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Mortgage Lenders and Brokers in Mason, Ohio

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Mason, Ohio mortgage lenders include Huntington National BankHuntington National Bank5085 Deerfield Blvd, Mason, OH 45040A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association5210 Kings Mills Rd, Mason, OH 45040A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8605 S Mason Montgomery Rd, Mason, OH 45040A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.5100 Socialville Foster Rd, Mason, OH 45040A+5.0 ★Texas Ratio: 2.85%, First Financial BankFirst Financial Bank9660 S Mason Montgomery Rd, Mason, OH 45040A+5.0 ★Texas Ratio: 3.21%, PNC Bank N.A.PNC Bank N.A.5283 Bowen Dr, Mason, OH 45040A+5.0 ★Texas Ratio: 4.24%, Peoples First Savings BankPeoples First Savings Bank225 Reading Rd, Mason, OH 45040B4.6 ★Texas Ratio: 20.46%, Keybank National AssociationKeybank National Association6643 Western Row Rd, Mason, OH 45040A+5.0 ★Texas Ratio: 4.81%, Heritage Bank, INCHeritage Bank, INC6310 Tylersville Rd, Mason, OH 45040A+5.0 ★Texas Ratio: 4.11%, and Lcnb National BankLcnb National Bank1050 Reading Rd, Mason, OH 45040A+5.0 ★Texas Ratio: 2.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Mason, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mason are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Mason, Ohio

