conventional, HELOC | 1 +2 HELOCs |
1.3% | 100% | $305,000 | View |
|
3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 1.3% | 100% | $465,000 | View |
|
1071 Numidia Dr, Catawissa, PA 17820 B+4.0 ★Texas Ratio: 1.11% |
Conventional | 1 | 1.3% | 100% | $205,000 | View |
|
7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Jersey Shore State Bank
|
Conventional, HELOC | 2 +14 HELOCs |
2.5% | 100% | $80,000 | |
Tammac Holdings Corporation
|
Conventional | 2 | 2.5% | 50% | $110,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 1.3% | 100% | $115,000 | |
Newrez LLC
|
Conventional | 1 | 1.3% | 100% | $215,000 | |
Horizon Farm Credit, ACA
|
Conventional | 1 | 1.3% | 100% | $435,000 | |
Spring Eq, LLC
|
Conventional | 1 | 1.3% | 50% | $75,000 | |
Service 1St Federal Credit Uni
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Kind Lending, LLC
|
Conventional, FHA, VA, USDA | 6 | 7.6% | 75% | $298,333 | |
Rocket Mortgage
|
Conventional, VA | 5 | 6.3% | 71.4% | $183,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 4 | 5.1% | 66.7% | $185,000 | |
Primelending
|
Conventional, FHA | 4 | 5.1% | 100% | $145,000 | |
Mortgage Research Center
|
Conventional, VA | 4 | 5.1% | 66.7% | $177,500 | |
Equity Prime Mortgage LLC
|
VA, USDA | 3 | 3.8% | 100% | $198,333 | |
American Financial Resources LLC
|
Conventional, FHA | 2 | 2.5% | 100% | $205,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 2.5% | 40% | $65,000 | |
|
A+5.0 ★Texas Ratio: 3.02% |
VA | 1 | 1.3% | 100% | $285,000 | View |
Deephaven Mortgage LLC
|
Conventional | 1 | 1.3% | 100% | $185,000 | |
Michigan Mutual, Inc
|
FHA | 1 | 1.3% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 1.3% | 100% | $105,000 | View |
New Day Financial, LLC.
|
VA | 1 | 1.3% | 50% | $305,000 | |
Radius Financial Group Inc
|
Conventional | 1 | 1.3% | 100% | $265,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1.3% | 100% | $165,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 1.3% | 100% | $355,000 | |
Fairway Independent Mort Corp
|
USDA | 1 | 1.3% | 100% | $265,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.3% | 100% | $155,000 | |
21St Mortgage
|
Conventional | 1 | 1.3% | 33.3% | $75,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.3% | 100% | $165,000 | View |
Top Flite Financial, Inc.
|
FHA | 1 | 1.3% | 100% | $205,000 |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Avis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Avis in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Avis, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 53.2 percent of home loans in Avis, Pennsylvania in 2025, banks 36.7 percent and credit unions 10.1 percent. Tammac Holdings Corporation was the largest mortgage company, Journey Bank the largest bank and Horizon Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Journey Bank led with 9 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Journey Bank was the largest mortgage lender in Avis, Pennsylvania with 9 loans, about 11.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Avis, Pennsylvania in 2025, led by Kind Lending, LLC with 3. 8 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 6 credit unions closed home loans in Avis, Pennsylvania in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Avis, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Avis, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Avis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.