MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Goshen, Ohio

Goshen, Ohio mortgage lenders include Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Sharefax Credit UnionSharefax Credit Union1147 OLD STATE ROUTE 74, BATAVIA, OH 45103A5.0 ★Texas Ratio: 7.78%, Cinfed Federal Credit UnionCinfed Federal Credit Union550 Main St, Cincinnati, OH 45202A+5.0 ★Texas Ratio: 2.00%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Riverhills BankRiverhills Bank1719 W Ohio Pike, Amelia, OH 45102A+5.0 ★Texas Ratio: 0.96%, First Financial BankFirst Financial Bank2923 Smith Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.21%, and Guardian Savings BankGuardian Savings Bank11333 Princeton Pike, Cincinnati, OH 45246A+5.0 ★Texas Ratio: 1.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Goshen, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Goshen are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Goshen, Ohio

Market share is the lender's share of all home loans closed in Goshen, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601
Conventional, Jumbo, HELOC 14
+4 HELOCs
5.4% 87.5% $404,285
1308 North Reynolds Rd, Adams Township, OH 43615
A+5.0 ★Texas Ratio: 3.22%
Conventional, HELOC 7
+13 HELOCs
2.7% 63.6% $267,857 View
1249 Canton Rd, Akron, OH 44312
A+5.0 ★Texas Ratio: 3.68%
Conventional, HELOC 7
+1 HELOCs
2.7% 100% $175,000 View
3421 Ridgewood Rd, Akron, OH 44333
A+5.0 ★Texas Ratio: 3.66%
Conventional, Jumbo, HELOC 6
+8 HELOCs
2.3% 85.7% $593,333 View
★ 5 stars, 1 review
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
A5.0 ★Texas Ratio: 7.78%
Conventional 5 1.9% 83.3% $129,000 View
550 Main St, Cincinnati, OH 45202
A+5.0 ★Texas Ratio: 2.00%
Conventional, Jumbo, HELOC 3
+2 HELOCs
1.2% 100% $581,666 View
35592 Detroit Rd, Avon, OH 44011
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 3
+2 HELOCs
1.2% 75% $235,000 View
1719 W Ohio Pike, Amelia, OH 45102
A+5.0 ★Texas Ratio: 0.96%
Conventional 3 1.2% 100% $251,666 View
2923 Smith Rd, Akron, OH 44333
A+5.0 ★Texas Ratio: 3.21%
Conventional, Jumbo 3 1.2% 100% $791,666 View
11333 Princeton Pike, Cincinnati, OH 45246
A+5.0 ★Texas Ratio: 1.35%
Conventional, HELOC 2
+1 HELOCs
0.8% 100% $120,000 View
6570 Gracely Dr, Cincinnati, OH 45233
A5.0 ★Texas Ratio: 10.25%
Conventional 2 0.8% 100% $280,000 View
★ 1.7 stars, 3 reviews
35 Montrose West Ave, Akron, OH 44321
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+6 HELOCs
0.4% 100% $125,000 View
11370 Reed Hartman Hwy, Blue Ash, OH 45241
A5.0 ★Texas Ratio: 6.06%
Conventional, HELOC 1
+5 HELOCs
0.4% 100% $45,000 View
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
A5.0 ★Texas Ratio: 6.22%
Conventional, Jumbo, HELOC 1
+3 HELOCs
0.4% 100% $1,615,000 View
2147 East Ave, Akron, OH 44314
A+5.0 ★Texas Ratio: 5.44%
FHA, HELOC 1
+1 HELOCs
0.4% 100% $275,000 View
39 Oak St, Amelia, OH 45102
A+5.0 ★Texas Ratio: 0.82%
Conventional, HELOC 1
+1 HELOCs
0.4% 100% $295,000 View
112 E Liberty St, Arlington, OH 45814
A+5.0 ★Texas Ratio: 3.87%
Conventional 1 0.4% 100% $265,000 View
9300 Kenwood Rd, Blue Ash, OH 45242 6826
A5.0 ★Texas Ratio: 10.75%
Conventional 1 0.4% 100% $55,000
4200 Park Ave, Ashtabula, OH 44004
A+5.0 ★Texas Ratio: 3.82%
Conventional 1 0.4% 100% $85,000 View
201 Outerbelt St, Columbus, OH 43213 1529
A-4.9 ★Texas Ratio: 15.81%
Conventional 1 0.4% 100% $195,000 View
1095 S Main St, Centerville, OH 45458
A+5.0 ★Texas Ratio: 4.63%
Conventional 1 0.4% 100% $515,000 View
225 Reading Rd, Mason, OH 45040
B4.6 ★Texas Ratio: 20.46%
Conventional 1 0.4% 100% $205,000 View
4030 Smith Rd, Cincinnati, OH 45209
A+5.0 ★Texas Ratio: 2.91%
FHA 1 0.4% 100% $405,000 View
6550 Princeton Glendale Rd, Liberty Township, OH 45011
A5.0 ★Texas Ratio: 8.10%
FHA 1 0.4% 50% $265,000 View
528 S Main St, Ada, OH 45810
A+5.0 ★Texas Ratio: 2.85%
HELOC 0
+2 HELOCs
0% 0% View
3451 Center Rd, Brunswick, OH 44212
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% n/a View
1135 W Ohio Pike, Amelia, OH 45102 1240
A+5.0 ★Texas Ratio: 3.32%
HELOC 0
+1 HELOCs
0% n/a View
158 E Cuyahoga Falls Ave, Akron, OH 44310
A+5.0 ★Texas Ratio: 3.39%
HELOC 0
+1 HELOCs
0% n/a View
633 Anderson Ferry Rd, Cincinnati, OH 45238
A+5.0 ★Texas Ratio: 0.73%
HELOC 0
+1 HELOCs
0% n/a View
CrossCountry Mortgage, LLC
Conventional, FHA, VA 7 2.7% 100% $370,714
Union Home Mortgage Corp.
Conventional, VA 2 0.8% 100% $230,000
T2 Financial LLC
Conventional, FHA 2 0.8% 100% $370,000
Rapid Mortgage Company
Conventional, FHA 2 0.8% 100% $265,000
Victory Mortgage, LLC
Conventional, FHA, VA 51 19.6% 96.2% $359,313
Rocket Mortgage
Conventional, FHA, VA 18 6.9% 90% $231,666
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 16
+1 HELOCs
6.2% 88.9% $311,875
Nationstar Mortgage
Conventional, FHA 10 3.8% 100% $164,000
First Equity Mortgage Inc
Conventional 9 3.5% 100% $231,666
Fairway Independent Mort Corp
Conventional, FHA, USDA 6 2.3% 100% $205,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 4
+1 HELOCs
1.5% 100% $230,000
Paramount Residential Mortgage
Conventional, FHA 4 1.5% 100% $227,500
Ruoff Mortgage Company
Conventional, FHA 3 1.2% 100% $221,666
Freedom Mortgage Corporation
Conventional, FHA 3 1.2% 75% $211,666
loanDepot.com LLC
Conventional 3 1.2% 100% $278,333
Prosperity Home Mortgage, LLC
Conventional, VA 3 1.2% 100% $228,333
A+5.0 ★Texas Ratio: 0.38%
Conventional 2 0.8% 66.7% $295,000 View
Guaranteed Rate Affinity, LLC
Conventional 2 0.8% 66.7% $370,000
Newrez LLC
Conventional 2 0.8% 25% $205,000
Pennymac Loan Services LLC
FHA, VA 2 0.8% 66.7% $360,000
Synergy One Lending, Inc.
Conventional, FHA 2 0.8% 50% $250,000
Cmg Mortgage Inc
Conventional 2 0.8% 100% $240,000
Bayshore Mortgage Funding
Conventional 2 0.8% 100% $430,000
Nfm, Inc
Conventional, FHA 2 0.8% 100% $360,000
New Day Financial, LLC.
VA 2 0.8% 100% $225,000
Mortgage Research Center
VA 2 0.8% 50% $365,000
New American Funding, LLC.
FHA 2 0.8% 66.7% $320,000
Tomo Mortgage LLC
Conventional 2 0.8% 100% $270,000
American Neighborhood Mortgage Acceptance Company
FHA, VA 2 0.8% 100% $410,000
Liberty Federal Credit Union
Conventional 1 0.4% 100% $235,000
Royal United Mortgage LLC
Conventional 1 0.4% 100% $35,000
Primelending
Conventional 1 0.4% 100% $245,000
Lakeview Loan Servicing, LLC
FHA 1 0.4% 100% $145,000
AdvantageFirst Lending Inc
VA 1 0.4% 100% $275,000
American Financial Network, Inc.
FHA 1 0.4% 100% $255,000
HomeBridge Financial Services, Inc
USDA 1 0.4% 100% $215,000
Discover Bank
Conventional 1 0.4% 100% $65,000
Sun West Mortgage Company, Inc
VA 1 0.4% 100% $315,000
Das Acquisition Company, LLC
FHA 1 0.4% 100% $305,000
Click n' Close, Inc.
Conventional 1 0.4% 100% $205,000
VanDyk Mortgage Corporation
Conventional 1 0.4% 100% $365,000
B-3.5 ★Texas Ratio: 6.80%
Conventional 1 0.4% 50% $475,000 View
Provident Funding Associates
Conventional 1 0.4% 100% $345,000
Nvr Mortgage Finance, Inc.
FHA 1 0.4% 25% $345,000
American Pacific Mortgage Corporation
VA 1 0.4% 100% $285,000
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.4% 100% $225,000 View
Stockton Mortgage Corporation
Conventional 1 0.4% 100% $315,000
Mutual of Omaha Mortgage
Conventional 1 0.4% 100% $155,000
Lower, LLC
Conventional 1 0.4% 100% $465,000
Carrington Mortgage Services LLC
FHA 1 0.4% 100% $145,000
Top Flite Financial, Inc.
FHA 1 0.4% 100% $235,000
Village Capital & Investment
VA 1 0.4% 100% $245,000
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Guaranteed Rate, Inc.
HELOC 0
+1 HELOCs
0% n/a
Amerisave Mortgage Company
HELOC 0
+1 HELOCs
0% 0%
Spring Eq, LLC
HELOC 0
+1 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Goshen, Ohio

Looking for mortgage lenders near me or mortgage brokers near me in Goshen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Goshen in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Goshen, OH

Use these to narrow the list above. Each category shows how many Goshen, OH lenders fit and what that kind of lender is usually best for.

Who Lends in Goshen, OH

Independent mortgage companies closed 70 percent of home loans in Goshen, Ohio in 2025, banks 23.1 percent and credit unions 6.9 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Union Savings Bank the largest bank and Sharefax Credit Union the largest credit union. Among lenders headquartered in Ohio, Union Savings Bank led with 14 loans.

70%
Mortgage companies
23.1%
Banks
6.9%
Credit unions
15%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.

More Ohio Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Goshen, OH

Who is the largest mortgage lender in Goshen, OH?

By home loans closed in 2025, Union Savings Bank was the largest mortgage lender in Goshen, Ohio with 14 loans, about 5.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Goshen, OH have the highest approval rates?

Among lenders with meaningful volume in Goshen, Ohio, Victory Mortgage, LLC approved the highest share of completed applications in 2025 at 96.2 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Goshen, OH mortgage lenders offer FHA, VA and USDA loans?

25 lenders closed FHA loans in Goshen, Ohio in 2025, led by Victory Mortgage, LLC with 5. 15 lenders closed VA loans, led by Victory Mortgage, LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Goshen, OH lender list?

Yes. 26 banks and 10 credit unions closed home loans in Goshen, Ohio in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Goshen, OH ranked on this page?

Lenders are ranked only by the number of home loans they closed in Goshen, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Goshen, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Goshen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.