Mortgage Lenders and Brokers in Middletown, Ohio
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Middletown, Ohio mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association1010 Central Ave, Middletown, OH 45044A+5.0 ★Texas Ratio: 3.22%, First Financial BankFirst Financial Bank300 N Main St, Middletown, OH 45042A+5.0 ★Texas Ratio: 3.21%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2400 N Verity Pkwy, Middletown, OH 45042A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.4401 Roosevelt Blvd, Middletown, OH 45044A+5.0 ★Texas Ratio: 2.85%, Valley Central BankValley Central Bank701 N University Blvd, Middletown, OH 45042A5.0 ★Texas Ratio: 8.10%, PNC Bank N.A.PNC Bank N.A.7405 Liberty One Dr, Middletown, OH 45044A+5.0 ★Texas Ratio: 4.24%, Lcnb National BankLcnb National Bank4441 Marie Dr, Middletown, OH 45044A+5.0 ★Texas Ratio: 2.05%, Bank of America NABank of America NA710 S Breiel Blvd, Middletown, OH 45044A+5.0 ★Texas Ratio: 4.14%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, and Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Middletown, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Middletown are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Middletown, Ohio
Market share is the lender's share of all home loans closed in Middletown, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Middletown 1010 Central Ave, Middletown, OH 45044 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, HELOC | 41 +64 HELOCs |
4% | 69.8% | $135,000 | View |
|
2 offices in Middletown 300 N Main St, Middletown, OH 45042 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 12 +31 HELOCs |
1.2% | 66.7% | $156,666 | View |
|
1 office in Middletown 2400 N Verity Pkwy, Middletown, OH 45042 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 12 +4 HELOCs |
1.2% | 80% | $212,500 | View |
|
1 office in Middletown 4401 Roosevelt Blvd, Middletown, OH 45044 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 10 +4 HELOCs |
1% | 52.6% | $178,000 | View |
|
1 office in Middletown 701 N University Blvd, Middletown, OH 45042 A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 10 | 1% | 90.9% | $197,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Middletown 7405 Liberty One Dr, Middletown, OH 45044 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 7 +13 HELOCs |
0.7% | 87.5% | $213,571 | View |
|
1 office in Middletown 4441 Marie Dr, Middletown, OH 45044 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 5 | 0.5% | 100% | $99,000 | View |
|
1 office in Middletown 710 S Breiel Blvd, Middletown, OH 45044 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, FHA, VA, Jumbo, HELOC | 56 +16 HELOCs |
5.4% | 87.9% | $248,392 | |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, FHA, HELOC | 25 +20 HELOCs |
2.4% | 76.5% | $177,400 | View |
|
3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, Jumbo, HELOC | 19 +14 HELOCs |
1.8% | 95% | $243,947 | View |
|
815 Elliott Dr, Middletown, OH 45044 6211 A+5.0 ★Texas Ratio: 2.96% |
Conventional | 8 | 0.8% | 80% | $51,250 | View |
|
6570 Gracely Dr, Cincinnati, OH 45233 A5.0 ★Texas Ratio: 10.25% |
Conventional, FHA | 8 | 0.8% | 88.9% | $118,750 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 7 +9 HELOCs |
0.7% | 100% | $143,571 | View |
|
11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 6 | 0.6% | 75% | $451,666 | View |
|
1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 5 | 0.5% | 100% | $193,000 | View |
|
1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 4 +1 HELOCs |
0.4% | 80% | $55,000 | View |
|
4030 Smith Rd, Cincinnati, OH 45209 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.4% | 100% | $117,500 | View |
|
11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional, HELOC | 3 +6 HELOCs |
0.3% | 66.7% | $221,666 | View |
|
2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 3 +2 HELOCs |
0.3% | 100% | $161,666 | View |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.3% | 100% | $155,000 | View |
|
8811 Holden Blvd, Fairfield, OH 45014 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 3 | 0.3% | 75% | $45,000 | View |
|
1719 W Ohio Pike, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 3 | 0.3% | 100% | $265,000 | View |
|
★ 5 stars, 1 review 1147 OLD STATE ROUTE 74, BATAVIA, OH 45103 A5.0 ★Texas Ratio: 7.78% |
Conventional | 2 | 0.2% | 66.7% | $200,000 | View |
|
158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 2 | 0.2% | 66.7% | $140,000 | View |
|
251 Washington Jackson Rd, Eaton, OH 45320 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 2 | 0.2% | 100% | $120,000 | View |
|
1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional | 2 | 0.2% | 100% | $140,000 | View |
|
529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.2% | 100% | $195,000 | View |
|
39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 2 | 0.2% | 100% | $85,000 | View |
|
3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 33.3% | $275,000 | View |
|
★ 5 stars, 1 review 4 S Main St, Camden, OH 45311 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
|
1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
|
238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
|
2251 Rombach Ave, Wilmington, OH 45177 A5.0 ★Texas Ratio: 12.97% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
|
9749 Montgomery Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
|
225 Reading Rd, Mason, OH 45040 B4.6 ★Texas Ratio: 20.46% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
|
2651 Observatory Ave Ste 102, Cincinnati, OH 45208 A+5.0 ★Texas Ratio: 1.99% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,065,000 | View |
|
3664 Springdale Rd, Cincinnati, OH 45251 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
New Carlisle Federal Savings Bank
400 N Main St, New Carlisle, OH 45344 |
Conventional | 1 | 0.1% | 100% | $165,000 | |
|
112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
550 Main St, Cincinnati, OH 45202 A+5.0 ★Texas Ratio: 2.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
7740 Paragon Rd, Dayton, OH 45459 A+5.0 ★Texas Ratio: 1.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 27 +1 HELOCs |
2.6% | 87.1% | $204,629 | |
Union Home Mortgage Corp.
