Mortgage Lenders and Brokers in Forest City, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Forest City, North Carolina mortgage lenders include Truist BankTruist Bank179 E Main St, Forest City, NC 28043A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust318 W Main St, Forest City, NC 28043A5.0 ★Texas Ratio: 7.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association300 W Main St, Forest City, NC 28043A+5.0 ★Texas Ratio: 3.22%, United Bank VaUnited Bank Va142 N Watkins Dr, Forest City, NC 28043A+5.0 ★Texas Ratio: 2.15%, State Employees' Credit UnionState Employees' Credit Union117 DANIEL RD, FOREST CITY, NC 28043A-5.0 ★Texas Ratio: 14.13%, HomeTrust BankHomeTrust Bank192 Airport Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 5.53%, Civic FCUCivic FCU1118 Academy St N, Ahoskie, NC 27910F1.0 ★Texas Ratio: 75.00%, Skyla Federal Credit UnionSkyla Federal Credit Union148 Charlotte St, Asheville, NC 28801 1923A5.0 ★Texas Ratio: 9.56%, PNC Bank N.A.PNC Bank N.A.102 Church St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 4.24%, and Champion Credit UnionChampion Credit Union2311 Hendersonville Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 1.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Forest City, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Forest City are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Forest City, North Carolina
Market share is the lender's share of all home loans closed in Forest City, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Forest City 179 E Main St, Forest City, NC 28043 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 6 +8 HELOCs |
2.8% | 100% | $155,000 | View |
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1 office in Forest City 318 W Main St, Forest City, NC 28043 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 4 +7 HELOCs |
1.9% | 80% | $227,500 | View |
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1 office in Forest City 300 W Main St, Forest City, NC 28043 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1 office in Forest City 142 N Watkins Dr, Forest City, NC 28043 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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117 DANIEL RD, FOREST CITY, NC 28043 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 27 +16 HELOCs |
12.6% | 68.3% | $190,185 | View |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 4 | 1.9% | 100% | $132,500 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $90,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $155,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $165,000 | View |
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2311 Hendersonville Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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330 W Main St, Forest City, NC 28043 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $215,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.5% | 100% | $775,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.9% | 100% | $105,000 | |
American Security Mortgage Cor
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FHA | 1 | 0.5% | 100% | $185,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 26 | 12.1% | 84.4% | $167,692 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 26 | 12.1% | 100% | $150,384 | |
Movement Mortgage, LLC
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Conventional, FHA, USDA | 19 | 8.9% | 100% | $201,315 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 9 | 4.2% | 100% | $200,555 | |
Mortgage Research Center
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VA | 8 | 3.7% | 80% | $275,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 3.3% | 70% | $210,714 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 3.3% | 100% | $270,714 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 2.8% | 38.9% | $165,000 | |
New Day Financial, LLC.
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VA | 3 | 1.4% | 75% | $195,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.4% | 100% | $188,333 | |
Reliance First Capital, LLC
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Conventional, FHA | 3 | 1.4% | 100% | $65,000 | |
American Financial Resources LLC
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FHA | 2 | 0.9% | 100% | $180,000 | |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 0.9% | 100% | $155,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.9% | 100% | $370,000 | |
loanDepot.com LLC
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FHA, VA | 2 | 0.9% | 28.6% | $180,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.9% | 75% | $140,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 22.2% | $125,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.9% | 100% | $85,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.9% | 100% | $140,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.9% | 100% | $215,000 | |
Lower, LLC
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Conventional, VA | 2 | 0.9% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.9% | 66.7% | $150,000 | |
Spero Financial Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 33.3% | $235,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.5% | 50% | $335,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Fidelity Direct Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $175,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.95% |
Conventional | 1 | 0.5% | 100% | $15,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.5% | 100% | $125,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.5% | 100% | $195,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.5% | 100% | $405,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $125,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
Nationstar Mortgage
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VA | 1 | 0.5% | 50% | $265,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.5% | 100% | $315,000 | View |
Southwest Stage Funding LLC
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FHA | 1 | 0.5% | 100% | $165,000 | |
Paramount Residential Mortgage
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USDA | 1 | 0.5% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.5% | 100% | $255,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.5% | 100% | $205,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sharonview Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Forest City Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Forest City, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Forest City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Forest City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Forest City, NC
Use these to narrow the list above. Each category shows how many Forest City, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Forest City, NC
Independent mortgage companies closed 72.4 percent of home loans in Forest City, North Carolina in 2025, banks 10.3 percent and credit unions 17.3 percent. Cardinal Financial Company, Li was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Forest City, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Forest City, North Carolina with 6 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Forest City, North Carolina in 2025, led by Atlantic Bay Mortgage Group with 8. 13 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 9 credit unions closed home loans in Forest City, North Carolina in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Forest City, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Forest City, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Forest City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
