Sand Hill, Oklahoma mortgage lenders include Firstar BankFirstar Bank28664 E 141st St S, Coweta, OK 74429A+5.0 ★Texas Ratio: 5.68%, BancfirstBancfirst310 W Main St, Ardmore, OK 73401A5.0 ★Texas Ratio: 6.40%, Armstrong BankArmstrong Bank1701 Se Washington Blvd, Bartlesville, OK 74006A+5.0 ★Texas Ratio: 3.14%, Arvest BankArvest Bank100 Se Frank Phillips Blvd, Bartlesville, OK 74003A5.0 ★Texas Ratio: 7.48%, Communication Federal Credit UnionCommunication Federal Credit Union129 S Mississippi Ave, Ada, OK 74820 6632A5.0 ★Texas Ratio: 6.32%, American Mortgage BankAmerican Mortgage Bank1800 S Elm Pl, Broken Arrow, OK 74012A+5.0 ★Texas Ratio: 4.14%, Bank of CommerceBank of Commerce111 West Main Street, Adair, OK 74330A+5.0 ★Texas Ratio: 4.17%, TTCU Federal Credit UnionTTCU Federal Credit Union13475 S Memorial Dr, Bixby, OK 74008 3157A+5.0 ★Texas Ratio: 4.35%, Triad Bank, N.A.Triad Bank, N.A.5951 S Lewis Ave, Tulsa, OK 74105A+5.0 ★Texas Ratio: 5.06%, and Bokf NABokf NA3815 E Frank Phillips Blvd, Bartlesville, OK 74006A+5.0 ★Texas Ratio: 1.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sand Hill, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sand Hill are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sand Hill, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
28664 E 141st St S, Coweta, OK 74429 A+5.0 ★Texas Ratio: 5.68% |
Conventional, VA | 8 | 11% | 100% | $125,000 | View |
|
310 W Main St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, USDA | 6 | 8.2% | 100% | $210,000 | View |
|
1701 Se Washington Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 3.14% |
Conventional, HELOC | 4 +1 HELOCs |
5.5% | 100% | $470,000 | View |
|
100 Se Frank Phillips Blvd, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 7.48% |
FHA, VA | 3 | 4.1% | 100% | $355,000 | View |
|
129 S Mississippi Ave, Ada, OK 74820 6632 A5.0 ★Texas Ratio: 6.32% |
Conventional | 2 | 2.7% | 100% | $325,000 | View |
|
1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
USDA | 1 | 1.4% | 100% | $355,000 | View |
|
111 West Main Street, Adair, OK 74330 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 1.4% | 100% | $95,000 | View |
|
13475 S Memorial Dr, Bixby, OK 74008 3157 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 1.4% | 100% | $345,000 | View |
|
5951 S Lewis Ave, Tulsa, OK 74105 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.4% | 100% | $145,000 | View |
|
3815 E Frank Phillips Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 1.4% | 100% | $55,000 | View |
|
11402 S Memorial Dr, Bixby, OK 74008 A+5.0 ★Texas Ratio: 4.13% |
Conventional | 1 | 1.4% | 100% | $25,000 | View |
|
240 E 3rd St Suite H, Grove, OK 74344 A+5.0 ★Texas Ratio: 3.86% |
Conventional | 1 | 1.4% | 100% | $615,000 | View |
|
221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 1.4% | 100% | $85,000 | View |
American Bank of Oklahoma
|
FHA | 3 | 4.1% | 100% | $195,000 | |
Associated Mortgage Corporation
|
Conventional | 1 | 1.4% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.4% | 100% | $285,000 | View |
New American Funding, LLC.
|
Conventional, FHA, VA | 8 | 11% | 100% | $232,500 | |
Rocket Mortgage
|
Conventional, FHA, VA | 6 | 8.2% | 85.7% | $258,333 | |
Mortgage Research Center
|
VA | 3 | 4.1% | 100% | $315,000 | |
United Wholesale Mortgage
|
Conventional, VA | 2 | 2.7% | 66.7% | $445,000 | |
21St Mortgage
|
Conventional | 2 | 2.7% | 50% | $250,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1.4% | 50% | $325,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 1.4% | 100% | $65,000 | |
Nbkc Bank
|
FHA | 1 | 1.4% | 100% | $395,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 1.4% | 33.3% | $35,000 | View |
AdvantageFirst Lending Inc
|
FHA | 1 | 1.4% | 50% | $315,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 1.4% | 100% | $275,000 | View |
Credit Human Federal Credit Un
|
Conventional | 1 | 1.4% | 50% | $145,000 | |
American Financing Corporation
|
Conventional | 1 | 1.4% | 100% | $175,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.4% | 50% | $275,000 | View |
Churchill Mortgage Corporation
|
FHA | 1 | 1.4% | 100% | $225,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 1.4% | 100% | $345,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 1.4% | 100% | $185,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 1.4% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.4% | 100% | $85,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.4% | 20% | $175,000 | |
The Mortgage Link, Inc.
|
Conventional | 1 | 1.4% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sand Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sand Hill in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sand Hill, OK lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 45.2 percent of home loans in Sand Hill, Oklahoma in 2025, banks 47.9 percent and credit unions 6.8 percent. Associated Mortgage Corporation was the largest mortgage company, Firstar Bank the largest bank and Communication Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Firstar Bank led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
By home loans closed in 2025, Firstar Bank was the largest mortgage lender in Sand Hill, Oklahoma with 8 loans, about 11 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Sand Hill, Oklahoma in 2025, led by New American Funding, LLC. with 4. 9 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in Sand Hill, Oklahoma in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sand Hill, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sand Hill, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sand Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.