Mortgage Lenders and Brokers in Norwood, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Norwood, North Carolina mortgage lenders include Uwharrie BankUwharrie Bank107 S Main St, Norwood, NC 28128A+5.0 ★Texas Ratio: 0.72%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Huntington National BankHuntington National Bank101 S Tryon St, Charlotte, NC 28280A+5.0 ★Texas Ratio: 3.66%, Benchmark Community BankBenchmark Community Bank103 S Main St, Franklinton, NC 27525A+5.0 ★Texas Ratio: 1.65%, Atlantic Union BankAtlantic Union Bank3101 S Church St, Burlington, NC 27215A+5.0 ★Texas Ratio: 2.51%, Regions BankRegions Bank1045 Providence Rd, Charlotte, NC 28207A+5.0 ★Texas Ratio: 4.37%, Pinnacle BankPinnacle Bank103 N 2nd St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 3.04%, Carolinas Telco FCUCarolinas Telco FCU2821 Crisman St, Charlotte, NC 28208A+5.0 ★Texas Ratio: 3.27%, and Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Norwood, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Norwood are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Norwood, North Carolina
Market share is the lender's share of all home loans closed in Norwood, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Norwood 107 S Main St, Norwood, NC 28128 A+5.0 ★Texas Ratio: 0.72% |
Conventional, HELOC | 9 +12 HELOCs |
9.8% | 69.2% | $303,888 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 18 +19 HELOCs |
19.6% | 78.3% | $235,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $205,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.1% | 100% | $655,000 | View |
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103 S Main St, Franklinton, NC 27525 A+5.0 ★Texas Ratio: 1.65% |
Conventional | 1 | 1.1% | 100% | $545,000 | View |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.1% | 100% | $545,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 1 | 1.1% | 100% | $875,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 1.1% | 50% | $675,000 | View |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,475,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $565,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 1 | 1.1% | 100% | $815,000 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1127 Hendersonville Rd, Asheville, NC 28803 A5.0 ★Texas Ratio: 6.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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VA | 1 | 1.1% | 100% | $545,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 12% | 70.6% | $185,909 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 4.3% | 100% | $222,500 | |
Union Home Mortgage Corp.
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Conventional | 3 | 3.3% | 100% | $218,333 | |
United Wholesale Mortgage
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FHA, VA | 2 | 2.2% | 100% | $455,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 2.2% | 100% | $140,000 | View |
loanDepot.com LLC
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FHA, VA | 2 | 2.2% | 100% | $280,000 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 2 | 2.2% | 100% | $110,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 2.2% | 100% | $355,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 2 | 2.2% | 100% | $665,000 | View |
Atlantic Bay Mortgage Group
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FHA | 2 | 2.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 2.2% | 100% | $255,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2.2% | 25% | $170,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 1.1% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,135,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 1.1% | 100% | $195,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 1.1% | 75% | $275,000 | |
Newrez LLC
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Conventional | 1 | 1.1% | 100% | $345,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.1% | 100% | $195,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $225,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $555,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 2.95% |
Conventional | 1 | 1.1% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 1.1% | 100% | $265,000 | View |
South Carolina Federal Credit
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Conventional | 1 | 1.1% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.1% | 100% | $45,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $55,000 | |
TowneBank
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Conventional, Jumbo | 1 | 1.1% | 50% | $925,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.1% | 100% | $295,000 | |
New American Funding, LLC.
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FHA | 1 | 1.1% | 100% | $265,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.1% | 100% | $645,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Norwood Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Norwood, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Norwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Norwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Norwood, NC
Use these to narrow the list above. Each category shows how many Norwood, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Norwood, NC
Independent mortgage companies closed 43.5 percent of home loans in Norwood, North Carolina in 2025, banks 33.7 percent and credit unions 22.8 percent. American Security Mortgage Cor was the largest mortgage company, Uwharrie Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Uwharrie Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Norwood, NC
By home loans closed in 2025, Uwharrie Bank was the largest mortgage lender in Norwood, North Carolina with 9 loans, about 9.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Norwood, North Carolina in 2025, led by Rocket Mortgage with 2. 6 lenders closed VA loans, led by Usaa Federal Savings Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 5 credit unions closed home loans in Norwood, North Carolina in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Norwood, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Norwood, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Norwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