Market share is the lender's share of all home loans closed in Mason, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Huntington National Bank 1 office in Mason 5085 Deerfield Blvd, Mason, OH 45040 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, Jumbo, HELOC	46 +51 HELOCs	4.5%	87%	$596,956	View
Fifth Third Bank, National Association 2 offices in Mason 5210 Kings Mills Rd, Mason, OH 45040 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	31 +116 HELOCs	3%	91.7%	$354,354	View
JPMorgan Chase Bank, NA 2 offices in Mason 8605 S Mason Montgomery Rd, Mason, OH 45040 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	23 +1 HELOCs	2.3%	89.3%	$478,043	View
US Bank, N.A. 2 offices in Mason 5100 Socialville Foster Rd, Mason, OH 45040 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	22 +21 HELOCs	2.2%	82.1%	$429,545	View
First Financial Bank 1 office in Mason 9660 S Mason Montgomery Rd, Mason, OH 45040 A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo, HELOC	8 +28 HELOCs	0.8%	72.7%	$340,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Mason 5283 Bowen Dr, Mason, OH 45040 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	7 +28 HELOCs	0.7%	87.5%	$437,857	View
Peoples First Savings Bank 225 Reading Rd, Mason, OH 45040 B4.6 ★Texas Ratio: 20.46%	Conventional	6	0.6%	85.7%	$373,333	View
Keybank National Association 1 office in Mason 6643 Western Row Rd, Mason, OH 45040 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, HELOC	5 +2 HELOCs	0.5%	83.3%	$241,000	View
Heritage Bank, INC 1 office in Mason 6310 Tylersville Rd, Mason, OH 45040 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	5	0.5%	100%	$459,000	View
Lcnb National Bank 1 office in Mason 1050 Reading Rd, Mason, OH 45040 A+5.0 ★Texas Ratio: 2.05%	Conventional	4	0.4%	100%	$212,500	View
Wesbanco Bank, Inc. 1 office in Mason 6501 S Mason Montgomery Rd, Mason, OH 45040 A+5.0 ★Texas Ratio: 3.87%	Conventional, HELOC	3 +7 HELOCs	0.3%	100%	$378,333	View
Peoples Bank 1 office in Mason 6210 Snider Rd, Mason, OH 45040 A+5.0 ★Texas Ratio: 3.39%	Conventional, HELOC	2 +5 HELOCs	0.2%	100%	$170,000	View
Stock Yards Bank & Trust Company 1 office in Mason 8191 Arbor Square Drive, Mason, OH 45040 A+5.0 ★Texas Ratio: 1.99%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$815,000	View
Union Savings Bank 1240 N Bridge Street, Chillicothe, OH 45601	Conventional, FHA, Jumbo, HELOC	56 +27 HELOCs	5.5%	91.8%	$395,178
Wright Patt Credit Union Inc 1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22%	Conventional, Jumbo, HELOC	44 +7 HELOCs	4.3%	97.8%	$526,590	View
1st National Bank 7451 S Mason Montgomery Rd, Mason, OH 45040 A+5.0 ★Texas Ratio: 4.63%	Conventional	42	4.1%	100%	$452,380	View
Guardian Savings Bank 11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35%	Conventional, Jumbo, HELOC	23 +4 HELOCs	2.3%	88.5%	$376,304	View
Third Federal Savings and Loan 35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	19 +21 HELOCs	1.9%	73.1%	$259,736	View
General Electric Credit Union 6960 Tylersville Rd, Mason, OH 45040 2990 A5.0 ★Texas Ratio: 6.06%	Conventional, HELOC	5 +35 HELOCs	0.5%	100%	$291,000	View
Bank of America NA 3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +6 HELOCs	0.5%	83.3%	$431,000	View
Dollar Bank, FSB 1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo	5	0.5%	100%	$943,000	View
Riverhills Bank 1719 W Ohio Pike, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.96%	Conventional	4	0.4%	66.7%	$430,000	View
Day Air Credit Union 2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81%	Conventional	4	0.4%	100%	$432,500	View
Citizens Bank, NA 2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	3 +4 HELOCs	0.3%	100%	$445,000	View
Republic Bank & Trust 4030 Smith Rd, Cincinnati, OH 45209 A+5.0 ★Texas Ratio: 2.91%	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.3%	100%	$471,666	View
Sharefax Credit Union ★ 5 stars, 1 review 7443 S MASON MONTGOMERY RD, MASON, OH 45040 A5.0 ★Texas Ratio: 7.78%	Conventional	3	0.3%	100%	$355,000	View
German American Bank 7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93%	Conventional, Jumbo	3	0.3%	100%	$678,333	View
The State Bank & Trust Company 1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99%	Conventional	3	0.3%	100%	$338,333	View
First National Bank of PA 3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	3	0.3%	100%	$1,271,666	View
Kemba Credit Union 1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	2 +6 HELOCs	0.2%	100%	$275,000	View
Superior Credit Union, Inc. 39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$495,000	View
Cinfed Federal Credit Union 550 Main St, Cincinnati, OH 45202 A+5.0 ★Texas Ratio: 2.00%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$180,000	View
Century FCU 1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01%	Conventional	2	0.2%	100%	$480,000	View
Cincinnatus Savings & Loan 3664 Springdale Rd, Cincinnati, OH 45251 A+5.0 ★Texas Ratio: 1.17%	Conventional	2	0.2%	100%	$510,000	View
Valley Central Bank 6550 Princeton Glendale Rd, Liberty Township, OH 45011 A5.0 ★Texas Ratio: 8.10%	Conventional	2	0.2%	100%	$155,000	View
North Side Bank & Trust Company 633 Anderson Ferry Rd, Cincinnati, OH 45238 A+5.0 ★Texas Ratio: 0.73%	Conventional, Jumbo, HELOC	1 +7 HELOCs	0.1%	100%	$885,000	View
The Park National Bank 1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62%	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$105,000	View
First Commonwealth Bank 4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$225,000	View
Truist Bank ★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	50%	$935,000	View
Old Fort Banking Company 238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$785,000	View
River Valley Credit Union 3927 Indian Ripple Rd, Dayton, OH 45440 3449 A+5.0 ★Texas Ratio: 2.96%	Conventional	1	0.1%	100%	$335,000	View
FCN Bank 590 Ring Rd, Harrison, OH 45030 A+5.0 ★Texas Ratio: 0.13%	Conventional	1	0.1%	100%	$215,000	View
Warsaw Federal Savings and Loan Association 6570 Gracely Dr, Cincinnati, OH 45233 A5.0 ★Texas Ratio: 10.25%	Conventional	1	0.1%	100%	$225,000	View
Telhio Credit Union, Inc. 201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81%	HELOC	0 +1 HELOCs	0%	0%		View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	29	2.8%	100%	$418,448
Union Home Mortgage Corp.	Conventional, FHA, VA	19	1.9%	86.4%	$389,210
M/I Financial. LLC	Conventional	17	1.7%	100%	$605,000
3rd Street Financial Corp	Conventional	5	0.5%	100%	$251,000
Rapid Mortgage Company	Conventional	4	0.4%	100%	$290,000
Sibcy Cline Mortgage Services, Inc.	Conventional	4	0.4%	100%	$345,000
SIRVA Mortgage, Inc.	Conventional	3	0.3%	100%	$518,333
Equity Resources Inc	Conventional	1	0.1%	100%	$175,000
Developer's Mortgage Company	Conventional, Jumbo	1	0.1%	100%	$925,000
T2 Financial LLC	Conventional	1	0.1%	100%	$235,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	127 +3 HELOCs	12.4%	95.5%	$458,543
Rocket Mortgage	Conventional, FHA, VA, Jumbo	62	6.1%	84.4%	$360,967
Victory Mortgage, LLC	Conventional, Jumbo	38	3.7%	97.4%	$726,842
