Mortgage Lenders and Brokers in White City, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
White City, Oregon mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA7445 Crater Lake Hwy, White City, OR 97503A+5.0 ★Texas Ratio: 5.36%, Rogue Credit UnionRogue Credit Union8173 Plaza Way, White City, OR 97503A+5.0 ★Texas Ratio: 5.02%, Willamette Valley BankWillamette Valley Bank1970 14th Ave Se, Albany, OR 97322A+5.0 ★Texas Ratio: 0.89%, Evergreen Federal BankEvergreen Federal Bank1001 W Jackson Road, Ashland, OR 97520A+5.0 ★Texas Ratio: 4.02%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, First Community Credit UnionFirst Community Credit Union75 12th ST SE, Bandon, OR 97411A+5.0 ★Texas Ratio: 0.21%, Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%, and First Interstate BankFirst Interstate Bank2235 Ashland St, Ashland, OR 97520A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in White City, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in White City are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in White City, Oregon
Market share is the lender's share of all home loans closed in White City, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in White City 7445 Crater Lake Hwy, White City, OR 97503 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 50% | $175,000 | View |
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8173 Plaza Way, White City, OR 97503 A+5.0 ★Texas Ratio: 5.02% |
Conventional, HELOC | 31 +3 HELOCs |
13.4% | 72.1% | $126,290 | View |
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1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89% |
Conventional, FHA, VA | 10 | 4.3% | 83.3% | $270,000 | View |
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1001 W Jackson Road, Ashland, OR 97520 A+5.0 ★Texas Ratio: 4.02% |
Conventional | 7 | 3% | 100% | $193,571 | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 4 | 1.7% | 66.7% | $287,500 | View |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 66.7% | $135,000 | View |
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333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $255,000 | View |
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75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $465,000 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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★ 1 stars, 1 review 2235 Ashland St, Ashland, OR 97520 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Mortgage Express
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FHA | 2 | 0.9% | 66.7% | $320,000 | |
Pacific Residential Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $325,000 | |
Directors Mortgage, Inc
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FHA | 1 | 0.4% | 50% | $385,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 25 | 10.8% | 100% | $253,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, Jumbo | 18 | 7.8% | 95% | $283,333 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA | 14 | 6% | 87.5% | $318,571 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 10 +1 HELOCs |
4.3% | 71.4% | $272,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 4.3% | 66.7% | $166,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA, Jumbo, HELOC | 7 +1 HELOCs |
3% | 100% | $402,142 | |
Mortgage Research Center
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VA | 7 | 3% | 100% | $382,142 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 7 | 3% | 100% | $255,000 | |
Nations Lending Corporation
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Conventional, FHA | 6 | 2.6% | 100% | $276,666 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.2% | 100% | $319,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 5 | 2.2% | 100% | $311,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2.2% | 100% | $293,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 2.2% | 62.5% | $127,000 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.7% | 66.7% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA, VA | 3 | 1.3% | 100% | $368,333 | View |
Towne Mortgage Company
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FHA, VA | 3 | 1.3% | 100% | $325,000 | |
The Loan Store, Inc
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Conventional, VA | 3 | 1.3% | 100% | $305,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.9% | 100% | $55,000 | |
Sammamish Mortgage Company
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Conventional | 2 | 0.9% | 100% | $295,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.9% | 100% | $270,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.9% | 66.7% | $230,000 | |
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A+5.0 ★Texas Ratio: 5.70% |
FHA, VA | 2 | 0.9% | 100% | $265,000 | View |
21St Mortgage
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Conventional | 2 | 0.9% | 33.3% | $110,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $315,000 | |
Gold Star Mortgage Financial Group, Corporation
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USDA | 1 | 0.4% | 100% | $365,000 | |
Newrez LLC
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VA | 1 | 0.4% | 50% | $365,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $325,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.4% | 100% | $415,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $265,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 25% | $155,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.4% | 100% | $315,000 | |
American Financing Corporation
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Conventional | 1 | 0.4% | 25% | $65,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $345,000 | |
Intelliloan, Inc.
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VA | 1 | 0.4% | 100% | $365,000 | |
Sierra Pacific Mortgage Co. Inc
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USDA | 1 | 0.4% | 100% | $395,000 | |
Summit Funding.Inc
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VA | 1 | 0.4% | 100% | $355,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $255,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Paramount Residential Mortgage
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USDA | 1 | 0.4% | 100% | $295,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.4% | 100% | $455,000 | |
JMAC Lending, Inc.
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USDA | 1 | 0.4% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
White City Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in White City, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in White City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in White City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in White City, OR
Use these to narrow the list above. Each category shows how many White City, OR lenders fit and what that kind of lender is usually best for.
Who Lends in White City, OR
Independent mortgage companies closed 66.4 percent of home loans in White City, Oregon in 2025, banks 19.8 percent and credit unions 13.8 percent. Mortgage Express was the largest mortgage company, Wells Fargo Bank NA the largest bank and Rogue Credit Union the largest credit union. Among lenders headquartered in Oregon, Rogue Credit Union led with 31 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in White City, OR
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in White City, Oregon with 1 loans, about 0.4 percent of the market. The largest lender headquartered in Oregon was Rogue Credit Union with 31 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in White City, Oregon in 2025, led by Guild Mortgage Company with 12. 20 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 2 credit unions closed home loans in White City, Oregon in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in White City, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in White City, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up White City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
