Mortgage Lenders and Brokers in Cherryville, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cherryville, North Carolina mortgage lenders include Truist BankTruist Bank1001 E Church St, Cherryville, NC 28021A+5.0 ★Texas Ratio: 2.87%, HomeTrust BankHomeTrust Bank100 W Main St, Cherryville, NC 28021A+5.0 ★Texas Ratio: 5.53%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, First Federal Savings Bank of LincolntonFirst Federal Savings Bank of Lincolnton3768 Nc 16, Denver, NC 28037A+5.0 ★Texas Ratio: 2.20%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, Skyla Federal Credit UnionSkyla Federal Credit Union148 Charlotte St, Asheville, NC 28801 1923A5.0 ★Texas Ratio: 9.56%, and Skyline National BankSkyline National Bank1641 Blowing Rock Road, Boone, NC 28607A+5.0 ★Texas Ratio: 3.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cherryville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cherryville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cherryville, North Carolina
Market share is the lender's share of all home loans closed in Cherryville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Cherryville 1001 E Church St, Cherryville, NC 28021 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +11 HELOCs |
1.6% | 80% | $200,000 | View |
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1 office in Cherryville 100 W Main St, Cherryville, NC 28021 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 15 +12 HELOCs |
6% | 75% | $255,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 2 +3 HELOCs |
0.8% | 40% | $85,000 | View |
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3768 Nc 16, Denver, NC 28037 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.8% | 66.7% | $380,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $150,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA | 2 | 0.8% | 100% | $200,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $215,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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1641 Blowing Rock Road, Boone, NC 28607 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, FHA, VA | 8 | 3.2% | 100% | $320,000 | |
Goprime Mortgage, Inc.
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Conventional | 5 | 2% | 100% | $251,000 | |
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A+5.0 ★Texas Ratio: 2.60% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Piedmont Advantage Credit Unio
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.4% | 100% | $185,000 | |
Premier Lending Inc.
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VA | 1 | 0.4% | 100% | $325,000 | |
AgSouth Farm Credit
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 28 | 11.2% | 75.7% | $160,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 25 +2 HELOCs |
10% | 92.9% | $294,600 | |
Movement Mortgage, LLC
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Conventional, FHA, USDA | 15 | 6% | 100% | $257,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, USDA, HELOC | 14 +3 HELOCs |
5.6% | 70% | $272,142 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 12 | 4.8% | 100% | $128,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 8 | 3.2% | 90% | $272,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 3.2% | 100% | $270,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 6 | 2.4% | 100% | $166,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2% | 55.6% | $375,000 | |
Freedom Mortgage Corporation
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FHA | 4 | 1.6% | 100% | $192,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, USDA | 4 | 1.6% | 100% | $352,500 | View |
Atlantic Bay Mortgage Group
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Conventional, FHA | 4 | 1.6% | 100% | $212,500 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 3 +2 HELOCs |
1.2% | 100% | $361,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.2% | 30% | $115,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 3 | 1.2% | 75% | $408,333 | |
New Day Financial, LLC.
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VA | 3 | 1.2% | 44.4% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 3 | 1.2% | 100% | $258,333 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $141,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $55,000 | |
Newrez LLC
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FHA | 2 | 0.8% | 16.7% | $125,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.8% | 100% | $240,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $85,000 | |
Weichert Financial Services
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Conventional, FHA | 2 | 0.8% | 100% | $370,000 | |
Mortgage Research Center
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Conventional, FHA | 2 | 0.8% | 50% | $125,000 | |
New Fed Mortgage Corp.
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FHA | 2 | 0.8% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 100% | $125,000 | View |
Bank Ozk
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.4% | 100% | $215,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $305,000 | |
Primelending
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Conventional | 1 | 0.4% | 50% | $295,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.4% | 100% | $345,000 | |
Success Lending, LLC
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FHA | 1 | 0.4% | 100% | $265,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.4% | 100% | $485,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 50% | $175,000 | |
ALCOVA Mortgage, LLC
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USDA | 1 | 0.4% | 100% | $255,000 | |
Kind Lending, LLC
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USDA | 1 | 0.4% | 50% | $185,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.4% | 100% | $155,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.4% | 100% | $345,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $155,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $35,000 | |
Intercoastal Mortgage, LLC
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USDA | 1 | 0.4% | 100% | $285,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.4% | 100% | $185,000 | |
Elements Financial Federal Cre
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $345,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.4% | 100% | $115,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 25% | $155,000 | |
Towne Mortgage Company
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FHA | 1 | 0.4% | 100% | $265,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $265,000 | |
Lower, LLC
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USDA | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Southwest Stage Funding LLC
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FHA | 1 | 0.4% | 100% | $325,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 75% | $285,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Cherryville Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cherryville, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Cherryville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cherryville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cherryville, NC
Use these to narrow the list above. Each category shows how many Cherryville, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Cherryville, NC
Independent mortgage companies closed 78.5 percent of home loans in Cherryville, North Carolina in 2025, banks 11.6 percent and credit unions 10 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cherryville, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Cherryville, North Carolina with 4 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Cherryville, North Carolina in 2025, led by loanDepot.com LLC with 9. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 10 credit unions closed home loans in Cherryville, North Carolina in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cherryville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cherryville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cherryville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
