Mortgage Lenders and Brokers in Sapulpa, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sapulpa, Oklahoma mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co315 E Dewey Ave, Sapulpa, OK 74066A5.0 ★Texas Ratio: 10.43%, American Heritage BankAmerican Heritage Bank2 S Main St, Sapulpa, OK 74066A+5.0 ★Texas Ratio: 0.80%, Arvest BankArvest Bank600 S Main St, Sapulpa, OK 74066A5.0 ★Texas Ratio: 7.48%, The Central Trust BankThe Central Trust Bank615 S Mission St, Sapulpa, OK 74066A+5.0 ★Texas Ratio: 3.12%, SpiritBankSpiritBank1315 E Taft Ave, Sapulpa, OK 74066A5.0 ★Texas Ratio: 6.48%, Bokf NABokf NA3815 E Frank Phillips Blvd, Bartlesville, OK 74006A+5.0 ★Texas Ratio: 1.05%, TTCU Federal Credit UnionTTCU Federal Credit Union100 S Mission St, Sapulpa, OK 74066 4637A+5.0 ★Texas Ratio: 4.35%, Stride Bank, National AssociationStride Bank, National Association1902 Se Washington Blvd, Bartlesville, OK 74006A5.0 ★Texas Ratio: 6.15%, BancfirstBancfirst310 W Main St, Ardmore, OK 73401A5.0 ★Texas Ratio: 6.40%, and Triad Bank, N.A.Triad Bank, N.A.5951 S Lewis Ave, Tulsa, OK 74105A+5.0 ★Texas Ratio: 5.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sapulpa, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sapulpa are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sapulpa, Oklahoma
Market share is the lender's share of all home loans closed in Sapulpa, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Sapulpa 315 E Dewey Ave, Sapulpa, OK 74066 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA, HELOC | 41 +15 HELOCs |
7.1% | 89.1% | $238,658 | View |
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2 S Main St, Sapulpa, OK 74066 A+5.0 ★Texas Ratio: 0.80% |
Conventional | 30 | 5.2% | 82% | $174,666 | View |
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1 office in Sapulpa 600 S Main St, Sapulpa, OK 74066 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, Jumbo, HELOC | 23 +18 HELOCs |
4% | 100% | $352,826 | View |
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1 office in Sapulpa 615 S Mission St, Sapulpa, OK 74066 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 75% | $258,333 | View |
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1 office in Sapulpa 1315 E Taft Ave, Sapulpa, OK 74066 A5.0 ★Texas Ratio: 6.48% |
Conventional | 2 | 0.3% | 66.7% | $35,000 | View |
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3815 E Frank Phillips Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA, VA, Jumbo, HELOC | 29 +15 HELOCs |
5% | 90.6% | $297,068 | View |
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100 S Mission St, Sapulpa, OK 74066 4637 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 17 +30 HELOCs |
2.9% | 94.7% | $126,764 | View |
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1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15% |
Conventional, FHA, VA, Jumbo | 12 | 2.1% | 100% | $376,666 | View |
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310 W Main St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 6.40% |
Conventional | 8 | 1.4% | 76.5% | $140,000 | View |
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5951 S Lewis Ave, Tulsa, OK 74105 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 7 | 1.2% | 100% | $180,714 | View |
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2211 S Aspen Ave, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 0.78% |
Conventional, HELOC | 6 +3 HELOCs |
1% | 100% | $101,666 | View |
Community Bank
317 S Main St, Bristow, OK 74010 |
Conventional | 6 | 1% | 100% | $178,333 | |
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422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 6 | 1% | 100% | $346,666 | View |
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11402 S Memorial Dr, Bixby, OK 74008 A+5.0 ★Texas Ratio: 4.13% |
Conventional, FHA | 5 | 0.9% | 100% | $303,000 | View |
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1701 Se Washington Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 3.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $115,000 | View |
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422 S Dewey Ave, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 13.71% |
Conventional | 3 | 0.5% | 100% | $261,666 | View |
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2201 N Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.75% |
Conventional, Jumbo | 3 | 0.5% | 100% | $485,000 | View |
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8601 N Garnett Rd, Owasso, OK 74055 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 3 | 0.5% | 100% | $151,666 | View |
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26551 S Highway 125, Afton, OK 74331 A+5.0 ★Texas Ratio: 4.64% |
Conventional | 3 | 0.5% | 100% | $218,333 | View |
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311 West Main Street, Glencoe, OK 74032 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 3 | 0.5% | 100% | $208,333 | View |
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1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 2 +5 HELOCs |
0.3% | 100% | $240,000 | View |
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132 W Taft Ave, Sapulpa, OK 74066 B4.6 ★Texas Ratio: 20.19% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 100% | $430,000 | View |
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28664 E 141st St S, Coweta, OK 74429 A+5.0 ★Texas Ratio: 5.68% |
Conventional, FHA | 2 | 0.3% | 100% | $200,000 | View |
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310 E Graham Ave, Pryor, OK 74361 A-5.0 ★Texas Ratio: 14.96% |
Conventional, Jumbo | 2 | 0.3% | 100% | $820,000 | View |
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1651 N 9th St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $175,000 | View |
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★ 5 stars, 1 review 2511 N Main St, Altus, OK 73521 A+5.0 ★Texas Ratio: 4.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $65,000 | View |
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310 S Kelly Ave, Edmond, OK 73003 5630 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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10727 E 51st St, Tulsa, OK 74146 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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115 Park Ave, Oklahoma City, OK 73102 A5.0 ★Texas Ratio: 13.31% |
FHA | 1 | 0.2% | 100% | $235,000 | View |
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1804 S 1st St, Chickasha, OK 73018 6011 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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240 E 3rd St Suite H, Grove, OK 74344 A+5.0 ★Texas Ratio: 3.86% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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400 N Broadway St, Cleveland, OK 74020 C+4.1 ★Texas Ratio: 26.33% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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129 S Mississippi Ave, Ada, OK 74820 6632 A5.0 ★Texas Ratio: 6.32% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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1620 Lonnie Abbott Blvd, Ada, OK 74820 A+5.0 ★Texas Ratio: 2.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Associated Mortgage Corporation