|
Conventional, FHA, HELOC | 20 +1 HELOCs |
1.9% | 100% | $189,500 | |
3rd Street Financial Corp
|
Conventional, FHA, VA | 10 | 1% | 100% | $165,000 | |
Rapid Mortgage Company
|
Conventional, FHA | 6 | 0.6% | 100% | $230,000 | |
T2 Financial LLC
|
Conventional, FHA | 4 | 0.4% | 100% | $220,000 | |
Sibcy Cline Mortgage Services, Inc.
|
Conventional, FHA | 3 | 0.3% | 75% | $201,666 | |
|
A5.0 ★Texas Ratio: 7.47% |
Conventional | 2 | 0.2% | 100% | $365,000 | View |
Equity Resources Inc
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.1% | 100% | $385,000 | |
Liberty Home Mortgage Corp
|
FHA | 1 | 0.1% | 50% | $175,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 87 | 8.4% | 76.7% | $200,517 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 85 | 8.3% | 81.1% | $244,647 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA, VA | 47 | 4.6% | 92.3% | $208,829 | View |
Das Acquisition Company, LLC
|
Conventional, FHA, VA | 34 | 3.3% | 100% | $233,529 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 21 +2 HELOCs |
2% | 75% | $141,190 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 20 | 1.9% | 75% | $146,500 | |
Victory Mortgage, LLC
|
Conventional, FHA, VA | 18 | 1.7% | 100% | $439,444 | |
Newrez LLC
|
Conventional, FHA, VA | 14 | 1.4% | 48.3% | $216,428 | |
Nationstar Mortgage
|
Conventional, FHA | 14 | 1.4% | 82.4% | $132,142 | |
Mortgage Research Center
|
Conventional, VA | 14 | 1.4% | 66.7% | $247,142 | |
Primelending
|
Conventional, FHA | 13 | 1.3% | 86.7% | $145,769 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, VA | 13 | 1.3% | 100% | $206,538 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 11 | 1.1% | 100% | $226,818 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 11 | 1.1% | 100% | $188,636 | |
Synergy One Lending, Inc.
|
Conventional, FHA | 11 | 1.1% | 100% | $205,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 10 | 1% | 77.8% | $244,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 10 | 1% | 37% | $97,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 10 | 1% | 83.3% | $120,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 10 | 1% | 63.2% | $146,000 | |
Ruoff Mortgage Company
|
Conventional, FHA | 8 | 0.8% | 100% | $211,250 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 8 | 0.8% | 100% | $180,000 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA, VA | 7 | 0.7% | 100% | $192,142 | |
VanDyk Mortgage Corporation
|
Conventional, FHA, VA | 7 | 0.7% | 100% | $182,142 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 7 | 0.7% | 100% | $113,571 | |
Lower, LLC
|
Conventional, FHA | 6 | 0.6% | 66.7% | $216,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 0.6% | 85.7% | $220,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 5 | 0.5% | 100% | $129,000 | |
Royal United Mortgage LLC
|
Conventional | 5 | 0.5% | 83.3% | $123,000 | |
Discover Bank
|
Conventional | 5 | 0.5% | 45.5% | $43,000 | |
New Day Financial, LLC.
|
VA | 5 | 0.5% | 71.4% | $141,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 5 | 0.5% | 100% | $191,000 | |
New American Funding, LLC.
|
Conventional, FHA | 5 | 0.5% | 45.5% | $147,000 | |
21St Mortgage
|
Conventional | 5 | 0.5% | 25% | $61,000 | |
American Financial Resources LLC
|
Conventional | 4 | 0.4% | 100% | $197,500 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 4 | 0.4% | 57.1% | $137,500 | |
Equity Prime Mortgage LLC
|
FHA, VA | 4 | 0.4% | 100% | $237,500 | |
Movement Mortgage, LLC
|
Conventional, FHA | 4 | 0.4% | 100% | $90,000 | |
Planet Home Lending, LLC
|
Conventional, FHA | 4 | 0.4% | 80% | $237,500 | |
Nvr Mortgage Finance, Inc.
