Morrow, Ohio mortgage lenders include Lcnb National BankLcnb National Bank225 Upper Lewisburg Salem Rd, Brookville, OH 45309A+5.0 ★Texas Ratio: 2.05%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, 1st National Bank1st National Bank541 W Pike St, Morrow, OH 45152A+5.0 ★Texas Ratio: 4.63%, General Electric Credit UnionGeneral Electric Credit Union11370 Reed Hartman Hwy, Blue Ash, OH 45241A5.0 ★Texas Ratio: 6.06%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, and Kemba Credit UnionKemba Credit Union1135 W Ohio Pike, Amelia, OH 45102 1240A+5.0 ★Texas Ratio: 3.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Morrow, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Morrow are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Morrow, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Morrow 225 Upper Lewisburg Salem Rd, Brookville, OH 45309 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, HELOC | 7 +1 HELOCs |
3.7% | 100% | $326,428 | |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 5 +8 HELOCs |
2.6% | 83.3% | $243,000 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 5 +2 HELOCs |
2.6% | 83.3% | $401,000 | View |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 5 +1 HELOCs |
2.6% | 55.6% | $169,000 | View |
|
541 W Pike St, Morrow, OH 45152 A+5.0 ★Texas Ratio: 4.63% |
Conventional, FHA | 4 | 2.1% | 100% | $190,000 | View |
|
11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional, HELOC | 2 +6 HELOCs |
1.1% | 100% | $55,000 | View |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +3 HELOCs |
1.1% | 66.7% | $495,000 | View |
|
3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 2 +3 HELOCs |
1.1% | 66.7% | $385,000 | View |
|
1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $310,000 | View |
|
1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.1% | 100% | $180,000 | View |
|
11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 2 | 1.1% | 100% | $385,000 | View |
|
158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 2 | 1.1% | 100% | $385,000 | View |
|
112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $575,000 | View |
|
★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $325,000 | View |
|
2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $275,000 | View |
|
4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.5% | 100% | $805,000 | View |
|
251 Washington Jackson Rd, Eaton, OH 45320 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 1 | 0.5% | 100% | $645,000 | View |
|
6550 Princeton Glendale Rd, Liberty Township, OH 45011 A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
|
39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
|
633 Anderson Ferry Rd, Cincinnati, OH 45238 A+5.0 ★Texas Ratio: 0.73% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2651 Observatory Ave Ste 102, Cincinnati, OH 45208 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 3 | 1.6% | 75% | $278,333 | |
Rapid Mortgage Company
|
Conventional, VA | 3 | 1.6% | 100% | $301,666 | |
Sibcy Cline Mortgage Services, Inc.
|
Conventional | 1 | 0.5% | 100% | $455,000 | |
Nvr Mortgage Finance, Inc.
|
Conventional, FHA, VA | 28 | 14.7% | 90.3% | $307,500 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 13 | 6.8% | 81.2% | $355,000 | |
Ruoff Mortgage Company
|
Conventional, FHA | 12 | 6.3% | 100% | $270,833 | |
Rocket Mortgage
|
Conventional, VA | 9 | 4.7% | 81.8% | $202,777 | |
Newrez LLC
|
Conventional, VA | 7 | 3.7% | 100% | $325,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 3.7% | 88.9% | $192,142 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 4 | 2.1% | 100% | $172,500 | |
Nationstar Mortgage
|
Conventional, FHA | 4 | 2.1% | 100% | $132,500 | |
Reliance First Capital, LLC
|
Conventional, FHA | 4 | 2.1% | 100% | $390,000 | |
Bayshore Mortgage Funding
|
Conventional, FHA, VA | 3 | 1.6% | 100% | $255,000 | |
Mortgage Research Center
|
VA | 3 | 1.6% | 100% | $308,333 | |
Stockton Mortgage Corporation
|
Conventional | 3 | 1.6% | 75% | $325,000 | |
21St Mortgage
|
Conventional | 3 | 1.6% | 57.1% | $65,000 | |
Freedom Mortgage Corporation
|
VA | 2 | 1.1% | 100% | $435,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1.1% | 66.7% | $175,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 2 | 1.1% | 100% | $290,000 | |
Polaris Home Funding Corp.
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 0.5% | 100% | $315,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.5% | 100% | $445,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.5% | 100% | $345,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $65,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.5% | 100% | $165,000 | |
Gvc Mortgage, Inc.
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.5% | 50% | $125,000 | |
Diamond Residential Mtg Corp
|
FHA | 1 | 0.5% | 100% | $225,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.5% | 100% | $175,000 | |
HomeBridge Financial Services, Inc
|
VA | 1 | 0.5% | 100% | $335,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $235,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.5% | 100% | $315,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.5% | 100% | $175,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 50% | $305,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.5% | 100% | $315,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.5% | 100% | $315,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.5% | 100% | $465,000 | |
Lower, LLC
|
VA | 1 | 0.5% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $805,000 | View |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.5% | 100% | $195,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.5% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $785,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.5% | 100% | $405,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.5% | 20% | $35,000 | |
Goprime Mortgage, Inc.
|
VA | 1 | 0.5% | 100% | $465,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Morrow? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Morrow in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Morrow, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 72.1 percent of home loans in Morrow, Ohio in 2025, banks 22.6 percent and credit unions 5.3 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Lcnb National Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Lcnb National Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Lcnb National Bank was the largest mortgage lender in Morrow, Ohio with 1 loans, about 0.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Morrow, Ohio in 2025, led by Nvr Mortgage Finance, Inc. with 14. 16 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 5 credit unions closed home loans in Morrow, Ohio in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Morrow, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Morrow, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Morrow. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.