Mortgage Lenders and Brokers in Hayesville, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hayesville, Oregon mortgage lenders include Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, Heritage Grove Federal Credit UnionHeritage Grove Federal Credit Union631 Winter St NE, Salem, OR 97301A+5.0 ★Texas Ratio: 5.80%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Marion & Polk Schools Credit UnionMarion & Polk Schools Credit Union2921 Crescent Ave, Eugene, OR 97408A5.0 ★Texas Ratio: 9.77%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, Keybank National AssociationKeybank National Association128 3rd Ave Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 4.81%, Unitus Community Credit UnionUnitus Community Credit Union3215 SW Cedar Hills Blvd, Beaverton, OR 97005A+5.0 ★Texas Ratio: 3.01%, and Willamette Valley BankWillamette Valley Bank1970 14th Ave Se, Albany, OR 97322A+5.0 ★Texas Ratio: 0.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hayesville, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hayesville are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hayesville, Oregon
Market share is the lender's share of all home loans closed in Hayesville, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
2% | 100% | $363,000 | View |
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631 Winter St NE, Salem, OR 97301 A+5.0 ★Texas Ratio: 5.80% |
Conventional | 4 | 1.6% | 80% | $162,500 | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 3 +10 HELOCs |
1.2% | 75% | $375,000 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, HELOC | 3 +3 HELOCs |
1.2% | 75% | $35,000 | |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.2% | 100% | $238,333 | View |
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2921 Crescent Ave, Eugene, OR 97408 A5.0 ★Texas Ratio: 9.77% |
Conventional, HELOC | 2 +22 HELOCs |
0.8% | 100% | $305,000 | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +3 HELOCs |
0.8% | 40% | $90,000 | View |
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128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.8% | 33.3% | $85,000 | View |
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★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $295,000 | View |
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1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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7101 Supra Dr SW, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.79% |
Conventional | 1 | 0.4% | 100% | $15,000 | View |
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840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
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Conventional, FHA, VA | 14 | 5.6% | 100% | $361,428 | |
Lpmc, LLC dba Landmark Profess
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Conventional, FHA | 6 | 2.4% | 100% | $251,666 | |
Directors Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $415,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 30 | 12% | 83.8% | $246,666 | |
Guild Mortgage Company
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Conventional, FHA, VA | 21 | 8.4% | 87.5% | $307,380 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
7.2% | 94.7% | $397,222 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 9 | 3.6% | 100% | $407,222 | |
Nationstar Mortgage
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Conventional, VA | 7 | 2.8% | 100% | $127,857 | |
Freedom Mortgage Corporation
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VA | 6 | 2.4% | 85.7% | $345,000 | |
Newrez LLC
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Conventional, FHA | 6 | 2.4% | 75% | $316,666 | |
Union Home Mortgage Corp.
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Conventional, FHA | 6 | 2.4% | 77.8% | $295,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 5 | 2% | 83.3% | $337,000 | |
loanDepot.com LLC
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Conventional | 5 | 2% | 100% | $81,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 5 | 2% | 100% | $351,000 | |
Triad Financial Services, Inc.
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Conventional | 4 | 1.6% | 87.5% | $75,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.6% | 100% | $157,500 | |
Mortgage Research Center
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VA | 4 | 1.6% | 57.1% | $365,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 4 | 1.6% | 66.7% | $320,000 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1.2% | 100% | $275,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 1.2% | 100% | $418,333 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 1.2% | 100% | $281,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 3 | 1.2% | 75% | $371,666 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.8% | 100% | $390,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.8% | 50% | $80,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.8% | 100% | $425,000 | |
Success Mortgage Partners, Inc
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FHA | 2 | 0.8% | 100% | $425,000 | |
Evergreen Moneysource Mortgage Company
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FHA | 2 | 0.8% | 100% | $410,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.8% | 100% | $350,000 | View |
Zillow Home Loans, LLC
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FHA | 2 | 0.8% | 100% | $390,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.8% | 66.7% | $340,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.8% | 100% | $370,000 | |
Village Capital & Investment
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VA | 2 | 0.8% | 100% | $400,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | |
Arc Home LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.4% | 100% | $425,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $405,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $405,000 | |
Goodleap, LLC
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VA | 1 | 0.4% | 100% | $275,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 50% | $445,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Go Mortgage, LLC
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VA | 1 | 0.4% | 100% | $385,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 50% | $335,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 50% | $345,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $285,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
HomeStreet Bank
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.4% | 100% | $445,000 | |
City Lending Inc.
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Red Canoe Credit Union
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.4% | 50% | $45,000 | |
Fibre Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $355,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $375,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.4% | 33.3% | $385,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $365,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.4% | 100% | $385,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $35,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 100% | $465,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Peak Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hayesville Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hayesville, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Hayesville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hayesville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hayesville, OR
Use these to narrow the list above. Each category shows how many Hayesville, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Hayesville, OR
Independent mortgage companies closed 85.1 percent of home loans in Hayesville, Oregon in 2025, banks 7.6 percent and credit unions 7.2 percent. Mortgage Express was the largest mortgage company, Columbia Bank the largest bank and Heritage Grove Federal Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hayesville, OR
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Hayesville, Oregon with 5 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Hayesville, Oregon in 2025, led by Mortgage Express with 7. 16 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 15 credit unions closed home loans in Hayesville, Oregon in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hayesville, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hayesville, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hayesville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
