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Mortgage Lenders and Brokers in North Ridgeville, Ohio

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

North Ridgeville, Ohio mortgage lenders include Huntington National BankHuntington National Bank35621 Center Ridge Rd, North Ridgeville, OH 44039A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA34385 Center Ridge Rd, North Ridgeville, OH 44039A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.34305 Center Ridge Rd, North Ridgeville, OH 44039A+5.0 ★Texas Ratio: 4.24%, First Federal S&L of LakewoodFirst Federal S&L of Lakewood33701 Center Ridge Rd, North Ridgeville, OH 44039A+5.0 ★Texas Ratio: 4.66%, Northwest BankNorthwest Bank34085 Center Ridge Rd, North Ridgeville, OH 44039A+5.0 ★Texas Ratio: 3.99%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Dollar Bank, FSBDollar Bank, FSB1297 Center Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 5.29%, Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, and US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in North Ridgeville, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Ridgeville are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in North Ridgeville, Ohio

Market share is the lender's share of all home loans closed in North Ridgeville, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Huntington National Bank 1 office in North Ridgeville 35621 Center Ridge Rd, North Ridgeville, OH 44039 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	31 +112 HELOCs	3.5%	91.4%	$190,483	View
Fifth Third Bank, National Association 1 office in North Ridgeville 1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	31 +50 HELOCs	3.5%	79.5%	$229,838	View
JPMorgan Chase Bank, NA 1 office in North Ridgeville 34385 Center Ridge Rd, North Ridgeville, OH 44039 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA	19	2.2%	95%	$264,473	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in North Ridgeville 34305 Center Ridge Rd, North Ridgeville, OH 44039 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	10 +42 HELOCs	1.1%	90.9%	$282,000	View
First Federal S&L of Lakewood 1 office in North Ridgeville 33701 Center Ridge Rd, North Ridgeville, OH 44039 A+5.0 ★Texas Ratio: 4.66%	Conventional, HELOC	10 +11 HELOCs	1.1%	100%	$241,000	View
Northwest Bank 1 office in North Ridgeville 34085 Center Ridge Rd, North Ridgeville, OH 44039 A+5.0 ★Texas Ratio: 3.99%	Conventional, HELOC	3 +5 HELOCs	0.3%	100%	$101,666	View
Third Federal Savings and Loan 35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	49 +46 HELOCs	5.6%	83.1%	$235,204	View
Dollar Bank, FSB 1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29%	Conventional, HELOC	31 +10 HELOCs	3.5%	83.8%	$219,193	View
Keybank National Association 3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	11 +5 HELOCs	1.3%	73.3%	$225,909	View
US Bank, N.A. 528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	9 +8 HELOCs	1%	75%	$219,444	View
First National Bank of PA 3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62%	Conventional, HELOC	9 +4 HELOCs	1%	90%	$228,333	View
Citizens Bank, NA 2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44%	Conventional, FHA, HELOC	7 +41 HELOCs	0.8%	100%	$220,714	View
Century FCU 1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01%	Conventional, HELOC	6 +6 HELOCs	0.7%	100%	$333,333	View
Wesbanco Bank, Inc. 112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87%	Conventional, FHA	4	0.5%	100%	$400,000	View
First Commonwealth Bank 4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$288,333	View
Civista Bank 529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72%	Conventional	3	0.3%	100%	$208,333	View
Union Savings Bank 1240 N Bridge Street, Chillicothe, OH 45601	Conventional	2	0.2%	100%	$285,000
Bank of America NA 3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$245,000	View
Bridge Credit Union 425 Rona Pkwy, Brookville, OH 45309 1117	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$405,000	View
Farmers National Bank 310 W State St, Alliance, OH 44601 A+5.0 ★Texas Ratio: 5.45%	Conventional	1	0.1%	100%	$185,000	View
First Federal Savings & Loan Association of Lorain 1180 Park Ave, Amherst, OH 44001	Conventional	1	0.1%	100%	$245,000
Truist Bank ★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$315,000	View
The Farmers & Merchants State Bank ★ 4 stars, 1 review 403 S Pike St, Anna, OH 45302 A+5.0 ★Texas Ratio: 1.84%	HELOC	0 +1 HELOCs	0%	n/a		View
First Financial Bank 2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21%	HELOC	0 +1 HELOCs	0%	n/a		View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	78 +1 HELOCs	8.9%	97.5%	$292,051
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	18 +2 HELOCs	2.1%	100%	$278,888
Nations Lending Corporation	Conventional, VA	9	1%	90%	$299,444
Liberty Home Mortgage Corp	Conventional, FHA, VA	7	0.8%	100%	$376,428
Union Capital Mortgage Corp	Conventional	3	0.3%	100%	$271,666
Ohio Catholic Federal Credit Union A+5.0 ★Texas Ratio: 0.88%	Conventional	2	0.2%	100%	$45,000	View
Westfield Bank, FSB	Conventional	1	0.1%	100%	$445,000
The Equitable Mortgage Corporation	Conventional	1	0.1%	100%	$265,000
T2 Financial LLC	Conventional	1	0.1%	100%	$225,000
Rocket Mortgage	Conventional, FHA, VA	101	11.5%	88.8%	$206,485
First Equity Mortgage Inc	Conventional, FHA	37	4.2%	97.4%	$420,945
United Wholesale Mortgage	Conventional, FHA, VA	35	4%	87.5%	$313,857
Pennymac Loan Services LLC	Conventional, FHA, VA	27	3.1%	93.1%	$230,555
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	27	3.1%	90%	$383,518
Ruoff Mortgage Company	Conventional, FHA, VA	20	2.3%	90.9%	$249,000
