Mortgage Lenders and Brokers in Five Points, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Five Points, Ohio mortgage lenders include Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Day Air Credit UnionDay Air Credit Union2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156A+5.0 ★Texas Ratio: 4.81%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, 1st National Bank1st National Bank1095 S Main St, Centerville, OH 45458A+5.0 ★Texas Ratio: 4.63%, Peoples BankPeoples Bank158 E Cuyahoga Falls Ave, Akron, OH 44310A+5.0 ★Texas Ratio: 3.39%, and Bank of America NABank of America NA3451 Center Rd, Brunswick, OH 44212A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Five Points, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Five Points are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Five Points, Ohio
Market share is the lender's share of all home loans closed in Five Points, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, FHA, VA, Jumbo, HELOC | 42 +11 HELOCs |
16.2% | 97.7% | $584,047 | |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, Jumbo, HELOC | 24 +19 HELOCs |
9.2% | 88.9% | $324,583 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 10 +13 HELOCs |
3.8% | 100% | $599,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +3 HELOCs |
1.9% | 83.3% | $405,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 4 +14 HELOCs |
1.5% | 80% | $682,500 | View |
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2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
1.5% | 100% | $577,500 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +3 HELOCs |
1.5% | 100% | $365,000 | View |
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1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 3 | 1.2% | 100% | $301,666 | View |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
Conventional, HELOC | 2 +3 HELOCs |
0.8% | 100% | $95,000 | View |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $485,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.8% | 100% | $955,000 | View |
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8530 N Dixie Dr, Dayton, OH 45414 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 2 | 0.8% | 100% | $625,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +7 HELOCs |
0.4% | 50% | $225,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 33.3% | $645,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $275,000 | View |
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2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $205,000 | View |
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7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
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238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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3927 Indian Ripple Rd, Dayton, OH 45440 3449 A+5.0 ★Texas Ratio: 2.96% |
Conventional | 1 | 0.4% | 50% | $85,000 | View |
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7740 Paragon Rd, Dayton, OH 45459 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.4% | 100% | $15,000 | View |
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120 E Sandusky Ave, Bellefontaine, OH 43311 A5.0 ★Texas Ratio: 8.90% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,485,000 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,005,000 | View |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 0.8% | 100% | $585,000 | |
T2 Financial LLC
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Conventional | 2 | 0.8% | 100% | $400,000 | |
Sibcy Cline Mortgage Services, Inc.
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Conventional | 2 | 0.8% | 100% | $480,000 | |
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A5.0 ★Texas Ratio: 7.47% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
Union Home Mortgage Corp.
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FHA | 1 | 0.4% | 100% | $525,000 | |
Rapid Mortgage Company
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 41 | 15.8% | 91.1% | $464,756 | |
Rocket Mortgage
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Conventional, VA | 17 | 6.5% | 100% | $363,823 | |
Primelending
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Conventional, VA, Jumbo | 16 | 6.2% | 100% | $464,375 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 2.7% | 100% | $403,571 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.2% | 60% | $525,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 1.2% | 80% | $275,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $381,666 | |
Provident Funding Associates
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Conventional | 3 | 1.2% | 100% | $325,000 | |
Cornerstone First Mortgage, LLC
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Conventional, VA | 2 | 0.8% | 100% | $430,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 2 | 0.8% | 100% | $425,000 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.8% | 66.7% | $470,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.8% | 100% | $100,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.8% | 100% | $555,000 | |
Discover Bank
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Conventional | 2 | 0.8% | 100% | $60,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.8% | 40% | $265,000 | View |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 0.8% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 50% | $445,000 | |
Arc Home LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,055,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.4% | 100% | $845,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.4% | 100% | $695,000 | View |
Newrez LLC
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FHA | 1 | 0.4% | 100% | $525,000 | |
Gvc Mortgage, Inc.
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VA | 1 | 0.4% | 100% | $575,000 | |
Howard Hanna Financial Services, Inc
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,535,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.4% | 100% | $365,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.4% | 100% | $515,000 | View |
Amerisave Mortgage Company
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VA, Jumbo | 1 | 0.4% | 100% | $875,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 1 | 0.4% | 100% | $925,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.4% | 100% | $735,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 1 | 0.4% | 100% | $815,000 | |
Nfm, Inc
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VA | 1 | 0.4% | 100% | $435,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.4% | 100% | $475,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.4% | 100% | $275,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.4% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
Nationstar Mortgage
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VA | 1 | 0.4% | 100% | $445,000 | |
Saygo Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.4% | 100% | $415,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 100% | $375,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
Village Capital & Investment
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FHA | 1 | 0.4% | 100% | $445,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Five Points Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Five Points, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Five Points? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Five Points in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Five Points, OH
Use these to narrow the list above. Each category shows how many Five Points, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Five Points, OH
Independent mortgage companies closed 44.6 percent of home loans in Five Points, Ohio in 2025, banks 41.9 percent and credit unions 13.5 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Union Savings Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Union Savings Bank led with 42 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Five Points, OH
By home loans closed in 2025, Union Savings Bank was the largest mortgage lender in Five Points, Ohio with 42 loans, about 16.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Five Points, Ohio in 2025, led by Nvr Mortgage Finance, Inc. with 5. 22 lenders closed VA loans, led by Nvr Mortgage Finance, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 10 credit unions closed home loans in Five Points, Ohio in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Five Points, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Five Points, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Five Points. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
