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Mortgage Lenders and Brokers in Springboro, Ohio

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Springboro, Ohio mortgage lenders include Huntington National BankHuntington National Bank736 N Main St, Springboro, OH 45066A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association790 Gardner Rd, Springboro, OH 45066A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.20 N Main St, Springboro, OH 45066A+5.0 ★Texas Ratio: 2.85%, First Financial BankFirst Financial Bank260 W Central Ave, Springboro, OH 45066A+5.0 ★Texas Ratio: 3.21%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15 Springwood Dr, Springboro, OH 45066A+5.0 ★Texas Ratio: 3.68%, Lcnb National BankLcnb National Bank525 W Central Ave, Springboro, OH 45066A+5.0 ★Texas Ratio: 2.05%, PNC Bank N.A.PNC Bank N.A.650 N Main St, Springboro, OH 45066A+5.0 ★Texas Ratio: 4.24%, Keybank National AssociationKeybank National Association690 N Main St, Springboro, OH 45066A+5.0 ★Texas Ratio: 4.81%, Peoples BankPeoples Bank95 Edgebrooke Dr, Springboro, OH 45066A+5.0 ★Texas Ratio: 3.39%, and Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Springboro, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Springboro are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Springboro, Ohio

Market share is the lender's share of all home loans closed in Springboro, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Huntington National Bank 1 office in Springboro 736 N Main St, Springboro, OH 45066 A+5.0 ★Texas Ratio: 3.66%	Conventional, VA, HELOC	45 +25 HELOCs	5.3%	86.8%	$352,555	View
Fifth Third Bank, National Association 1 office in Springboro 790 Gardner Rd, Springboro, OH 45066 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	24 +48 HELOCs	2.8%	86.2%	$162,083	View
US Bank, N.A. 1 office in Springboro 20 N Main St, Springboro, OH 45066 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	13 +6 HELOCs	1.5%	66.7%	$174,230	View
First Financial Bank 1 office in Springboro 260 W Central Ave, Springboro, OH 45066 A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo, HELOC	8 +18 HELOCs	0.9%	100%	$283,750	View
JPMorgan Chase Bank, NA 1 office in Springboro 15 Springwood Dr, Springboro, OH 45066 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	5 +7 HELOCs	0.6%	55.6%	$365,000	View
Lcnb National Bank 1 office in Springboro 525 W Central Ave, Springboro, OH 45066 A+5.0 ★Texas Ratio: 2.05%	Conventional	3	0.4%	100%	$441,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Springboro 650 N Main St, Springboro, OH 45066 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +25 HELOCs	0.2%	66.7%	$250,000	View
Keybank National Association 1 office in Springboro 690 N Main St, Springboro, OH 45066 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$150,000	View
Peoples Bank 1 office in Springboro 95 Edgebrooke Dr, Springboro, OH 45066 A+5.0 ★Texas Ratio: 3.39%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$205,000	View
Union Savings Bank 1240 N Bridge Street, Chillicothe, OH 45601	Conventional, FHA, VA, Jumbo, HELOC	99 +19 HELOCs	11.6%	92.5%	$352,272
Wright Patt Credit Union Inc 770 Gardner Rd, Springboro, OH 45066 5000 A5.0 ★Texas Ratio: 6.22%	Conventional, VA, Jumbo, HELOC	42 +48 HELOCs	4.9%	75.4%	$269,523	View
Day Air Credit Union 2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo, HELOC	13 +5 HELOCs	1.5%	100%	$398,076	View
River Valley Credit Union 25 W Central Ave, Springboro, OH 45066 1132 A+5.0 ★Texas Ratio: 2.96%	Conventional	9	1.1%	90%	$142,777	View
Third Federal Savings and Loan 35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	8 +4 HELOCs	0.9%	80%	$260,000	View
General Electric Credit Union 11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06%	Conventional, Jumbo, HELOC	5 +6 HELOCs	0.6%	100%	$763,000	View
First Commonwealth Bank 4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82%	Conventional, VA, HELOC	5 +3 HELOCs	0.6%	85.7%	$533,000	View
Guardian Savings Bank 11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35%	Conventional	5	0.6%	71.4%	$303,000	View
First National Bank of PA 3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	5	0.6%	83.3%	$825,000	View
1st National Bank 1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63%	Conventional	4	0.5%	100%	$252,500	View
Civista Bank 529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, Jumbo, HELOC	3 +2 HELOCs	0.4%	100%	$615,000	View
Kemba Credit Union 1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	3 +1 HELOCs	0.4%	60%	$188,333	View
Wesbanco Bank, Inc. 112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87%	Conventional, FHA, Jumbo, HELOC	2 +4 HELOCs	0.2%	66.7%	$1,135,000	View