Mortgage Research Center	Conventional, FHA, VA	16	1.8%	84.2%	$301,250
Freedom Mortgage Corporation	Conventional, FHA, VA	14	1.6%	85%	$227,857
Howard Hanna Financial Services, Inc	Conventional, FHA, VA	13	1.5%	100%	$281,153
Nationstar Mortgage	Conventional, FHA	12	1.4%	85.7%	$181,666
Your Home Financial LLC	Conventional, FHA	11	1.3%	84.6%	$237,727
Mutual of Omaha Mortgage	Conventional, FHA, VA, HELOC	10 +1 HELOCs	1.1%	90.9%	$292,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	8 +3 HELOCs	0.9%	100%	$236,250
American Pacific Mortgage Corporation	Conventional, FHA	8	0.9%	100%	$192,500
loanDepot.com LLC	Conventional	7	0.8%	77.8%	$100,714
Amerisave Mortgage Company	Conventional, FHA	7	0.8%	46.7%	$122,142
Synergy One Lending, Inc.	Conventional	7	0.8%	100%	$253,571
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.7%	100%	$320,000
Primary Residential Mortgage, INC.	Conventional, FHA	6	0.7%	100%	$321,666
Click n' Close, Inc.	Conventional, FHA	6	0.7%	100%	$268,333
Fairway Independent Mort Corp	Conventional, FHA	6	0.7%	100%	$233,333
Newrez LLC	Conventional, FHA	5	0.6%	85.7%	$185,000
Coast One Mortgage, LLC	Conventional, VA	5	0.6%	100%	$243,000
New Day Financial, LLC.	VA	5	0.6%	83.3%	$255,000
New American Funding, LLC.	Conventional, FHA, VA	5	0.6%	83.3%	$271,000
Discover Bank	Conventional	4	0.5%	57.1%	$97,500
Reliance First Capital, LLC	Conventional, FHA	4	0.5%	100%	$285,000
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.3%	57.1%	$155,000
Movement Mortgage, LLC	Conventional, FHA	3	0.3%	100%	$235,000
Guild Mortgage Company	Conventional, FHA	3	0.3%	100%	$315,000
Lower, LLC	Conventional, FHA	3	0.3%	75%	$241,666
21St Mortgage	Conventional	3	0.3%	42.9%	$75,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.3%	100%	$205,000	View
Spring Eq, LLC	Conventional, HELOC	2 +2 HELOCs	0.2%	33.3%	$55,000
Northern Mortgage Services, LLC A5.0 ★Texas Ratio: 8.01%	Conventional, FHA	2	0.2%	100%	$200,000	View
Sage Home Loans Corporation	Conventional	2	0.2%	100%	$300,000
Envoy Mortgage, Ltd	Conventional	2	0.2%	100%	$260,000
Equity Prime Mortgage LLC	FHA, VA	2	0.2%	100%	$285,000
PHH Mortgage Corporation	VA	2	0.2%	100%	$435,000
Deephaven Mortgage LLC	Conventional	2	0.2%	100%	$280,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.2%	100%	$85,000
Provident Funding Associates	Conventional	2	0.2%	100%	$575,000
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	2	0.2%	100%	$270,000	View
Stockton Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$155,000
Endeavor Capital, LLC	FHA, VA	2	0.2%	100%	$250,000
Zillow Home Loans, LLC	Conventional	2	0.2%	100%	$355,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.2%	100%	$335,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.2%	100%	$250,000	View
Carrington Mortgage Services LLC	FHA	2	0.2%	25%	$330,000
Top Flite Financial, Inc.	Conventional, FHA	2	0.2%	100%	$305,000
Village Capital & Investment	VA	2	0.2%	100%	$385,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$215,000
Digital Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$35,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$275,000	View
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.1%	50%	$275,000
Zippy Loans, LLC	Conventional	1	0.1%	100%	$105,000
American Financial Resources LLC	VA	1	0.1%	100%	$755,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$205,000
Greenstate Credit Union	Conventional	1	0.1%	100%	$475,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0.1%	100%	$25,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$235,000
Servion	Conventional	1	0.1%	100%	$155,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$195,000
Kind Lending, LLC	Conventional	1	0.1%	100%	$215,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$165,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$435,000
United Trust Bank	VA	1	0.1%	100%	$305,000
Resicentral LLC	FHA	1	0.1%	100%	$215,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$285,000
Absolute Home Mortgage	FHA	1	0.1%	100%	$395,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$395,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$185,000
Nfm, Inc	FHA	1	0.1%	100%	$295,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$405,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$245,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
Planet Home Lending, LLC	VA	1	0.1%	50%	$385,000
Inb, National Association A5.0 ★Texas Ratio: 9.74%	Conventional	1	0.1%	100%	$285,000	View
Milend, Inc	FHA	1	0.1%	100%	$255,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$205,000	View
Saygo Home Loans, LLC	FHA	1	0.1%	100%	$325,000
Lake Michigan Credit Union	Conventional	1	0.1%	100%	$315,000
Pentagon Federal Credit Union	VA	1	0.1%	100%	$275,000
Better Mortgage Corporation	FHA	1	0.1%	100%	$245,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$295,000	View
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$325,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$335,000
Veritas Funding, LLC	FHA	1	0.1%	100%	$235,000
The Loan Store, Inc	Conventional	1	0.1%	100%	$305,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$125,000
West Penn Financial Service Center, Inc.	Conventional	1	0.1%	100%	$265,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$285,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$235,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$565,000	View
United Nations Federal CU	Conventional	1	0.1%	100%	$385,000
Goprime Mortgage, Inc.	VA	1	0.1%	100%	$415,000
Leaderone Financial Corp.	FHA	1	0.1%	100%	$245,000
Southwest Funding LP	FHA	1	0.1%	100%	$265,000
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	0%
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

