Mortgage Lenders and Brokers in Montgomery, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Montgomery, Ohio mortgage lenders include Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Guardian Savings BankGuardian Savings Bank11333 Princeton Pike, Cincinnati, OH 45246A+5.0 ★Texas Ratio: 1.35%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, Cinfed Federal Credit UnionCinfed Federal Credit Union550 Main St, Cincinnati, OH 45202A+5.0 ★Texas Ratio: 2.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, and General Electric Credit UnionGeneral Electric Credit Union11200 Montgomery Rd, Montgomery, OH 45249 2311A5.0 ★Texas Ratio: 6.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Montgomery, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Montgomery are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Montgomery, Ohio
Market share is the lender's share of all home loans closed in Montgomery, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Montgomery 3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 50% | $215,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, Jumbo, HELOC | 22 +15 HELOCs |
8.2% | 100% | $509,090 | |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, Jumbo, HELOC | 15 +18 HELOCs |
5.6% | 100% | $443,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 12 +34 HELOCs |
4.5% | 80% | $497,500 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, Jumbo, HELOC | 9 +13 HELOCs |
3.4% | 100% | $449,444 | View |
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11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 8 +2 HELOCs |
3% | 90% | $360,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 5 +9 HELOCs |
1.9% | 71.4% | $653,000 | View |
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550 Main St, Cincinnati, OH 45202 A+5.0 ★Texas Ratio: 2.00% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
1.9% | 100% | $675,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +2 HELOCs |
1.5% | 100% | $342,500 | View |
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11200 Montgomery Rd, Montgomery, OH 45249 2311 A5.0 ★Texas Ratio: 6.06% |
Conventional, Jumbo, HELOC | 3 +10 HELOCs |
1.1% | 100% | $651,666 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $385,000 | View |
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225 Upper Lewisburg Salem Rd, Brookville, OH 45309 A+5.0 ★Texas Ratio: 2.05% |
Conventional, VA | 3 | 1.1% | 100% | $508,333 | View |
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6550 Princeton Glendale Rd, Liberty Township, OH 45011 A5.0 ★Texas Ratio: 8.10% |
Conventional, Jumbo | 3 | 1.1% | 100% | $618,333 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +8 HELOCs |
0.7% | 100% | $500,000 | View |
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9300 Kenwood Rd, Blue Ash, OH 45242 6826 A5.0 ★Texas Ratio: 10.75% |
Conventional | 2 | 0.7% | 100% | $65,000 | |
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1719 W Ohio Pike, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 2 | 0.7% | 50% | $655,000 | View |
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★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 2 | 0.7% | 100% | $670,000 | View |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,040,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $285,000 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $225,000 | View |
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7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $755,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $465,000 | View |
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4030 Smith Rd, Cincinnati, OH 45209 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $165,000 | View |
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2651 Observatory Ave Ste 102, Cincinnati, OH 45208 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $295,000 | View |
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1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.4% | 50% | $815,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 0.4% | 100% | $805,000 | View |
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9749 Montgomery Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 50% | $75,000 | View |
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1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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3664 Springdale Rd, Cincinnati, OH 45251 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
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3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.4% | 100% | $615,000 | View |
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633 Anderson Ferry Rd, Cincinnati, OH 45238 A+5.0 ★Texas Ratio: 0.73% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 14 | 5.2% | 100% | $555,714 | |
Union Home Mortgage Corp.
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Conventional | 4 | 1.5% | 80% | $465,000 | |
Sibcy Cline Mortgage Services, Inc.
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Conventional | 4 | 1.5% | 100% | $430,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $725,000 | |
Rapid Mortgage Company
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Rocket Mortgage
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Conventional, FHA | 17 | 6.3% | 89.5% | $269,117 | |
United Wholesale Mortgage
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Conventional, FHA | 12 | 4.5% | 100% | $409,166 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 11 | 4.1% | 100% | $640,454 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA, Jumbo | 7 | 2.6% | 100% | $487,857 | |
Stockton Mortgage Corporation
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Conventional | 7 | 2.6% | 100% | $470,714 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.5% | 100% | $242,500 | |
Provident Funding Associates
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Conventional | 4 | 1.5% | 100% | $447,500 | |
Ruoff Mortgage Company
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Conventional, Jumbo | 3 | 1.1% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 3 | 1.1% | 100% | $405,000 | View |
Primelending
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Conventional, VA, Jumbo | 3 | 1.1% | 100% | $881,666 | |
Newrez LLC
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Conventional, VA, Jumbo | 3 | 1.1% | 100% | $945,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 1.1% | 75% | $385,000 | |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 0.7% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional, Jumbo | 2 | 0.7% | 100% | $830,000 | View |
Bayshore Mortgage Funding
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Conventional | 2 | 0.7% | 100% | $430,000 | |
Das Acquisition Company, LLC
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FHA | 2 | 0.7% | 100% | $420,000 | |
VanDyk Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $400,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.7% | 100% | $515,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.7% | 100% | $505,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,125,000 | View |
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A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $555,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $725,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $375,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $435,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $705,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 100% | $635,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $405,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Cmg Mortgage Inc
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VA, Jumbo | 1 | 0.4% | 100% | $985,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.4% | 100% | $745,000 | View |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.4% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $155,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $445,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 25% | $75,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Montgomery Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Montgomery, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Montgomery? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Montgomery in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Montgomery, OH
Use these to narrow the list above. Each category shows how many Montgomery, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Montgomery, OH
Independent mortgage companies closed 47.4 percent of home loans in Montgomery, Ohio in 2025, banks 45.1 percent and credit unions 7.5 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Keybank National Association the largest bank and Cinfed Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, Keybank National Association led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Montgomery, OH
By home loans closed in 2025, Keybank National Association was the largest mortgage lender in Montgomery, Ohio with 1 loans, about 0.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Montgomery, Ohio in 2025, led by United Wholesale Mortgage with 3. 5 lenders closed VA loans, led by Lcnb National Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 11 credit unions closed home loans in Montgomery, Ohio in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Montgomery, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Montgomery, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Montgomery. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