Citizens Bank, NA 2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$485,000	View
German American Bank 7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93%	Conventional	2	0.2%	66.7%	$565,000	View
Flagstar Bank NA 1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	2	0.2%	100%	$690,000	View
Old Fort Banking Company 238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69%	Conventional	2	0.2%	100%	$290,000	View
Universal 1 Credit Union Inc. 2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$85,000	View
Cinfed Federal Credit Union 550 Main St, Cincinnati, OH 45202 A+5.0 ★Texas Ratio: 2.00%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$545,000	View
Kemba Financial Credit Union 1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$85,000	View
Sharefax Credit Union ★ 5 stars, 1 review 1147 OLD STATE ROUTE 74, BATAVIA, OH 45103 A5.0 ★Texas Ratio: 7.78%	Conventional	1	0.1%	50%	$435,000	View
Somerville Bank ★ 5 stars, 1 review 4 S Main St, Camden, OH 45311 A5.0 ★Texas Ratio: 9.58%	Conventional	1	0.1%	100%	$195,000	View
AurGroup Financial Credit Union 8811 Holden Blvd, Fairfield, OH 45014 A+5.0 ★Texas Ratio: 2.46%	Conventional	1	0.1%	100%	$305,000	View
Miami Savings Bank 444 S State St, Harrison, OH 45030 A+5.0 ★Texas Ratio: 1.50%	Conventional	1	0.1%	100%	$805,000	View
Warsaw Federal Savings and Loan Association 6570 Gracely Dr, Cincinnati, OH 45233 A5.0 ★Texas Ratio: 10.25%	Conventional	1	0.1%	100%	$195,000	View
Ohio Valley Bank 2145 Eastern Ave, Gallipolis, OH 45631 A5.0 ★Texas Ratio: 10.78%	Conventional	1	0.1%	100%	$215,000	View
First Federal S&L of Lakewood 36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66%	Conventional	1	0.1%	100%	$255,000	View
Republic Bank & Trust 4030 Smith Rd, Cincinnati, OH 45209 A+5.0 ★Texas Ratio: 2.91%	FHA	1	0.1%	100%	$185,000	View
Cincinnatus Savings & Loan 3664 Springdale Rd, Cincinnati, OH 45251 A+5.0 ★Texas Ratio: 1.17%	Conventional	1	0.1%	100%	$235,000	View
New Carlisle Federal Savings Bank 400 N Main St, New Carlisle, OH 45344	Conventional	1	0.1%	100%	$375,000
Truist Bank ★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87%	VA	1	0.1%	100%	$145,000	View
Valley Central Bank 6550 Princeton Glendale Rd, Liberty Township, OH 45011 A5.0 ★Texas Ratio: 8.10%	Conventional	1	0.1%	100%	$155,000	View
Bank of America NA 3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	n/a		View
KH Credit Union 7740 Paragon Rd, Dayton, OH 45459 A+5.0 ★Texas Ratio: 1.33%	HELOC	0 +2 HELOCs	0%	n/a		View
Pathways Financial Credit Union 1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10%	HELOC	0 +1 HELOCs	0%	n/a		View
Telhio Credit Union, Inc. 201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81%	HELOC	0 +1 HELOCs	0%	n/a		View
North Side Bank & Trust Company 633 Anderson Ferry Rd, Cincinnati, OH 45238 A+5.0 ★Texas Ratio: 0.73%	HELOC	0 +1 HELOCs	0%	n/a		View
CODE Credit union 4916 National Rd, Clayton, OH 45315 A+5.0 ★Texas Ratio: 4.49%	HELOC	0 +1 HELOCs	0%	n/a		View
CrossCountry Mortgage, LLC	Conventional, FHA, VA	15	1.8%	93.8%	$309,666
Union Home Mortgage Corp.	Conventional, VA, HELOC	14 +2 HELOCs	1.6%	93.3%	$382,142
M/I Financial. LLC	Conventional, FHA, VA	7	0.8%	100%	$587,857
T2 Financial LLC	Conventional	4	0.5%	100%	$230,000
Rapid Mortgage Company	Conventional, FHA	3	0.4%	100%	$255,000
The Equitable Mortgage Corporation	Conventional	2	0.2%	100%	$355,000
Treadwell Credit Union A5.0 ★Texas Ratio: 7.47%	Conventional	1	0.1%	100%	$205,000	View
myCUmortgage	Conventional	1	0.1%	100%	$565,000
Liberty Home Mortgage Corp	Conventional	1	0.1%	100%	$245,000
Victory Mortgage, LLC	Conventional, FHA, VA, Jumbo	63	7.4%	96.9%	$492,460
Rocket Mortgage	Conventional, FHA, VA	62	7.3%	86.1%	$233,548
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	39 +1 HELOCs	4.6%	85.1%	$391,153
Primelending	Conventional, FHA, VA	28	3.3%	100%	$371,071
Das Acquisition Company, LLC	Conventional, FHA, VA	18	2.1%	95.2%	$320,555
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA, VA, Jumbo	16	1.9%	100%	$311,875	View
Pennymac Loan Services LLC	Conventional, FHA, VA	16	1.9%	94.4%	$293,125
Mortgage Research Center	VA	15	1.8%	83.3%	$381,000
Freedom Mortgage Corporation	Conventional, FHA, VA	14	1.6%	95%	$319,285
Nationstar Mortgage	Conventional, VA	14	1.6%	82.4%	$236,428
loanDepot.com LLC	Conventional, FHA, HELOC	8 +1 HELOCs	0.9%	72.7%	$226,250
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	8	0.9%	100%	$293,750
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo	8	0.9%	88.9%	$446,250
Newrez LLC	Conventional, VA	8	0.9%	72.7%	$237,500
New American Funding, LLC.	Conventional, FHA, VA	8	0.9%	100%	$383,750