North Ridgeville Mortgage Rate Trends

Daily average mortgage rates for Ohio compared with the national average, updated every evening.

30-Year Fixed OH Avg

7.439%

▲ 0.137 vs 7 days ago

15-Year Fixed OH Avg

6.765%

▲ 0.103 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in North Ridgeville, Ohio

Looking for mortgage lenders near me or mortgage brokers near me in North Ridgeville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Ridgeville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in North Ridgeville, OH

Use these to narrow the list above. Each category shows how many North Ridgeville, OH lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 87 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 41 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 12 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 53 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 30 lenders. No down payment and no mortgage insurance for eligible veterans and service members Local lenders based in OH 24 lenders headquartered in Ohio, the closest thing to a mortgage lender near you

Who Lends in North Ridgeville, OH

Independent mortgage companies closed 67.7 percent of home loans in North Ridgeville, Ohio in 2025, banks 29.7 percent and credit unions 2.6 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Century FCU the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 31 loans.

67.7%

Mortgage companies

29.7%

Banks

2.6%

Credit unions

15%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.

More Ohio Mortgage Lender Pages

All Ohio lenders 868 lenders Columbus 360 lenders Cincinnati 249 lenders Toledo 190 lenders Cleveland 203 lenders Akron 189 lenders Delaware 201 lenders Dayton 172 lenders Hamilton 172 lenders Dublin 152 lenders Canton 127 lenders Parma 145 lenders Elyria 130 lenders

Frequently Asked Questions About Mortgage Lenders in North Ridgeville, OH

Who is the largest mortgage lender in North Ridgeville, OH?

By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in North Ridgeville, Ohio with 31 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in North Ridgeville, OH have the highest approval rates?

Among lenders with meaningful volume in North Ridgeville, Ohio, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 97.5 percent, against a 88.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which North Ridgeville, OH mortgage lenders offer FHA, VA and USDA loans?

53 lenders closed FHA loans in North Ridgeville, Ohio in 2025, led by CrossCountry Mortgage, LLC with 24. 30 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this North Ridgeville, OH lender list?

Yes. 41 banks and 12 credit unions closed home loans in North Ridgeville, Ohio in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in North Ridgeville, OH ranked on this page?

Lenders are ranked only by the number of home loans they closed in North Ridgeville, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Ridgeville, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Ridgeville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.