|
Conventional, FHA, VA | 4 | 0.4% | 80% | $317,500 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 0.4% | 80% | $102,500 | View |
Better Mortgage Corporation
|
Conventional, FHA | 4 | 0.4% | 83.3% | $162,500 | |
Village Capital & Investment
|
FHA, VA | 4 | 0.4% | 71.4% | $150,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +2 HELOCs |
0.3% | 30% | $65,000 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $171,666 | |
Bayshore Mortgage Funding
|
Conventional, FHA | 3 | 0.3% | 100% | $171,666 | |
Nfm, Inc
|
Conventional, FHA | 3 | 0.3% | 100% | $138,333 | |
Stockton Mortgage Corporation
|
Conventional | 3 | 0.3% | 100% | $135,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional, VA | 3 | 0.3% | 100% | $301,666 | View |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $208,333 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 0.3% | 75% | $148,333 | View |
Paramount Residential Mortgage
|
Conventional, FHA | 3 | 0.3% | 75% | $238,333 | |
Goodleap, LLC
|
Conventional, FHA, HELOC | 2 +4 HELOCs |
0.2% | 80% | $150,000 | |
Polaris Home Funding Corp.
|
Conventional, FHA | 2 | 0.2% | 100% | $145,000 | |
Residential Wholesale Mortgage
|
Conventional | 2 | 0.2% | 100% | $210,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 2 | 0.2% | 100% | $160,000 | View |
Gvc Mortgage, Inc.
|
Conventional, VA | 2 | 0.2% | 100% | $300,000 | |
Nbkc Bank
|
Conventional | 2 | 0.2% | 66.7% | $230,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 2 | 0.2% | 66.7% | $285,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA, VA | 2 | 0.2% | 100% | $165,000 | View |
Guild Mortgage Company
|
FHA | 2 | 0.2% | 100% | $145,000 | |
Cmg Mortgage Inc
|
Conventional, VA | 2 | 0.2% | 100% | $210,000 | |
Geneva Financial LLC
|
Conventional | 2 | 0.2% | 100% | $205,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.2% | 66.7% | $280,000 | View |
Churchill Mortgage Corporation
|
Conventional, FHA | 2 | 0.2% | 100% | $175,000 | |
First Equity Mortgage Inc
|
Conventional | 2 | 0.2% | 66.7% | $275,000 | |
Milend, Inc
|
FHA | 2 | 0.2% | 66.7% | $220,000 | |
Tjc Mortgage Inc
|
Conventional, FHA | 2 | 0.2% | 100% | $260,000 | |
Park Lane Finance SolutionsLLC
|
Conventional | 2 | 0.2% | 66.7% | $50,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA, VA | 2 | 0.2% | 100% | $370,000 | View |
Arc Home LLC
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
VA | 1 | 0.1% | 100% | $305,000 | View |
Cliffco, Inc.
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0.1% | 100% | $185,000 | |
RANLife, Inc.
|
FHA | 1 | 0.1% | 100% | $165,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 0.1% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
MortgageOne, Inc
|
FHA | 1 | 0.1% | 100% | $195,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.1% | 20% | $45,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.1% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
|
B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.1% | 100% | $135,000 | View |
American Financial Network, Inc.
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
City 1st Mortgage Services, LC
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.1% | 100% | $125,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
Congressional Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $345,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.1% | 66.7% | $165,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
Land Home Financial Services,
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.1% | 100% | $175,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
BoxCar Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $435,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 0.1% | 100% | $305,000 | View |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
V.I.P. Mortgage, Inc.
|
FHA | 1 | 0.1% | 100% | $165,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.1% | 100% | $245,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 0.1% | 100% | $185,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.1% | 66.7% | $215,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Right Start Mortgage, Inc
|
FHA | 1 | 0.1% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.1% | 100% | $115,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Reliance First Capital, LLC
|
FHA | 1 | 0.1% | 100% | $235,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0.1% | 100% | $225,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Flyhomes Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Figure Lending LLC
|
HELOC | 0 +8 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View |
Middletown Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Middletown, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Middletown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Middletown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Middletown, OH
Use these to narrow the list above. Each category shows how many Middletown, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Middletown, OH
Independent mortgage companies closed 63.5 percent of home loans in Middletown, Ohio in 2025, banks 30.8 percent and credit unions 5.7 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Fifth Third Bank, National Association led with 41 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Middletown, OH
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Middletown, Ohio with 41 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Middletown, Ohio, Union Savings Bank approved the highest share of completed applications in 2025 at 87.9 percent, against a 80 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
84 lenders closed FHA loans in Middletown, Ohio in 2025, led by United Wholesale Mortgage with 31. 34 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 52 banks and 15 credit unions closed home loans in Middletown, Ohio in 2025, alongside 103 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Middletown, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Middletown, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Middletown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
