Mortgage Lenders and Brokers in Lumberton, North Carolina
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lumberton, North Carolina mortgage lenders include First BankFirst Bank2801 N Elm St, Lumberton, NC 28358A+5.0 ★Texas Ratio: 1.94%, Truist BankTruist Bank2700 N Elm St, Lumberton, NC 28358A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va4309 Fayetteville Rd, Lumberton, NC 28358A+5.0 ★Texas Ratio: 2.15%, Wells Fargo Bank NAWells Fargo Bank NA2775 N Elm St, Lumberton, NC 28358A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.700 N Chestnut St, Lumberton, NC 28358A+5.0 ★Texas Ratio: 4.24%, State Employees' Credit UnionState Employees' Credit Union4840 FAYETTEVILLE RD, LUMBERTON, NC 28358A-5.0 ★Texas Ratio: 14.13%, Lumbee Guaranty BankLumbee Guaranty Bank600 N Pine St, Lumberton, NC 28358A+5.0 ★Texas Ratio: 1.73%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Blue Ridge BankBlue Ridge Bank3202 Northline Ave, Greensboro, NC 27408A5.0 ★Texas Ratio: 8.11%, and Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lumberton, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lumberton are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lumberton, North Carolina
Market share is the lender's share of all home loans closed in Lumberton, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lumberton 2801 N Elm St, Lumberton, NC 28358 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 3 +8 HELOCs |
0.7% | 60% | $228,333 | View |
|
★ 1 stars, 1 review 2 offices in Lumberton 2700 N Elm St, Lumberton, NC 28358 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 3 +8 HELOCs |
0.7% | 100% | $165,000 | View |
|
1 office in Lumberton 4309 Fayetteville Rd, Lumberton, NC 28358 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $328,333 | View |
|
1 office in Lumberton 2775 N Elm St, Lumberton, NC 28358 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.5% | 66.7% | $255,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Lumberton 700 N Chestnut St, Lumberton, NC 28358 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $75,000 | View |
|
4840 FAYETTEVILLE RD, LUMBERTON, NC 28358 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 22 +35 HELOCs |
5.3% | 53.5% | $211,363 | View |
|
★ 5 stars, 1 review 600 N Pine St, Lumberton, NC 28358 A+5.0 ★Texas Ratio: 1.73% |
Conventional | 20 | 4.8% | 100% | $83,000 | View |
|
351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $430,000 | View |
|
3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
USDA | 2 | 0.5% | 100% | $145,000 | View |
|
1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional | 2 | 0.5% | 66.7% | $95,000 | View |
|
303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $275,000 | View |
|
3158 S Church Street, Burlington, NC 27215 A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.2% | 100% | $115,000 | View |
|
1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
|
4400 Fayetteville Rd, Lumberton, NC 28358 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AgCarolina Farm Credit, ACA
|
Conventional | 4 | 1% | 100% | $210,000 | |
Cardinal Financial Company, Li
|
FHA | 3 | 0.7% | 100% | $151,666 | |
American Security Mortgage Cor
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 54 | 13% | 83.1% | $169,444 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 22 | 5.3% | 82.1% | $210,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA, USDA | 18 | 4.3% | 100% | $237,222 | View |
Mortgage Research Center
|
Conventional, FHA, VA | 18 | 4.3% | 67.9% | $253,333 | |
21St Mortgage
|
Conventional | 17 | 4.1% | 44.7% | $111,470 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA, USDA | 16 | 3.9% | 88.9% | $192,500 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 12 | 2.9% | 86.7% | $269,166 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA, VA, USDA | 11 | 2.7% | 100% | $240,454 | |
EMM Loans LLC
|
Conventional, FHA, USDA | 10 | 2.4% | 100% | $245,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +4 HELOCs |
2.2% | 90% | $223,888 | |
Freedom Mortgage Corporation
|
FHA, VA | 9 | 2.2% | 85.7% | $253,888 | |
Southwest Stage Funding LLC
|
Conventional, FHA, VA | 9 | 2.2% | 82.4% | $200,555 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 9 | 2.2% | 14.9% | $128,333 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
1.9% | 72.7% | $163,750 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 6 | 1.4% | 100% | $273,333 | |
Guild Mortgage Company
|
Conventional, FHA | 6 | 1.4% | 100% | $205,000 | |
Triad Financial Services, Inc.
