Mortgage Lenders and Brokers in Pine Knoll Shores, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pine Knoll Shores, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.102 Church St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 4.24%, Huntington National BankHuntington National Bank101 S Tryon St, Charlotte, NC 28280A+5.0 ★Texas Ratio: 3.66%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, Farmers & Merchants BankFarmers & Merchants Bank116 N Main St, China Grove, NC 28023A+5.0 ★Texas Ratio: 2.85%, Capital Bank, N.A.Capital Bank, N.A.890 Hendersonville Rd, Asheville, NC 28803A-5.0 ★Texas Ratio: 15.49%, United Bank VaUnited Bank Va47560 Highway 12, Buxton, NC 27920A+5.0 ★Texas Ratio: 2.15%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pine Knoll Shores, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pine Knoll Shores are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pine Knoll Shores, North Carolina
Market share is the lender's share of all home loans closed in Pine Knoll Shores, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 19 +9 HELOCs |
18.3% | 90.5% | $417,631 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 8 +5 HELOCs |
7.7% | 100% | $755,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, Jumbo, HELOC | 3 +6 HELOCs |
2.9% | 100% | $731,666 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
1.9% | 100% | $350,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 1.9% | 100% | $285,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 2 | 1.9% | 100% | $485,000 | |
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116 N Main St, China Grove, NC 28023 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.9% | 100% | $395,000 | View |
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890 Hendersonville Rd, Asheville, NC 28803 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 2 | 1.9% | 100% | $355,000 | View |
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47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1% | 100% | $225,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $465,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 1 | 1% | 100% | $345,000 | View |
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6752 Parker Farm Drive, Wilmington, NC 28405 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 1 | 1% | 100% | $1,425,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1% | 50% | $305,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 1% | 100% | $415,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1% | 100% | $155,000 | View |
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300 Us Highway 17 N, Holly Ridge, NC 28445 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 1% | 100% | $365,000 | View |
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1405 Bradford View Dr, Cary, NC 27519 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 1 | 1% | 100% | $335,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 1% | 100% | $475,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1% | 100% | $445,000 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 1% | 100% | $325,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Corporate Investors Mortgage G
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Conventional | 3 | 2.9% | 100% | $425,000 | |
American Security Mortgage Cor
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Conventional | 2 | 1.9% | 100% | $380,000 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 5 | 4.8% | 83.3% | $587,000 | |
Lower, LLC
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Conventional | 5 | 4.8% | 100% | $383,000 | |
The Loan Store, Inc
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Conventional | 4 | 3.8% | 100% | $467,500 | |
Atlantic Bay Mortgage Group
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Conventional, Jumbo | 3 | 2.9% | 100% | $741,666 | |
T2 Financial LLC
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Conventional, Jumbo | 3 | 2.9% | 100% | $1,295,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 2.9% | 100% | $438,333 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.9% | 66.7% | $270,000 | |
TowneBank
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Conventional | 2 | 1.9% | 100% | $320,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 1% | 100% | $495,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 1% | 100% | $495,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1% | 100% | $445,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1% | 100% | $545,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1% | 100% | $485,000 | View |
Success Mortgage Partners, Inc
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Conventional | 1 | 1% | 100% | $465,000 | |
Intercoastal Mortgage, LLC
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Conventional, Jumbo | 1 | 1% | 100% | $1,315,000 | |
American Financing Corporation
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Conventional | 1 | 1% | 100% | $85,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $515,000 | |
Integrity Home Mortgage Corporation
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VA, Jumbo | 1 | 1% | 100% | $895,000 | |
Radius Financial Group Inc
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Conventional | 1 | 1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 1% | 100% | $845,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1% | 100% | $775,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 1% | 100% | $255,000 | View |
United Wholesale Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pine Knoll Shores Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pine Knoll Shores, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Pine Knoll Shores? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pine Knoll Shores in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pine Knoll Shores, NC
Use these to narrow the list above. Each category shows how many Pine Knoll Shores, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Pine Knoll Shores, NC
Independent mortgage companies closed 41.3 percent of home loans in Pine Knoll Shores, North Carolina in 2025, banks 36.5 percent and credit unions 22.1 percent. Corporate Investors Mortgage G was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pine Knoll Shores, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Pine Knoll Shores, North Carolina with 19 loans, about 18.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 4 credit unions closed home loans in Pine Knoll Shores, North Carolina in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pine Knoll Shores, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pine Knoll Shores, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pine Knoll Shores. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
