Mortgage Lenders and Brokers in Northwest, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Northwest, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, United Bank VaUnited Bank Va47560 Highway 12, Buxton, NC 27920A+5.0 ★Texas Ratio: 2.15%, North State BankNorth State Bank835 Highway 70 West, Garner, NC 27529A+5.0 ★Texas Ratio: 1.77%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Providence BankProvidence Bank300 Us Highway 17 N, Holly Ridge, NC 28445A+5.0 ★Texas Ratio: 0.81%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, and Latino Community Credit UnionLatino Community Credit Union104 NC 54 Ste KK, Carrboro, NC 27510A5.0 ★Texas Ratio: 6.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Northwest, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Northwest are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Northwest, North Carolina
Market share is the lender's share of all home loans closed in Northwest, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 10 +2 HELOCs |
2.4% | 76.9% | $227,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 6 +3 HELOCs |
1.5% | 75% | $285,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $385,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.7% | 100% | $258,333 | View |
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47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.5% | 66.7% | $255,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional, FHA | 2 | 0.5% | 100% | $195,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $285,000 | View |
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300 Us Highway 17 N, Holly Ridge, NC 28445 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $85,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
VA | 1 | 0.2% | 100% | $335,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
American Security Mortgage Cor
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VA | 1 | 0.2% | 100% | $275,000 | |
AgCarolina Farm Credit, ACA
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Conventional | 1 | 0.2% | 100% | $575,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 91 | 22% | 84.5% | $297,307 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 52 | 12.6% | 87.1% | $378,653 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 28 | 6.8% | 100% | $286,428 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA, USDA | 25 | 6.1% | 80.6% | $265,400 | |
Jet HomeLoans, LP
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Conventional, FHA, VA, USDA | 16 | 3.9% | 94.1% | $292,500 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 3.1% | 93.8% | $231,923 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 13 | 3.1% | 100% | $259,615 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 1.9% | 88.9% | $323,750 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 8 | 1.9% | 100% | $332,500 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 7 | 1.7% | 100% | $302,142 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.5% | 100% | $256,666 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 1.5% | 75% | $271,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.5% | 100% | $298,333 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 6 | 1.5% | 100% | $216,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
1.2% | 100% | $219,000 | |
Pennymac Loan Services LLC
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FHA, VA | 5 | 1.2% | 71.4% | $275,000 | |
21St Mortgage
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Conventional | 5 | 1.2% | 63.6% | $125,000 | |
T2 Financial LLC
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Conventional, FHA, VA | 4 | 1% | 100% | $252,500 | |
Mortgage Research Center
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VA | 4 | 1% | 66.7% | $367,500 | |
The Loan Store, Inc
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Conventional | 4 | 1% | 100% | $300,000 | |
Village Capital & Investment
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FHA, VA | 4 | 1% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 3 | 0.7% | 75% | $311,666 | View |
Lower, LLC
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Conventional, VA | 3 | 0.7% | 100% | $328,333 | |
Everett Financial, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $255,000 | |
Loansteady LLC
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Conventional | 2 | 0.5% | 100% | $355,000 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 2 | 0.5% | 100% | $310,000 | |
Encompass Lending Group, L.P.
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FHA | 2 | 0.5% | 100% | $280,000 | |
American Pacific Mortgage Corporation
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FHA, VA | 2 | 0.5% | 100% | $320,000 | |
TowneBank
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Conventional | 2 | 0.5% | 100% | $350,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.5% | 100% | $95,000 | |
Corning Credit Union
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Conventional, HELOC | 1 +12 HELOCs |
0.2% | 33.3% | $325,000 | |
Tidewater Mortgage Services, Inc
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VA | 1 | 0.2% | 100% | $495,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.2% | 50% | $385,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 50% | $235,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 50% | $65,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 16.7% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $435,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $55,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 2.50% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Kwik Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Geneva Financial LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 33.3% | $295,000 | View |
Churchill Mortgage Corporation
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VA | 1 | 0.2% | 100% | $315,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 50% | $505,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $125,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.2% | 100% | $375,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Radius Financial Group Inc
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VA | 1 | 0.2% | 100% | $375,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
Veritas Funding, LLC
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VA | 1 | 0.2% | 100% | $265,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.2% | 100% | $225,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.2% | 100% | $195,000 | |
Mortgage Investors Group
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.2% | 100% | $465,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sharonview Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a |
Northwest Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Northwest, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Northwest? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Northwest in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Northwest, NC
Use these to narrow the list above. Each category shows how many Northwest, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Northwest, NC
Independent mortgage companies closed 87.7 percent of home loans in Northwest, North Carolina in 2025, banks 8 percent and credit unions 4.4 percent. Deephaven Mortgage LLC was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Northwest, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Northwest, North Carolina with 10 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Northwest, North Carolina, Vanderbilt Mortgage and Finance, Inc approved the highest share of completed applications in 2025 at 87.1 percent, against a 86.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Northwest, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 34. 29 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in Northwest, North Carolina in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Northwest, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Northwest, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Northwest. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