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	7 +5 HELOCs	0.8%	100%	$262,142
Ruoff Mortgage Company	Conventional, VA	6	0.7%	85.7%	$395,000
RMC Home Mortgage, LLC	Conventional, VA	6	0.7%	100%	$460,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.7%	85.7%	$183,333	View
Village Capital & Investment	FHA, VA	6	0.7%	100%	$428,333
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	5	0.6%	100%	$437,000	View
Tjc Mortgage Inc	Conventional, FHA, VA	5	0.6%	100%	$283,000
Provident Funding Associates	Conventional	4	0.5%	100%	$295,000
Better Mortgage Corporation	Conventional, VA	4	0.5%	80%	$342,500
Lower, LLC	Conventional, FHA	4	0.5%	100%	$197,500
Fairway Independent Mort Corp	Conventional, FHA, VA	4	0.5%	100%	$295,000
Paramount Residential Mortgage	Conventional	4	0.5%	100%	$355,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	4	0.5%	50%	$147,500
Discover Bank	Conventional	3	0.4%	42.9%	$81,666
Click n' Close, Inc.	Conventional, FHA	3	0.4%	100%	$358,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.4%	75%	$371,666	View
American Pacific Mortgage Corporation	Conventional, VA	3	0.4%	100%	$315,000
Mutual of Omaha Mortgage	Conventional, FHA	3	0.4%	75%	$338,333
Lakeview Loan Servicing, LLC	Conventional	2	0.2%	50%	$70,000
Deephaven Mortgage LLC	Conventional	2	0.2%	66.7%	$350,000
Amerisave Mortgage Company	Conventional	2	0.2%	28.6%	$90,000
Guild Mortgage Company	Conventional	2	0.2%	100%	$275,000
General Mortgage Capital Corporation	Conventional	2	0.2%	100%	$195,000
Cmg Mortgage Inc	VA	2	0.2%	100%	$595,000
Service Federal Credit Union	Conventional	2	0.2%	100%	$100,000
Cardinal Financial Company, Li	FHA	2	0.2%	100%	$445,000
Churchill Mortgage Corporation	Conventional	2	0.2%	100%	$265,000
Direct Mortgage Loans, LLC	Conventional, FHA	2	0.2%	100%	$330,000
Zillow Home Loans, LLC	Conventional, FHA	2	0.2%	100%	$280,000
The Loan Store, Inc	Conventional	2	0.2%	100%	$130,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	2	0.2%	100%	$200,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.2%	100%	$325,000
Leaderone Financial Corp.	Conventional	2	0.2%	100%	$420,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	2	0.2%	100%	$325,000
Spring Eq, LLC	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$95,000
Polaris Home Funding Corp.	FHA	1	0.1%	100%	$315,000
Northern Mortgage Services, LLC A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	100%	$225,000	View
Originpoint, LLC	VA	1	0.1%	100%	$455,000
Guaranteed Rate Affinity, LLC	VA	1	0.1%	100%	$585,000
American Financial Resources LLC	FHA	1	0.1%	100%	$315,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$145,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$205,000
Nbkc Bank	Conventional	1	0.1%	50%	$315,000
Equity Prime Mortgage LLC	VA	1	0.1%	50%	$225,000
Kind Lending, LLC	Conventional	1	0.1%	100%	$455,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$255,000
Movement Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$465,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$285,000
United Trust Bank	VA	1	0.1%	100%	$245,000
Nih Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Princeton Mortgage Corporation	Conventional	1	0.1%	100%	$265,000
HomeBridge Financial Services, Inc	VA	1	0.1%	100%	$605,000
Bayshore Mortgage Funding	FHA	1	0.1%	100%	$385,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$365,000
American Financing Corporation	FHA	1	0.1%	50%	$175,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$415,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	FHA	1	0.1%	100%	$345,000	View
Commerce Bank A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0.1%	100%	$605,000	View
Premium Mortgage Corporation	Conventional	1	0.1%	100%	$345,000
New Day Financial, LLC.	VA	1	0.1%	66.7%	$445,000
Planet Home Lending, LLC	FHA	1	0.1%	100%	$275,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$405,000	View
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional	1	0.1%	50%	$295,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$345,000
Uif Corporation	Conventional	1	0.1%	100%	$235,000
Bank Five Nine A5.0 ★Texas Ratio: 8.25%	Conventional	1	0.1%	100%	$225,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0.1%	100%	$465,000	View
Ark-La-Tex Financial Services LLC	VA	1	0.1%	100%	$395,000
Top Flite Financial, Inc.	FHA	1	0.1%	50%	$215,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$695,000	View
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$465,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$335,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Consumers Credit Union A+5.0 ★Texas Ratio: 0.71%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Springboro Mortgage Rate Trends

