Mortgage Lenders and Brokers in Havelock, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Havelock, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust132 E Main St, Havelock, NC 28532A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank1303 E Main St, Havelock, NC 28532A+5.0 ★Texas Ratio: 2.87%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First Flight Federal Credit UnionFirst Flight Federal Credit Union1232 E Main St, Havelock, NC 28532A+5.0 ★Texas Ratio: 3.28%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.102 Church St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 4.24%, The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Capital Bank, N.A.Capital Bank, N.A.890 Hendersonville Rd, Asheville, NC 28803A-5.0 ★Texas Ratio: 15.49%, and Southern Bank and Trust CompanySouthern Bank and Trust Company506 Main St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 1.13%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Havelock, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Havelock are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Havelock, North Carolina
Market share is the lender's share of all home loans closed in Havelock, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Havelock 132 E Main St, Havelock, NC 28532 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 100% | $118,333 | View |
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★ 1 stars, 1 review 1 office in Havelock 1303 E Main St, Havelock, NC 28532 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 3 | 1.1% | 100% | $131,666 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 10 +8 HELOCs |
3.6% | 76.9% | $232,000 | View |
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1232 E Main St, Havelock, NC 28532 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 2 | 0.7% | 66.7% | $70,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $215,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $125,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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890 Hendersonville Rd, Asheville, NC 28803 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, FHA, VA | 8 | 2.9% | 100% | $220,000 | |
Goprime Mortgage, Inc.
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FHA, VA | 5 | 1.8% | 100% | $179,000 | |
Corporate Investors Mortgage G
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Conventional | 3 | 1.1% | 100% | $148,333 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 33 +9 HELOCs |
11.8% | 78.6% | $181,060 | |
Mortgage Research Center
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FHA, VA | 32 | 11.4% | 68.1% | $238,437 | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 8.6% | 72.7% | $144,166 | |
United Wholesale Mortgage
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Conventional, VA | 15 | 5.4% | 76.2% | $251,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 15 | 5.4% | 100% | $155,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 15 | 5.4% | 100% | $191,666 | |
Freedom Mortgage Corporation
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VA | 12 | 4.3% | 93.8% | $205,833 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 11 | 3.9% | 73.3% | $193,181 | |
Guild Mortgage Company
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Conventional, FHA, VA | 8 | 2.9% | 100% | $183,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 2.1% | 100% | $233,333 | |
Newrez LLC
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FHA, VA | 4 | 1.4% | 100% | $285,000 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 1.4% | 83.3% | $210,000 | |
Integrity Home Mortgage Corporation
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FHA, VA | 4 | 1.4% | 100% | $250,000 | |
Radius Financial Group Inc
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Conventional, FHA | 4 | 1.4% | 100% | $167,500 | |
loanDepot.com LLC
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Conventional, VA | 3 | 1.1% | 50% | $188,333 | |
Amerisave Mortgage Company
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Conventional, VA | 3 | 1.1% | 60% | $188,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 3 | 1.1% | 100% | $128,333 | |
New Day Financial, LLC.
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VA | 3 | 1.1% | 50% | $218,333 | |
Nationstar Mortgage
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Conventional, VA | 3 | 1.1% | 100% | $175,000 | |
American Financing Corporation
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Conventional | 2 | 0.7% | 100% | $185,000 | |
Mid-Continent Funding, Inc.
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VA | 2 | 0.7% | 100% | $195,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.7% | 100% | $295,000 | View |
Lower, LLC
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Conventional, VA | 2 | 0.7% | 100% | $160,000 | |
Mld Mortgage, Inc.Dba the Money Store
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VA | 2 | 0.7% | 100% | $270,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.7% | 100% | $140,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $195,000 | |
EMM Loans LLC
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Conventional | 1 | 0.4% | 100% | $325,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $275,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $115,000 | |
Kind Lending, LLC
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VA | 1 | 0.4% | 100% | $275,000 | |
Loansteady LLC
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VA | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
VA | 1 | 0.4% | 100% | $285,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.4% | 100% | $255,000 | View |
Securitynational Mortgage Company
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Conventional | 1 | 0.4% | 100% | $235,000 | |
T2 Financial LLC
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VA | 1 | 0.4% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $255,000 | View |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.4% | 100% | $275,000 | |
Milend, Inc
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VA | 1 | 0.4% | 100% | $165,000 | |
Summit Funding.Inc
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VA | 1 | 0.4% | 100% | $145,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.4% | 100% | $295,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.4% | 100% | $155,000 | |
Veritas Funding, LLC
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VA | 1 | 0.4% | 100% | $195,000 | |
New American Funding, LLC.
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VA | 1 | 0.4% | 50% | $455,000 | |
Mortgage Investors Group
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 33.3% | $95,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.4% | 100% | $255,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Havelock Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Havelock, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Havelock? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Havelock in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Havelock, NC
Use these to narrow the list above. Each category shows how many Havelock, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Havelock, NC
Independent mortgage companies closed 77.9 percent of home loans in Havelock, North Carolina in 2025, banks 6.1 percent and credit unions 16.1 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Havelock, NC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Havelock, North Carolina with 3 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Havelock, North Carolina in 2025, led by Movement Mortgage, LLC with 4. 38 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 4 credit unions closed home loans in Havelock, North Carolina in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Havelock, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Havelock, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Havelock. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