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Conventional, FHA, VA, USDA | 52 | 9% | 98.3% | $221,923 | |
American Bank of Oklahoma
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 52 | 9% | 74% | $200,769 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 30 | 5.2% | 100% | $207,333 | |
Mortgage Research Center
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FHA, VA | 17 | 2.9% | 81% | $223,235 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 2.6% | 83.3% | $250,333 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 12 | 2.1% | 92.3% | $252,500 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 10 | 1.7% | 100% | $235,000 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.2% | 88.9% | $206,428 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 1.2% | 70% | $159,285 | |
loanDepot.com LLC
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Conventional, FHA, VA | 7 | 1.2% | 66.7% | $123,571 | |
21St Mortgage
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Conventional | 7 | 1.2% | 58.8% | $119,285 | |
Kind Lending, LLC
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Conventional, FHA, VA | 6 | 1% | 100% | $186,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 0.9% | 100% | $185,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 5 | 0.9% | 100% | $215,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 5 | 0.9% | 100% | $197,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
0.7% | 66.7% | $87,500 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +1 HELOCs |
0.7% | 80% | $135,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional, FHA | 4 | 0.7% | 28.6% | $50,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 4 | 0.7% | 100% | $117,500 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.7% | 66.7% | $375,000 | View |
Nationstar Mortgage
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Conventional | 4 | 0.7% | 80% | $62,500 | |
Better Mortgage Corporation
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Conventional, FHA | 4 | 0.7% | 100% | $272,500 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 0.7% | 100% | $210,000 | |
American Airlines Federal Cred
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Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $185,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $198,333 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $221,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 0.5% | 30% | $211,666 | |
T2 Financial LLC
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FHA | 3 | 0.5% | 100% | $241,666 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 3 | 0.5% | 100% | $225,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 0.5% | 26.7% | $145,000 | |
The Mortgage Link, Inc.
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Conventional | 3 | 0.5% | 100% | $155,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $185,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.3% | 100% | $285,000 | |
Guild Mortgage Company
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FHA | 2 | 0.3% | 66.7% | $270,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $195,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 33.3% | $65,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 2 | 0.3% | 100% | $405,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.3% | 66.7% | $255,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.3% | 40% | $200,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.3% | 50% | $300,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 66.7% | $195,000 | View |
Alliant Credit Union
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Conventional | 1 | 0.2% | 100% | $675,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $165,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.2% | 100% | $185,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $115,000 | |
Goodleap, LLC
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VA | 1 | 0.2% | 100% | $375,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.2% | 100% | $235,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
Regent Financial Group
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Multipli Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.2% | 50% | $295,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Lyndon State Bank
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Lennar Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Developer's Mortgage Company
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FHA | 1 | 0.2% | 100% | $245,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 7.1% | $85,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $265,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
SIRVA Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $245,000 | |
New Day Financial, LLC.
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FHA | 1 | 0.2% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
Fay Servicing LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Towne Mortgage Company
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FHA | 1 | 0.2% | 100% | $355,000 | |
International Bank of Commerce
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Sente Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $315,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 50% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Farmers Insurance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sapulpa Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sapulpa, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Sapulpa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sapulpa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sapulpa, OK
Use these to narrow the list above. Each category shows how many Sapulpa, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Sapulpa, OK
Independent mortgage companies closed 52.5 percent of home loans in Sapulpa, Oklahoma in 2025, banks 40.9 percent and credit unions 6.6 percent. Associated Mortgage Corporation was the largest mortgage company, First United Bank and Trust Co the largest bank and TTCU Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, First United Bank and Trust Co led with 41 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sapulpa, OK
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Sapulpa, Oklahoma with 41 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sapulpa, Oklahoma, Associated Mortgage Corporation approved the highest share of completed applications in 2025 at 98.3 percent, against a 82.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
46 lenders closed FHA loans in Sapulpa, Oklahoma in 2025, led by Associated Mortgage Corporation with 20. 26 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 15 credit unions closed home loans in Sapulpa, Oklahoma in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sapulpa, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sapulpa, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sapulpa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