|
Conventional | 5 | 1.2% | 44.4% | $145,000 | |
Mortgage Solutions of Colorado
|
VA | 5 | 1.2% | 100% | $175,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 5 | 1.2% | 83.3% | $179,000 | |
|
A5.0 ★Texas Ratio: 6.06% |
Conventional | 4 | 1% | 100% | $52,500 | View |
|
A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA | 4 | 1% | 100% | $220,000 | View |
Newrez LLC
|
Conventional, FHA | 3 | 0.7% | 37.5% | $101,666 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 3 | 0.7% | 100% | $165,000 | |
Click n' Close, Inc.
|
FHA | 3 | 0.7% | 60% | $178,333 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 3 | 0.7% | 100% | $101,666 | |
Calcon Mutual Mortgage LLC
|
Conventional, FHA, VA | 3 | 0.7% | 75% | $218,333 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.7% | 100% | $278,333 | View |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 3 | 0.7% | 100% | $205,000 | |
Fairway Independent Mort Corp
|
Conventional | 3 | 0.7% | 100% | $275,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 3 | 0.7% | 42.9% | $121,666 | |
Village Capital & Investment
|
VA | 3 | 0.7% | 50% | $275,000 | |
Equity Resources Inc
|
Conventional, FHA | 2 | 0.5% | 100% | $195,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 0.5% | 50% | $120,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.5% | 66.7% | $205,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 0.5% | 18.2% | $100,000 | |
Bayshore Mortgage Funding
|
Conventional, VA | 2 | 0.5% | 100% | $275,000 | |
Sun West Mortgage Company, Inc
|
FHA, VA | 2 | 0.5% | 100% | $240,000 | |
Intercoastal Mortgage, LLC
|
FHA, VA | 2 | 0.5% | 100% | $365,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.5% | 100% | $115,000 | |
American Pacific Mortgage Corporation
|
FHA | 2 | 0.5% | 100% | $200,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.5% | 100% | $45,000 | |
Mortgage Investors Group
|
FHA | 2 | 0.5% | 100% | $240,000 | |
Ruoff Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
Goodleap, LLC
|
FHA | 1 | 0.2% | 25% | $235,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.2% | 28.6% | $425,000 | |
Loansteady LLC
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 25% | $255,000 | |
Signature Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.2% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
AdvantageFirst Lending Inc
|
VA | 1 | 0.2% | 50% | $195,000 | |
Success Mortgage Partners, Inc
|
VA | 1 | 0.2% | 100% | $205,000 | |
Ahl Funding
|
FHA | 1 | 0.2% | 100% | $315,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 14.3% | $45,000 | |
VanDyk Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $135,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.2% | 100% | $185,000 | |
Nfm, Inc
|
FHA | 1 | 0.2% | 100% | $55,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 40% | $215,000 | |
Shoreham Bank
|
FHA | 1 | 0.2% | 50% | $25,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Nations Lending Corporation
|
VA | 1 | 0.2% | 100% | $185,000 | |
T2 Financial LLC
|
VA | 1 | 0.2% | 66.7% | $165,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $145,000 | View |
Milend, Inc
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Pentagon Federal Credit Union
|
VA | 1 | 0.2% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.2% | 100% | $145,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $375,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Reliance First Capital, LLC
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 100% | $205,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 33.3% | $35,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Sharonview Federal CU
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Lumberton Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lumberton, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Lumberton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lumberton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lumberton, NC
Use these to narrow the list above. Each category shows how many Lumberton, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Lumberton, NC
Independent mortgage companies closed 69.6 percent of home loans in Lumberton, North Carolina in 2025, banks 21.7 percent and credit unions 8.7 percent. AgCarolina Farm Credit, ACA was the largest mortgage company, First Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lumberton, NC
By home loans closed in 2025, First Bank was the largest mortgage lender in Lumberton, North Carolina with 3 loans, about 0.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lumberton, North Carolina, Rocket Mortgage approved the highest share of completed applications in 2025 at 83.1 percent, against a 67.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Lumberton, North Carolina in 2025, led by Rocket Mortgage with 19. 32 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 9 credit unions closed home loans in Lumberton, North Carolina in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lumberton, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lumberton, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lumberton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