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo	17	1.7%	100%	$439,117
Nationstar Mortgage	Conventional, FHA, VA	13	1.3%	86.7%	$218,846
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA, Jumbo	12	1.2%	92.3%	$461,666	View
Newrez LLC	Conventional	12	1.2%	63.2%	$184,166
Ruoff Mortgage Company	Conventional, FHA, VA	11	1.1%	100%	$330,454
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo	10	1%	90.9%	$395,000
Primelending	Conventional, VA	9	0.9%	90%	$361,666
Freedom Mortgage Corporation	Conventional, FHA, VA	7	0.7%	100%	$357,857
First Equity Mortgage Inc	Conventional	7	0.7%	50%	$472,142
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	7	0.7%	100%	$299,285
Pennymac Loan Services LLC	Conventional, FHA	6	0.6%	87.5%	$303,333
Sun West Mortgage Company, Inc	Conventional, FHA	6	0.6%	90.9%	$565,000
Das Acquisition Company, LLC	Conventional	6	0.6%	100%	$330,000
Provident Funding Associates	Conventional	6	0.6%	100%	$443,333
Mortgage Research Center	Conventional, VA	6	0.6%	58.3%	$495,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	5 +5 HELOCs	0.5%	83.3%	$293,000
loanDepot.com LLC	Conventional, Jumbo, HELOC	5 +3 HELOCs	0.5%	71.4%	$413,000
Synergy One Lending, Inc.	Conventional	5	0.5%	100%	$379,000
Stockton Mortgage Corporation	Conventional	5	0.5%	100%	$311,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	5	0.5%	83.3%	$379,000	View
Spring Eq, LLC	Conventional, HELOC	4 +4 HELOCs	0.4%	83.3%	$157,500
Mutual of Omaha Mortgage	Conventional, FHA	4	0.4%	100%	$525,000
Fairway Independent Mort Corp	Conventional, Jumbo	4	0.4%	100%	$530,000
Cmg Mortgage Inc	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$355,000
Sage Home Loans Corporation	Conventional	3	0.3%	75%	$661,666
Guidance Residential, LLC	Conventional	3	0.3%	100%	$618,333
AmeriHome Mortgage Company, LLC	FHA	3	0.3%	100%	$318,333
Amerisave Mortgage Company	Conventional	3	0.3%	50%	$151,666
Diamond Residential Mtg Corp	Conventional	3	0.3%	100%	$281,666
Bayshore Mortgage Funding	Conventional	3	0.3%	100%	$325,000
VanDyk Mortgage Corporation	Conventional	3	0.3%	100%	$311,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.3%	100%	$235,000	View
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.3%	75%	$248,333	View
Lower, LLC	Conventional, VA	3	0.3%	100%	$365,000
Paramount Residential Mortgage	Conventional	3	0.3%	100%	$431,666
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$875,000	View
Better Mortgage Corporation	Conventional, VA, HELOC	2 +1 HELOCs	0.2%	60%	$570,000
Zippy Loans, LLC	Conventional	2	0.2%	100%	$45,000
Residential Wholesale Mortgage	Conventional	2	0.2%	100%	$460,000
RMC Home Mortgage, LLC	Conventional	2	0.2%	100%	$545,000
Lakeview Loan Servicing, LLC	Conventional	2	0.2%	50%	$160,000
Gvc Mortgage, Inc.	Conventional	2	0.2%	100%	$565,000
Equity Prime Mortgage LLC	Conventional, FHA	2	0.2%	100%	$285,000
General Mortgage Capital Corporation	Conventional	2	0.2%	100%	$185,000
Eustis Mortgage Corp	Conventional, VA	2	0.2%	100%	$400,000
AmWest Funding Corp	Conventional	2	0.2%	100%	$500,000
Discover Bank	Conventional	2	0.2%	16.7%	$180,000
Nfm, Inc	Conventional	2	0.2%	100%	$220,000
American Pacific Mortgage Corporation	Conventional	2	0.2%	100%	$480,000
Lake Michigan Credit Union	Conventional	2	0.2%	100%	$745,000
Uif Corporation	Conventional	2	0.2%	66.7%	$215,000
Pike Creek Mortgage Services, Inc.	Conventional	2	0.2%	100%	$245,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0.2%	100%	$665,000	View
Nexera Holding LLC	Conventional	2	0.2%	100%	$475,000
Vanderbilt Mortgage and Finance, Inc	Conventional	2	0.2%	66.7%	$265,000
Champions Funding, LLC	Conventional	2	0.2%	100%	$555,000
Digital Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$75,000
Valon Mortgage	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$155,000
Goodleap, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$75,000
United Bank of Union	Conventional	1	0.1%	100%	$575,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	1	0.1%	100%	$875,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	50%	$515,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$405,000	View
Liberty Federal Credit Union	Conventional	1	0.1%	100%	$435,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.1%	100%	$1,015,000	View
American Financial Resources LLC	VA	1	0.1%	100%	$355,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$765,000	View
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$415,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$505,000
Nbkc Bank	Conventional	1	0.1%	100%	$395,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$605,000
Bank of Hope A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0.1%	100%	$785,000	View
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$545,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$505,000
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo	1	0.1%	100%	$1,335,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$475,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$805,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$465,000
Quorum Federal Credit Union	Conventional	1	0.1%	100%	$155,000
Royal Pacific Funding	Conventional	1	0.1%	100%	$285,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	VA	1	0.1%	100%	$235,000	View
First National Bank of Kentucky A+5.0 ★Texas Ratio: 5.94%	Conventional, Jumbo	1	0.1%	100%	$505,000	View
Bank Fund Staff Federal Credit	Conventional	1	0.1%	100%	$695,000
Click n' Close, Inc.	Conventional	1	0.1%	100%	$575,000
American Financing Corporation	Conventional	1	0.1%	100%	$285,000
ClearPath Lending	VA	1	0.1%	100%	$255,000
Whitaker Bank Inc A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$555,000	View
Bay Equity LLC	Conventional	1	0.1%	100%	$185,000
Real Genius LLC	Conventional	1	0.1%	100%	$595,000
Weichert Financial Services	Conventional	1	0.1%	100%	$245,000
New Day Financial, LLC.	VA	1	0.1%	50%	$305,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$315,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$225,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$545,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$775,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$345,000	View
Milend, Inc	Conventional	1	0.1%	100%	$525,000
Saygo Home Loans, LLC	FHA	1	0.1%	100%	$295,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$355,000	View
Endeavor Capital, LLC	Conventional	1	0.1%	100%	$335,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$155,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$565,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$705,000
New American Funding, LLC.	FHA	1	0.1%	100%	$435,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	33.3%	$405,000	View
Stanford Federal Credit Union	Conventional	1	0.1%	100%	$385,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$695,000
Tomo Mortgage LLC	Conventional	1	0.1%	50%	$415,000
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Empeople Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
The Loan Store, Inc	HELOC	0 +1 HELOCs	0%	n/a
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mason Mortgage Rate Trends

