Mortgage Lenders and Brokers in Garfield Heights, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Garfield Heights, Ohio mortgage lenders include Huntington National BankHuntington National Bank4932 Turney Rd, Garfield Heights, OH 44125A+5.0 ★Texas Ratio: 3.66%, Third Federal Savings and LoanThird Federal Savings and Loan12594 Rockside Rd, Garfield Heights, OH 44125A+5.0 ★Texas Ratio: 2.32%, US Bank, N.A.US Bank, N.A.5695 Turney Rd, Garfield Heights, OH 44125A+5.0 ★Texas Ratio: 2.85%, First Federal S&L of LakewoodFirst Federal S&L of Lakewood12648 Rockside Rd, Garfield Heights, OH 44125A+5.0 ★Texas Ratio: 4.66%, Flagstar Bank NAFlagstar Bank NA6016 Turney Rd, Garfield Heights, OH 44125D3.3 ★Texas Ratio: 35.11%, Ohio Catholic Federal Credit UnionOhio Catholic Federal Credit UnionGarfield Heights, OHA+5.0 ★Texas Ratio: 0.88%, First National Bank of PAFirst National Bank of PA3296 W Market St, Akron, OH 44333A+5.0 ★Texas Ratio: 1.62%, Fifth Third Bank, National AssociationFifth Third Bank, National Association9301 Vista Way, Garfield Heights, OH 44125A+5.0 ★Texas Ratio: 3.22%, Dollar Bank, FSBDollar Bank, FSB1297 Center Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 5.29%, and PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Garfield Heights, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Garfield Heights are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Garfield Heights, Ohio
Market share is the lender's share of all home loans closed in Garfield Heights, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Garfield Heights 4932 Turney Rd, Garfield Heights, OH 44125 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 28 +33 HELOCs |
6.8% | 71.8% | $127,857 | View |
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1 office in Garfield Heights 12594 Rockside Rd, Garfield Heights, OH 44125 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 9 +23 HELOCs |
2.2% | 69.2% | $115,000 | View |
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1 office in Garfield Heights 5695 Turney Rd, Garfield Heights, OH 44125 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
1.5% | 54.5% | $106,666 | View |
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1 office in Garfield Heights 12648 Rockside Rd, Garfield Heights, OH 44125 A+5.0 ★Texas Ratio: 4.66% |
Conventional, FHA | 4 | 1% | 57.1% | $162,500 | View |
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1 office in Garfield Heights 6016 Turney Rd, Garfield Heights, OH 44125 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $85,000 | View |
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A+5.0 ★Texas Ratio: 0.88% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 16 | 3.9% | 80% | $72,500 | View |
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9301 Vista Way, Garfield Heights, OH 44125 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, HELOC | 9 +8 HELOCs |
2.2% | 60% | $100,555 | View |
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1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 9 +1 HELOCs |
2.2% | 64.3% | $65,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, VA, HELOC | 8 +22 HELOCs |
1.9% | 66.7% | $141,250 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 8 +12 HELOCs |
1.9% | 88.9% | $145,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 7 | 1.7% | 87.5% | $137,857 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 0.7% | 100% | $105,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 2 | 0.5% | 100% | $170,000 | View |
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1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $55,000 | View |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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★ 1 stars, 1 review 10300 Alliance Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 50% | $105,000 | View |
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6460 Mahoning Ave, Austintown, OH 44515 2008 A5.0 ★Texas Ratio: 7.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 38 | 9.2% | 95.1% | $157,631 | |
Liberty Home Mortgage Corp
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FHA, VA | 5 | 1.2% | 55.6% | $157,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1% | 100% | $177,500 | |
Nations Lending Corporation
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FHA | 3 | 0.7% | 100% | $155,000 | |
myCUmortgage
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Best Reward Federal Credit Uni
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Union Capital Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 39 | 9.5% | 67.8% | $128,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 22 | 5.4% | 73.3% | $150,454 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 20 | 4.9% | 90.9% | $138,500 | |
Mortgage Research Center
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Conventional, FHA, VA | 13 | 3.2% | 77.8% | $158,846 | |
New American Funding, LLC.
