Mortgage Lenders and Brokers in Monmouth, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Monmouth, Oregon mortgage lenders include US Bank, N.A.US Bank, N.A.250 Main St E, Monmouth, OR 97361A+5.0 ★Texas Ratio: 2.85%, Oregon State Credit UnionOregon State Credit Union464 Pacific Ave S, Monmouth, OR 97361 1543A+5.0 ★Texas Ratio: 3.40%, Columbia BankColumbia Bank200 East Main Street, Monmouth, OR 97361A+5.0 ★Texas Ratio: 2.28%, Oregon Community Credit UnionOregon Community Credit Union840 NW 9th St, Corvallis, OR 97330 6141A5.0 ★Texas Ratio: 11.19%, First Community Credit UnionFirst Community Credit Union75 12th ST SE, Bandon, OR 97411A+5.0 ★Texas Ratio: 0.21%, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, Heritage Grove Federal Credit UnionHeritage Grove Federal Credit Union631 Winter St NE, Salem, OR 97301A+5.0 ★Texas Ratio: 5.80%, Wells Fargo Bank NAWells Fargo Bank NA2100 Pacific Blvd Se, Albany, OR 97321A+5.0 ★Texas Ratio: 5.36%, Willamette Valley BankWillamette Valley Bank1970 14th Ave Se, Albany, OR 97322A+5.0 ★Texas Ratio: 0.89%, and Unitus Community Credit UnionUnitus Community Credit Union3215 SW Cedar Hills Blvd, Beaverton, OR 97005A+5.0 ★Texas Ratio: 3.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Monmouth, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Monmouth are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Monmouth, Oregon
Market share is the lender's share of all home loans closed in Monmouth, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Monmouth 250 Main St E, Monmouth, OR 97361 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 40% | $265,000 | View |
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464 Pacific Ave S, Monmouth, OR 97361 1543 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 5 +16 HELOCs |
3.6% | 83.3% | $267,000 | View |
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200 East Main Street, Monmouth, OR 97361 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 4 +7 HELOCs |
2.9% | 100% | $332,500 | View |
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840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
Conventional, HELOC | 3 +2 HELOCs |
2.2% | 100% | $71,666 | View |
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75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 100% | $355,000 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 66.7% | $30,000 | |
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631 Winter St NE, Salem, OR 97301 A+5.0 ★Texas Ratio: 5.80% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
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2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.7% | 50% | $335,000 | View |
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1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89% |
FHA | 1 | 0.7% | 100% | $365,000 | View |
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★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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163 Knox St N, Monmouth, OR 97361 2226 A5.0 ★Texas Ratio: 9.77% |
HELOC | 0 +24 HELOCs |
0% | n/a | View | |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 12.2% | 94.4% | $210,882 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 7.2% | 83.3% | $369,000 | |
Triad Financial Services, Inc.
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Conventional | 7 | 5% | 75% | $109,285 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 7 | 5% | 87.5% | $395,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 7 | 5% | 100% | $483,571 | |
Nations Direct Mortgage, LLC
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Conventional, FHA, VA | 6 | 4.3% | 100% | $438,333 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 2.9% | 100% | $265,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 2.9% | 100% | $397,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 4 | 2.9% | 100% | $322,500 | |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 2.9% | 100% | $332,500 | |
Nationstar Mortgage
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Conventional, VA | 4 | 2.9% | 100% | $155,000 | |
Newrez LLC
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Conventional, FHA | 3 | 2.2% | 100% | $488,333 | |
Kind Lending, LLC
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Conventional | 3 | 2.2% | 100% | $265,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 2.2% | 75% | $231,666 | |
Plaza Home Mortgage, Inc
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Conventional | 3 | 2.2% | 75% | $311,666 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 2 +1 HELOCs |
1.4% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $495,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 1.4% | 100% | $385,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 1.4% | 100% | $405,000 | |
Provident Funding Associates
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Conventional | 2 | 1.4% | 100% | $415,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.4% | 100% | $365,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
Envoy Mortgage, Ltd
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VA | 1 | 0.7% | 100% | $425,000 | |
HomeStreet Bank
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 50% | $55,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Valon Mortgage
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.7% | 100% | $385,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.7% | 100% | $35,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.7% | 100% | $415,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.7% | 100% | $485,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.7% | 100% | $445,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.7% | 100% | $415,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 100% | $65,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.7% | 100% | $435,000 | |
Wsecu
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Conventional | 1 | 0.7% | 100% | $85,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Peak Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Monmouth Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Monmouth, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Monmouth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Monmouth in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Monmouth, OR
Use these to narrow the list above. Each category shows how many Monmouth, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Monmouth, OR
Independent mortgage companies closed 78.4 percent of home loans in Monmouth, Oregon in 2025, banks 8.6 percent and credit unions 12.9 percent. Mortgage Express was the largest mortgage company, US Bank, N.A. the largest bank and Oregon State Credit Union the largest credit union. Among lenders headquartered in Oregon, Oregon State Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Monmouth, OR
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Monmouth, Oregon with 2 loans, about 1.4 percent of the market. The largest lender headquartered in Oregon was Oregon State Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Monmouth, Oregon in 2025, led by United Wholesale Mortgage with 3. 10 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 17 credit unions closed home loans in Monmouth, Oregon in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Monmouth, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Monmouth, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Monmouth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