Daily average mortgage rates for Ohio compared with the national average, updated every evening.

30-Year Fixed OH Avg

7.439%

▲ 0.137 vs 7 days ago

15-Year Fixed OH Avg

6.765%

▲ 0.103 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Mason, Ohio

Looking for mortgage lenders near me or mortgage brokers near me in Mason? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mason in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Mason, OH

Use these to narrow the list above. Each category shows how many Mason, OH lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 95 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 55 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 22 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 22 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 32 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OH 41 lenders headquartered in Ohio, the closest thing to a mortgage lender near you

Who Lends in Mason, OH

Independent mortgage companies closed 53.6 percent of home loans in Mason, Ohio in 2025, banks 38.6 percent and credit unions 7.8 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 46 loans.

53.6%

Mortgage companies

38.6%

Banks

7.8%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.

More Ohio Mortgage Lender Pages

All Ohio lenders 868 lenders Columbus 360 lenders Cincinnati 249 lenders Toledo 190 lenders Cleveland 203 lenders Akron 189 lenders Delaware 201 lenders Dayton 172 lenders Hamilton 172 lenders Dublin 152 lenders Canton 127 lenders Parma 145 lenders Elyria 130 lenders

Frequently Asked Questions About Mortgage Lenders in Mason, OH

Who is the largest mortgage lender in Mason, OH?

By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Mason, Ohio with 46 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Mason, OH have the highest approval rates?

Among lenders with meaningful volume in Mason, Ohio, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 95.5 percent, against a 89.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Mason, OH mortgage lenders offer FHA, VA and USDA loans?

22 lenders closed FHA loans in Mason, Ohio in 2025, led by Rocket Mortgage with 7. 22 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Mason, OH lender list?

Yes. 55 banks and 23 credit unions closed home loans in Mason, Ohio in 2025, alongside 95 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Mason, OH ranked on this page?

Lenders are ranked only by the number of home loans they closed in Mason, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mason, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mason. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.