Mortgage Lenders and Brokers in Newport, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Newport, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust7045 Us Highway 70 E, Newport, NC 28570A5.0 ★Texas Ratio: 7.72%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First Flight Federal Credit UnionFirst Flight Federal Credit Union1815 Kildaire Farm Rd, Cary, NC 27518A+5.0 ★Texas Ratio: 3.28%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, First BankFirst Bank105 S Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 1.94%, United Bank VaUnited Bank Va47560 Highway 12, Buxton, NC 27920A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Carolinas Telco FCUCarolinas Telco FCU2821 Crisman St, Charlotte, NC 28208A+5.0 ★Texas Ratio: 3.27%, Providence BankProvidence Bank300 Us Highway 17 N, Holly Ridge, NC 28445A+5.0 ★Texas Ratio: 0.81%, and First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newport, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newport are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Newport, North Carolina
Market share is the lender's share of all home loans closed in Newport, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Newport 7045 Us Highway 70 E, Newport, NC 28570 A5.0 ★Texas Ratio: 7.72% |
Conventional, VA, HELOC | 5 +5 HELOCs |
2.2% | 71.4% | $251,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 19 +18 HELOCs |
8.4% | 83.3% | $252,894 | View |
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1815 Kildaire Farm Rd, Cary, NC 27518 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 5 | 2.2% | 83.3% | $103,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 50% | $85,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 2 | 0.9% | 100% | $440,000 | View |
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47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.4% | 50% | $365,000 | View |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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300 Us Highway 17 N, Holly Ridge, NC 28445 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 0.4% | 50% | $475,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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316 NC Hwy 149 N, Plymouth, NC 27962 A5.0 ★Texas Ratio: 12.95% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
American Security Mortgage Cor
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Conventional, FHA, VA, USDA | 10 | 4.4% | 100% | $298,000 | |
Corporate Investors Mortgage G
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Conventional, FHA | 7 | 3.1% | 100% | $286,428 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 25 +7 HELOCs |
11.1% | 80.6% | $222,600 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 7.6% | 65.4% | $243,823 | |
Freedom Mortgage Corporation
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FHA, VA | 11 | 4.9% | 91.7% | $215,909 | |
Mortgage Research Center
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VA | 11 | 4.9% | 84.6% | $342,272 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 3.6% | 80% | $290,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 6 | 2.7% | 100% | $216,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 2.7% | 61.5% | $113,333 | |
Pennymac Loan Services LLC
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FHA, VA | 5 | 2.2% | 100% | $333,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 5 | 2.2% | 75% | $173,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.8% | 57.1% | $277,500 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.8% | 100% | $162,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.8% | 44.4% | $142,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 1.3% | 100% | $218,333 | |
CrossCountry Mortgage, LLC
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FHA, VA | 3 | 1.3% | 100% | $271,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.3% | 100% | $151,666 | |
Mutual of Omaha Mortgage
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FHA | 3 | 1.3% | 100% | $138,333 | |
Lower, LLC
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Conventional | 3 | 1.3% | 100% | $228,333 | |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 1.3% | 50% | $268,333 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.9% | 66.7% | $100,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, VA | 2 | 0.9% | 100% | $295,000 | View |
Guild Mortgage Company
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VA, USDA | 2 | 0.9% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.9% | 100% | $160,000 | View |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.9% | 100% | $220,000 | |
New Day Financial, LLC.
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VA | 2 | 0.9% | 66.7% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.98% |
Conventional | 2 | 0.9% | 100% | $250,000 | View |
21St Mortgage
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Conventional | 2 | 0.9% | 50% | $120,000 | |
Equity Resources Inc
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Conventional | 1 | 0.4% | 50% | $245,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $205,000 | |
Brighton Bank
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VA | 1 | 0.4% | 100% | $605,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $165,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
Neighborhood Mortgage Solutions, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
Discover Bank
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Securitynational Mortgage Company
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VA | 1 | 0.4% | 100% | $365,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.4% | 100% | $205,000 | |
Corning Credit Union
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 1.54% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 33.3% | $155,000 | View |
T2 Financial LLC
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FHA | 1 | 0.4% | 100% | $225,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $175,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $365,000 | |
Veritas Funding, LLC
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VA | 1 | 0.4% | 100% | $255,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.4% | 100% | $165,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $315,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 33.3% | $355,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.4% | 100% | $75,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
State Departmenet Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Newport Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Newport, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Newport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newport in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Newport, NC
Use these to narrow the list above. Each category shows how many Newport, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Newport, NC
Independent mortgage companies closed 65.3 percent of home loans in Newport, North Carolina in 2025, banks 11.6 percent and credit unions 23.1 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Newport, NC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Newport, North Carolina with 5 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Newport, North Carolina in 2025, led by American Security Mortgage Cor with 4. 25 lenders closed VA loans, led by Navy Federal Credit Union, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 8 credit unions closed home loans in Newport, North Carolina in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newport, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newport, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