Daily average mortgage rates for Ohio compared with the national average, updated every evening.

30-Year Fixed OH Avg

7.439%

▲ 0.137 vs 7 days ago

15-Year Fixed OH Avg

6.765%

▲ 0.103 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Springboro, Ohio

Looking for mortgage lenders near me or mortgage brokers near me in Springboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Springboro in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Springboro, OH

Use these to narrow the list above. Each category shows how many Springboro, OH lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 79 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 51 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 43 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 43 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 12 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OH 46 lenders headquartered in Ohio, the closest thing to a mortgage lender near you

Who Lends in Springboro, OH

Independent mortgage companies closed 51.5 percent of home loans in Springboro, Ohio in 2025, banks 38.1 percent and credit unions 10.4 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 45 loans.

51.5%

Mortgage companies

38.1%

Banks

10.4%

Credit unions

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.

More Ohio Mortgage Lender Pages

All Ohio lenders 868 lenders Columbus 360 lenders Cincinnati 249 lenders Toledo 190 lenders Cleveland 203 lenders Akron 189 lenders Delaware 201 lenders Dayton 172 lenders Hamilton 172 lenders Dublin 152 lenders Canton 127 lenders Parma 145 lenders Elyria 130 lenders

Frequently Asked Questions About Mortgage Lenders in Springboro, OH

Who is the largest mortgage lender in Springboro, OH?

By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Springboro, Ohio with 45 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Springboro, OH have the highest approval rates?

Among lenders with meaningful volume in Springboro, Ohio, Victory Mortgage, LLC approved the highest share of completed applications in 2025 at 96.9 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Springboro, OH mortgage lenders offer FHA, VA and USDA loans?

43 lenders closed FHA loans in Springboro, Ohio in 2025, led by Victory Mortgage, LLC with 6. 43 lenders closed VA loans, led by Victory Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Springboro, OH lender list?

Yes. 51 banks and 20 credit unions closed home loans in Springboro, Ohio in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Springboro, OH ranked on this page?

Lenders are ranked only by the number of home loans they closed in Springboro, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Springboro, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Springboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.