Mortgage Lenders and Brokers in Mount Healthy, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Healthy, Ohio mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, First Financial BankFirst Financial Bank7522 Hamilton Ave, Mount Healthy, OH 45231A+5.0 ★Texas Ratio: 3.21%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, North Side Bank & Trust CompanyNorth Side Bank & Trust Company633 Anderson Ferry Rd, Cincinnati, OH 45238A+5.0 ★Texas Ratio: 0.73%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, AurGroup Financial Credit UnionAurGroup Financial Credit Union8811 Holden Blvd, Fairfield, OH 45014A+5.0 ★Texas Ratio: 2.46%, Guardian Savings BankGuardian Savings Bank11333 Princeton Pike, Cincinnati, OH 45246A+5.0 ★Texas Ratio: 1.35%, Cinfed Federal Credit UnionCinfed Federal Credit Union550 Main St, Cincinnati, OH 45202A+5.0 ★Texas Ratio: 2.00%, and Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Healthy, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Healthy are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Healthy, Ohio
Market share is the lender's share of all home loans closed in Mount Healthy, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +4 HELOCs |
4.3% | 80% | $105,000 | View |
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7522 Hamilton Ave, Mount Healthy, OH 45231 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, HELOC | 4 +3 HELOCs |
4.3% | 100% | $140,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
3.2% | 42.9% | $91,666 | View |
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633 Anderson Ferry Rd, Cincinnati, OH 45238 A+5.0 ★Texas Ratio: 0.73% |
Conventional | 3 | 3.2% | 100% | $25,000 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +2 HELOCs |
2.2% | 66.7% | $205,000 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
FHA, VA, HELOC | 2 +1 HELOCs |
2.2% | 66.7% | $245,000 | View |
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8811 Holden Blvd, Fairfield, OH 45014 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 2 | 2.2% | 100% | $35,000 | View |
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11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $115,000 | View |
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550 Main St, Cincinnati, OH 45202 A+5.0 ★Texas Ratio: 2.00% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $155,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
FHA, HELOC | 1 +1 HELOCs |
1.1% | 100% | $65,000 | |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
FHA, HELOC | 1 +1 HELOCs |
1.1% | 100% | $215,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
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9300 Kenwood Rd, Blue Ash, OH 45242 6826 A5.0 ★Texas Ratio: 10.75% |
Conventional | 1 | 1.1% | 100% | $105,000 | |
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6570 Gracely Dr, Cincinnati, OH 45233 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 1.1% | 50% | $185,000 | View |
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4030 Smith Rd, Cincinnati, OH 45209 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 1.1% | 100% | $115,000 | View |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 1.1% | 100% | $265,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
3.2% | 75% | $228,333 | |
Union Home Mortgage Corp.
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Conventional | 2 | 2.2% | 100% | $175,000 | |
The Equitable Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $235,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
11.8% | 100% | $189,545 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 7.5% | 87.5% | $162,142 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 5 | 5.4% | 100% | $155,000 | View |
Primelending
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Conventional, FHA | 3 | 3.2% | 100% | $135,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 3.2% | 50% | $125,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 3 | 3.2% | 100% | $155,000 | |
Ruoff Mortgage Company
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Conventional | 2 | 2.2% | 100% | $145,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 2.2% | 50% | $145,000 | |
Gvc Mortgage, Inc.
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Conventional, VA | 2 | 2.2% | 100% | $190,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 2.2% | 100% | $115,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $185,000 | |
Zippy Loans, LLC
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Conventional | 1 | 1.1% | 100% | $55,000 | |
Newrez LLC
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Conventional | 1 | 1.1% | 50% | $125,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $85,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 100% | $35,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 1.1% | 100% | $225,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 1.1% | 100% | $185,000 | |
Bay Equity LLC
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Conventional | 1 | 1.1% | 100% | $155,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $205,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 1.1% | 100% | $105,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $235,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $165,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.1% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.1% | 100% | $145,000 | |
Victory Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $145,000 | |
Paramount Residential Mortgage
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FHA | 1 | 1.1% | 100% | $105,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 1.1% | 100% | $225,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 1.1% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Mount Healthy Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Healthy, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Mount Healthy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Healthy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Healthy, OH
Use these to narrow the list above. Each category shows how many Mount Healthy, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Healthy, OH
Independent mortgage companies closed 60.2 percent of home loans in Mount Healthy, Ohio in 2025, banks 33.3 percent and credit unions 6.5 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Fifth Third Bank, National Association led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Healthy, OH
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Mount Healthy, Ohio with 4 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Mount Healthy, Ohio in 2025, led by United Wholesale Mortgage with 4. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 6 credit unions closed home loans in Mount Healthy, Ohio in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Healthy, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Healthy, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Healthy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
