Goshen, Ohio mortgage lenders include Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Sharefax Credit UnionSharefax Credit Union1147 OLD STATE ROUTE 74, BATAVIA, OH 45103A5.0 ★Texas Ratio: 7.78%, Cinfed Federal Credit UnionCinfed Federal Credit Union550 Main St, Cincinnati, OH 45202A+5.0 ★Texas Ratio: 2.00%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Riverhills BankRiverhills Bank1719 W Ohio Pike, Amelia, OH 45102A+5.0 ★Texas Ratio: 0.96%, First Financial BankFirst Financial Bank2923 Smith Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.21%, and Guardian Savings BankGuardian Savings Bank11333 Princeton Pike, Cincinnati, OH 45246A+5.0 ★Texas Ratio: 1.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Goshen, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Goshen are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Goshen, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, Jumbo, HELOC | 14 +4 HELOCs |
5.4% | 87.5% | $404,285 | |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +13 HELOCs |
2.7% | 63.6% | $267,857 | View |
|
1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +1 HELOCs |
2.7% | 100% | $175,000 | View |
|
3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 6 +8 HELOCs |
2.3% | 85.7% | $593,333 | View |
|
★ 5 stars, 1 review 1147 OLD STATE ROUTE 74, BATAVIA, OH 45103 A5.0 ★Texas Ratio: 7.78% |
Conventional | 5 | 1.9% | 83.3% | $129,000 | View |
|
550 Main St, Cincinnati, OH 45202 A+5.0 ★Texas Ratio: 2.00% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.2% | 100% | $581,666 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 3 +2 HELOCs |
1.2% | 75% | $235,000 | View |
|
1719 W Ohio Pike, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 3 | 1.2% | 100% | $251,666 | View |
|
2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 3 | 1.2% | 100% | $791,666 | View |
|
11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $120,000 | View |
|
6570 Gracely Dr, Cincinnati, OH 45233 A5.0 ★Texas Ratio: 10.25% |
Conventional | 2 | 0.8% | 100% | $280,000 | View |
|
★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $125,000 | View |
|
11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $45,000 | View |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.4% | 100% | $1,615,000 | View |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $275,000 | View |
|
39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $295,000 | View |
|
112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
|
9300 Kenwood Rd, Blue Ash, OH 45242 6826 A5.0 ★Texas Ratio: 10.75% |
Conventional | 1 | 0.4% | 100% | $55,000 | |
|
4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
|
201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
|
1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
|
225 Reading Rd, Mason, OH 45040 B4.6 ★Texas Ratio: 20.46% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
|
4030 Smith Rd, Cincinnati, OH 45209 A+5.0 ★Texas Ratio: 2.91% |
FHA | 1 | 0.4% | 100% | $405,000 | View |
|
6550 Princeton Glendale Rd, Liberty Township, OH 45011 A5.0 ★Texas Ratio: 8.10% |
FHA | 1 | 0.4% | 50% | $265,000 | View |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
633 Anderson Ferry Rd, Cincinnati, OH 45238 A+5.0 ★Texas Ratio: 0.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 7 | 2.7% | 100% | $370,714 | |
Union Home Mortgage Corp.
|
Conventional, VA | 2 | 0.8% | 100% | $230,000 | |
T2 Financial LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $370,000 | |
Rapid Mortgage Company
|
Conventional, FHA | 2 | 0.8% | 100% | $265,000 | |
Victory Mortgage, LLC
|
Conventional, FHA, VA | 51 | 19.6% | 96.2% | $359,313 | |
Rocket Mortgage
|
Conventional, FHA, VA | 18 | 6.9% | 90% | $231,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
6.2% | 88.9% | $311,875 | |
Nationstar Mortgage
|
Conventional, FHA | 10 | 3.8% | 100% | $164,000 | |
First Equity Mortgage Inc
|
Conventional | 9 | 3.5% | 100% | $231,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA, USDA | 6 | 2.3% | 100% | $205,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.5% | 100% | $230,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 1.5% | 100% | $227,500 | |
Ruoff Mortgage Company
|
Conventional, FHA | 3 | 1.2% | 100% | $221,666 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 3 | 1.2% | 75% | $211,666 | |
loanDepot.com LLC
|
Conventional | 3 | 1.2% | 100% | $278,333 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 3 | 1.2% | 100% | $228,333 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 2 | 0.8% | 66.7% | $295,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 0.8% | 66.7% | $370,000 | |
Newrez LLC
|
Conventional | 2 | 0.8% | 25% | $205,000 | |
Pennymac Loan Services LLC
|
FHA, VA | 2 | 0.8% | 66.7% | $360,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA | 2 | 0.8% | 50% | $250,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 0.8% | 100% | $240,000 | |
Bayshore Mortgage Funding
|
Conventional | 2 | 0.8% | 100% | $430,000 | |
Nfm, Inc
|
Conventional, FHA | 2 | 0.8% | 100% | $360,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.8% | 100% | $225,000 | |
Mortgage Research Center
|
VA | 2 | 0.8% | 50% | $365,000 | |
New American Funding, LLC.
|
FHA | 2 | 0.8% | 66.7% | $320,000 | |
Tomo Mortgage LLC
|
Conventional | 2 | 0.8% | 100% | $270,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA, VA | 2 | 0.8% | 100% | $410,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $35,000 | |
Primelending
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.4% | 100% | $145,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.4% | 100% | $275,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.4% | 100% | $255,000 | |
HomeBridge Financial Services, Inc
|
USDA | 1 | 0.4% | 100% | $215,000 | |
Discover Bank
|
Conventional | 1 | 0.4% | 100% | $65,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.4% | 100% | $315,000 | |
Das Acquisition Company, LLC
|
FHA | 1 | 0.4% | 100% | $305,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 50% | $475,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
Nvr Mortgage Finance, Inc.
|
FHA | 1 | 0.4% | 25% | $345,000 | |
American Pacific Mortgage Corporation
|
VA | 1 | 0.4% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.4% | 100% | $155,000 | |
Lower, LLC
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.4% | 100% | $145,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.4% | 100% | $235,000 | |
Village Capital & Investment
|
VA | 1 | 0.4% | 100% | $245,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Amerisave Mortgage Company
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Goshen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Goshen in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Goshen, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 70 percent of home loans in Goshen, Ohio in 2025, banks 23.1 percent and credit unions 6.9 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Union Savings Bank the largest bank and Sharefax Credit Union the largest credit union. Among lenders headquartered in Ohio, Union Savings Bank led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Union Savings Bank was the largest mortgage lender in Goshen, Ohio with 14 loans, about 5.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Goshen, Ohio, Victory Mortgage, LLC approved the highest share of completed applications in 2025 at 96.2 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Goshen, Ohio in 2025, led by Victory Mortgage, LLC with 5. 15 lenders closed VA loans, led by Victory Mortgage, LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 10 credit unions closed home loans in Goshen, Ohio in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Goshen, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Goshen, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Goshen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.