Mortgage Lenders and Brokers in Sandy, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sandy, Oregon mortgage lenders include US Bank, N.A.US Bank, N.A.38561 Proctor Blvd, Sandy, OR 97055A+5.0 ★Texas Ratio: 2.85%, OnPoint Community Credit UnionOnPoint Community Credit Union16625 362nd Ave, Sandy, OR 97055 9247A+5.0 ★Texas Ratio: 4.12%, Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, Embold Federal Credit UnionEmbold Federal Credit Union37077 Highway 26, Sandy, OR 97055A5.0 ★Texas Ratio: 6.30%, Unitus Community Credit UnionUnitus Community Credit Union3215 SW Cedar Hills Blvd, Beaverton, OR 97005A+5.0 ★Texas Ratio: 3.01%, Oregonians Credit UnionOregonians Credit Union11240 SW Allen Blvd, Beaverton, OR 97005A5.0 ★Texas Ratio: 8.54%, Banner BankBanner Bank2024 Washington Ave, Baker City, OR 97814A+5.0 ★Texas Ratio: 2.91%, Wells Fargo Bank NAWells Fargo Bank NA2100 Pacific Blvd Se, Albany, OR 97321A+5.0 ★Texas Ratio: 5.36%, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, and Rivermark Community Credit UnionRivermark Community Credit Union4875 SW Griffith Dr, Beaverton, OR 97005 8722A5.0 ★Texas Ratio: 9.96%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sandy, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sandy are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sandy, Oregon
Market share is the lender's share of all home loans closed in Sandy, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sandy 38561 Proctor Blvd, Sandy, OR 97055 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 8 +8 HELOCs |
2.4% | 64.3% | $200,000 | View |
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16625 362nd Ave, Sandy, OR 97055 9247 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, HELOC | 21 +62 HELOCs |
6.2% | 100% | $443,095 | View |
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333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 6 +2 HELOCs |
1.8% | 100% | $453,333 | View |
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37077 Highway 26, Sandy, OR 97055 A5.0 ★Texas Ratio: 6.30% |
Conventional, HELOC | 3 +9 HELOCs |
0.9% | 100% | $415,000 | View |
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★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
Conventional, HELOC | 3 +4 HELOCs |
0.9% | 100% | $465,000 | View |
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11240 SW Allen Blvd, Beaverton, OR 97005 A5.0 ★Texas Ratio: 8.54% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 100% | $78,333 | View |
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2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo | 3 | 0.9% | 75% | $985,000 | View |
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2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 3 | 0.9% | 100% | $368,333 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $415,000 | |
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4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $155,000 | View |
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1219 Ne 3rd St, Bend, OR 97701 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
FHA | 1 | 0.3% | 100% | $325,000 | |
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1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
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Conventional, FHA | 7 | 2.1% | 100% | $457,857 | |
Directors Mortgage, Inc
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Conventional, FHA | 3 | 0.9% | 100% | $311,666 | |
CastpartsEmplFCU
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Conventional | 2 | 0.6% | 100% | $45,000 | |
Consolidated Community Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 38 +3 HELOCs |
11.2% | 88.4% | $428,421 | |
Guild Mortgage Company
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Conventional, FHA, VA | 23 | 6.8% | 100% | $441,956 | |
Clm Mortgage, Inc
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Conventional, FHA, VA | 20 | 5.9% | 100% | $501,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
4.4% | 94.7% | $447,666 | |
Rocket Mortgage
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Conventional, VA | 13 | 3.8% | 76.5% | $347,307 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 11 | 3.2% | 100% | $423,181 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 2.4% | 88.9% | $176,250 | |
Paramount Residential Mortgage
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Conventional, FHA, VA, USDA | 8 | 2.4% | 100% | $451,250 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
2.1% | 100% | $482,142 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 7 | 2.1% | 100% | $373,571 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 2.1% | 100% | $387,857 | |
Nations Direct Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.8% | 100% | $560,000 | |
loanDepot.com LLC
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Conventional, FHA, Jumbo | 5 | 1.5% | 71.4% | $453,000 | |
Triad Financial Services, Inc.
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Conventional | 5 | 1.5% | 83.3% | $125,000 | |
Better Mortgage Corporation
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Conventional, FHA | 5 | 1.5% | 55.6% | $255,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
1.2% | 33.3% | $105,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.2% | 100% | $335,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.2% | 71.4% | $245,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.2% | 100% | $147,500 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $431,666 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $415,000 | |
VanDyk Mortgage Corporation
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FHA, VA | 3 | 0.9% | 100% | $445,000 | |
Bay Equity LLC
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Conventional | 3 | 0.9% | 100% | $241,666 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.9% | 100% | $361,666 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.6% | 40% | $285,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $565,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $415,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 2 | 0.6% | 100% | $430,000 | |
Provident Funding Associates
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Conventional | 2 | 0.6% | 100% | $435,000 | |
Mortgage Research Center
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VA | 2 | 0.6% | 50% | $435,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.6% | 100% | $160,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA | 2 | 0.6% | 100% | $460,000 | View |
Nexera Holding LLC
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Conventional | 2 | 0.6% | 100% | $520,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 0.6% | 66.7% | $360,000 | |
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A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $385,000 | View |
Sierra Pacific Mortgage Co. Inc
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $475,000 | |
Arc Home LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,205,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.3% | 100% | $435,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $355,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $625,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.3% | 100% | $425,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
MortgageOne, Inc
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,305,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $505,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $455,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $745,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.3% | 100% | $375,000 | |
City Lending Inc.
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FHA | 1 | 0.3% | 100% | $395,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $75,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $315,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Red Canoe Credit Union
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Conventional | 1 | 0.3% | 100% | $75,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 100% | $365,000 | |
Home Mortgage Advisors, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
First Colony Mortgage Corporat
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VA | 1 | 0.3% | 100% | $425,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Fibre Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $365,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $395,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $315,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 50% | $505,000 | View |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Summit Funding.Inc
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FHA | 1 | 0.3% | 100% | $335,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $695,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $655,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 33.3% | $455,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $305,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
iQ Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sandy Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sandy, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Sandy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sandy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sandy, OR
Use these to narrow the list above. Each category shows how many Sandy, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Sandy, OR
Independent mortgage companies closed 79.1 percent of home loans in Sandy, Oregon in 2025, banks 8.8 percent and credit unions 12.1 percent. Summit Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and OnPoint Community Credit Union the largest credit union. Among lenders headquartered in Oregon, OnPoint Community Credit Union led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sandy, OR
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Sandy, Oregon with 8 loans, about 2.4 percent of the market. The largest lender headquartered in Oregon was OnPoint Community Credit Union with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Sandy, Oregon in 2025, led by United Wholesale Mortgage with 6. 25 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 22 credit unions closed home loans in Sandy, Oregon in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sandy, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sandy, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sandy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
