Mortgage Lenders and Brokers in Sweet Home, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sweet Home, Oregon mortgage lenders include Columbia BankColumbia Bank1890 Main St, Sweet Home, OR 97386A+5.0 ★Texas Ratio: 2.28%, Keybank National AssociationKeybank National Association1199 10th Ave, Sweet Home, OR 97386A+5.0 ★Texas Ratio: 4.81%, Oregon State Credit UnionOregon State Credit Union1394 Clay St SE, Albany, OR 97322 6884A+5.0 ★Texas Ratio: 3.40%, Central Willamette Credit UnionCentral Willamette Credit Union7101 Supra Dr SW, Albany, OR 97321A+5.0 ★Texas Ratio: 4.79%, Oregon Community Credit UnionOregon Community Credit Union840 NW 9th St, Corvallis, OR 97330 6141A5.0 ★Texas Ratio: 11.19%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, Banner BankBanner Bank2024 Washington Ave, Baker City, OR 97814A+5.0 ★Texas Ratio: 2.91%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Marion & Polk Schools Credit UnionMarion & Polk Schools Credit Union2921 Crescent Ave, Eugene, OR 97408A5.0 ★Texas Ratio: 9.77%, and Rogue Credit UnionRogue Credit Union415 Lithia Way, Ashland, OR 97520A+5.0 ★Texas Ratio: 5.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sweet Home, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sweet Home are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sweet Home, Oregon
Market share is the lender's share of all home loans closed in Sweet Home, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sweet Home 1890 Main St, Sweet Home, OR 97386 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 5 +13 HELOCs |
1.5% | 100% | $211,000 | View |
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1 office in Sweet Home 1199 10th Ave, Sweet Home, OR 97386 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 5 +3 HELOCs |
1.5% | 62.5% | $213,000 | View |
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1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 4 +11 HELOCs |
1.2% | 62.5% | $182,500 | View |
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7101 Supra Dr SW, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.79% |
Conventional | 3 | 0.9% | 100% | $85,000 | View |
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840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
Conventional, HELOC | 2 +7 HELOCs |
0.6% | 100% | $60,000 | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 40% | $170,000 | View |
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2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 2 | 0.6% | 100% | $350,000 | View |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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2921 Crescent Ave, Eugene, OR 97408 A5.0 ★Texas Ratio: 9.77% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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415 Lithia Way, Ashland, OR 97520 A+5.0 ★Texas Ratio: 5.02% |
VA | 1 | 0.3% | 100% | $335,000 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional | 1 | 0.3% | 100% | $365,000 | |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Directors Mortgage, Inc
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Conventional, FHA | 3 | 0.9% | 100% | $158,333 | |
Lpmc, LLC dba Landmark Profess
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Conventional, FHA | 2 | 0.6% | 66.7% | $240,000 | |
Mortgage Express
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Conventional, FHA | 2 | 0.6% | 100% | $270,000 | |
Pacific Residential Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 37 | 11.2% | 90.2% | $224,189 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 9.4% | 82.1% | $239,838 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 29 +1 HELOCs |
8.8% | 82.9% | $313,965 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 22 | 6.7% | 100% | $297,272 | |
Summit Funding.Inc
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Conventional, FHA, VA | 22 | 6.7% | 91.7% | $362,272 | |
Movement Mortgage, LLC
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Conventional, FHA | 16 | 4.8% | 100% | $218,125 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA, USDA | 11 | 3.3% | 100% | $322,272 | |
American Financial Resources LLC
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Conventional, FHA, VA | 7 | 2.1% | 100% | $290,714 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 7 | 2.1% | 87.5% | $309,285 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
1.8% | 75% | $276,666 | |
Freedom Mortgage Corporation
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FHA, VA, Jumbo | 6 | 1.8% | 90% | $441,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.8% | 100% | $258,333 | |
Mortgage Research Center
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VA | 6 | 1.8% | 85.7% | $390,000 | |
Newrez LLC
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Conventional, FHA | 5 | 1.5% | 71.4% | $267,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 5 | 1.5% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 1.2% | 66.7% | $195,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.2% | 100% | $310,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 4 | 1.2% | 100% | $240,000 | |
Go Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $321,666 | |
Triad Financial Services, Inc.
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Conventional | 3 | 0.9% | 75% | $51,666 | |
Pennymac Loan Services LLC
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Conventional | 3 | 0.9% | 50% | $168,333 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 0.9% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.9% | 75% | $298,333 | |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 0.9% | 75% | $268,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.9% | 100% | $225,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 40% | $60,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $265,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 0.6% | 100% | $320,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.6% | 100% | $240,000 | View |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 0.6% | 100% | $380,000 | |
Lower, LLC
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FHA, VA | 2 | 0.6% | 100% | $385,000 | |
21St Mortgage
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Conventional | 2 | 0.6% | 50% | $170,000 | |
Premier Mortgage Resources, LLC
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VA | 1 | 0.3% | 100% | $435,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Primelending
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VA | 1 | 0.3% | 100% | $385,000 | |
RANLife, Inc.
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FHA | 1 | 0.3% | 100% | $265,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 33.3% | $255,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.3% | 100% | $245,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $255,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 50% | $335,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
Signature Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $85,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 1 | 0.3% | 100% | $855,000 | View |
Sun West Mortgage Company, Inc
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USDA | 1 | 0.3% | 33.3% | $285,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 100% | $135,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 40% | $595,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 66.7% | $335,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.3% | 50% | $205,000 | |
Intelliloan, Inc.
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VA | 1 | 0.3% | 100% | $355,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Franklin Loan Corporation
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FHA | 1 | 0.3% | 100% | $265,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.3% | 100% | $305,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 50% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Peak Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sweet Home Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sweet Home, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Sweet Home? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sweet Home in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sweet Home, OR
Use these to narrow the list above. Each category shows how many Sweet Home, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Sweet Home, OR
Independent mortgage companies closed 88.8 percent of home loans in Sweet Home, Oregon in 2025, banks 6.4 percent and credit unions 4.8 percent. Directors Mortgage, Inc was the largest mortgage company, Columbia Bank the largest bank and Oregon State Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sweet Home, OR
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Sweet Home, Oregon with 5 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Sweet Home, Oregon in 2025, led by loanDepot.com LLC with 14. 27 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 13 credit unions closed home loans in Sweet Home, Oregon in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sweet Home, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sweet Home, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sweet Home. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