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Conventional, FHA | 9 | 2.2% | 69.2% | $130,555 | |
loanDepot.com LLC
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Conventional, FHA, VA | 8 | 1.9% | 61.5% | $77,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 1.9% | 66.7% | $121,250 | |
Reliance First Capital, LLC
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Conventional, FHA | 8 | 1.9% | 100% | $133,750 | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 6 | 1.5% | 88.9% | $126,666 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.2% | 63.6% | $165,000 | |
Nfm, Inc
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Conventional, FHA | 5 | 1.2% | 100% | $139,000 | |
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A5.0 ★Texas Ratio: 8.01% |
Conventional, FHA | 4 | 1% | 80% | $145,000 | View |
Zillow Home Loans, LLC
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Conventional, FHA | 4 | 1% | 100% | $132,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 4 | 1% | 66.7% | $85,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 4 | 1% | 80% | $150,000 | View |
Absolute Home Mortgage
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Conventional, FHA | 3 | 0.7% | 100% | $148,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 0.7% | 100% | $118,333 | |
Nationstar Mortgage
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FHA, VA | 3 | 0.7% | 60% | $118,333 | |
Fairway Independent Mort Corp
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FHA, VA | 3 | 0.7% | 100% | $135,000 | |
Goodleap, LLC
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Conventional, FHA, HELOC | 2 +2 HELOCs |
0.5% | 42.9% | $95,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional, FHA | 2 | 0.5% | 50% | $130,000 | |
Guaranteed Rate, Inc.
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FHA | 2 | 0.5% | 100% | $130,000 | |
Newrez LLC
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FHA | 2 | 0.5% | 66.7% | $125,000 | |
Envoy Mortgage, Ltd
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FHA | 2 | 0.5% | 100% | $185,000 | |
Equity Prime Mortgage LLC
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VA | 2 | 0.5% | 50% | $235,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $105,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.5% | 12.5% | $85,000 | |
Your Home Financial LLC
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Conventional | 2 | 0.5% | 100% | $95,000 | |
Cmg Mortgage Inc
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FHA | 2 | 0.5% | 66.7% | $120,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $140,000 | |
Oceanside Mortgage Company
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FHA | 2 | 0.5% | 100% | $160,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 66.7% | $85,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.5% | 66.7% | $145,000 | View |
The Loan Store, Inc
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Conventional | 2 | 0.5% | 100% | $75,000 | |
Lower, LLC
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FHA | 2 | 0.5% | 100% | $185,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.5% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 14.3% | $135,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $135,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $65,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.2% | 100% | $155,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
Primelending
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA | 1 | 0.2% | 100% | $145,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.2% | 100% | $105,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.2% | 100% | $145,000 | |
Howard Hanna Financial Services, Inc
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FHA | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $95,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 50% | $265,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $105,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $155,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.2% | 25% | $145,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $135,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional | 1 | 0.2% | 100% | $95,000 | |
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A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
Milend, Inc
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FHA | 1 | 0.2% | 50% | $145,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $155,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.2% | 50% | $145,000 | |
West Penn Financial Service Center, Inc.
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VA | 1 | 0.2% | 100% | $145,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $145,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.2% | 100% | $165,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $205,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 25% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View |
Garfield Heights Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Garfield Heights, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Garfield Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Garfield Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Garfield Heights, OH
Use these to narrow the list above. Each category shows how many Garfield Heights, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Garfield Heights, OH
Independent mortgage companies closed 67.4 percent of home loans in Garfield Heights, Ohio in 2025, banks 31.4 percent and credit unions 1.2 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Ohio Catholic Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Garfield Heights, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Garfield Heights, Ohio with 28 loans, about 6.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
54 lenders closed FHA loans in Garfield Heights, Ohio in 2025, led by CrossCountry Mortgage, LLC with 29. 23 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 7 credit unions closed home loans in Garfield Heights, Ohio in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Garfield Heights, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Garfield Heights, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Garfield Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
