Mortgage Lenders and Brokers in Astoria, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Astoria, Oregon mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1218 Commercial St, Astoria, OR 97103A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.987 Duane St, Astoria, OR 97103A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank1122 Duane Street, Astoria, OR 97103A+5.0 ★Texas Ratio: 2.28%, Wauna Federal Credit UnionWauna Federal Credit Union595 Marine Dr, Astoria, OR 97103 4202A5.0 ★Texas Ratio: 6.12%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%, Marion & Polk Schools Credit UnionMarion & Polk Schools Credit Union2921 Crescent Ave, Eugene, OR 97408A5.0 ★Texas Ratio: 9.77%, Summit Mortgage CorporationSummit Mortgage Corporation560 Sw Columbia St, Bend, OR 97702, and Rivermark Community Credit UnionRivermark Community Credit Union4875 SW Griffith Dr, Beaverton, OR 97005 8722A5.0 ★Texas Ratio: 9.96%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Astoria, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Astoria are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Astoria, Oregon
Market share is the lender's share of all home loans closed in Astoria, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Astoria 1218 Commercial St, Astoria, OR 97103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 3.3% | 100% | $329,000 | View |
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1 office in Astoria 987 Duane St, Astoria, OR 97103 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +4 HELOCs |
2.6% | 80% | $210,000 | View |
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1 office in Astoria 1122 Duane Street, Astoria, OR 97103 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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595 Marine Dr, Astoria, OR 97103 4202 A5.0 ★Texas Ratio: 6.12% |
Conventional, Jumbo | 8 | 5.3% | 81.8% | $218,750 | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 2 +3 HELOCs |
1.3% | 100% | $345,000 | View |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.3% | 100% | $375,000 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
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2921 Crescent Ave, Eugene, OR 97408 A5.0 ★Texas Ratio: 9.77% |
Conventional | 1 | 0.7% | 100% | $425,000 | View |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
Conventional | 1 | 0.7% | 100% | $315,000 | |
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4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Directors Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $485,000 | |
Mortgage Express
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Conventional | 1 | 0.7% | 100% | $425,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA, VA, Jumbo | 24 | 15.9% | 96.2% | $415,833 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
7.9% | 100% | $448,333 | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 6% | 100% | $368,333 | |
Fairway Independent Mort Corp
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Conventional | 8 | 5.3% | 88.9% | $425,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 6 | 4% | 100% | $523,333 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 2.6% | 80% | $372,500 | |
Fibre Federal Credit Union
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Conventional, HELOC | 3 +7 HELOCs |
2% | 71.4% | $371,666 | |
Alameda Mortgage Corporation
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Conventional, VA | 3 | 2% | 100% | $375,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 2% | 80% | $495,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 2% | 100% | $335,000 | View |
Churchill Mortgage Corporation
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Conventional | 3 | 2% | 100% | $421,666 | |
Champions Funding, LLC
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Conventional | 3 | 2% | 100% | $398,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
1.3% | 66.7% | $85,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.3% | 100% | $570,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.3% | 100% | $220,000 | |
Mortgage Research Center
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VA | 2 | 1.3% | 66.7% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.70% |
Conventional, FHA | 2 | 1.3% | 66.7% | $455,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $380,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 2 | 1.3% | 100% | $355,000 | View |
Boeing Employees' Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $395,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $35,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.7% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
Everett Financial, Inc.
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VA | 1 | 0.7% | 100% | $695,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.7% | 100% | $415,000 | |
Go Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $495,000 | |
Nbkc Bank
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Conventional | 1 | 0.7% | 100% | $575,000 | |
Kind Lending, LLC
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VA | 1 | 0.7% | 100% | $455,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
Filo Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $455,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Bank of the Pacific
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Conventional | 1 | 0.7% | 100% | $25,000 | |
Red Canoe Credit Union
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Conventional | 1 | 0.7% | 100% | $375,000 | |
ClearPath Lending
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VA | 1 | 0.7% | 100% | $425,000 | |
Mountain America Federal Credit Union
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Conventional | 1 | 0.7% | 50% | $465,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.7% | 100% | $315,000 | |
Provident Funding Associates
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Conventional | 1 | 0.7% | 100% | $545,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 50% | $535,000 | View |
Nationstar Mortgage
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VA | 1 | 0.7% | 100% | $395,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.7% | 100% | $55,000 | |
V.I.P. Mortgage, Inc.
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VA | 1 | 0.7% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $145,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
iQ Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chevron Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Astoria Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Astoria, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Astoria? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Astoria in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Astoria, OR
Use these to narrow the list above. Each category shows how many Astoria, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Astoria, OR
Independent mortgage companies closed 71.5 percent of home loans in Astoria, Oregon in 2025, banks 15.2 percent and credit unions 13.2 percent. Summit Mortgage Corporation was the largest mortgage company, Wells Fargo Bank NA the largest bank and Wauna Federal Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Astoria, OR
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Astoria, Oregon with 5 loans, about 3.3 percent of the market. The largest lender headquartered in Oregon was Columbia Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Astoria, Oregon in 2025, led by Golden Empire Mortgage, Inc. with 3. 13 lenders closed VA loans, led by Golden Empire Mortgage, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 16 credit unions closed home loans in Astoria, Oregon in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Astoria, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Astoria, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Astoria. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
