Mortgage Lenders and Brokers in Canton, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Canton, North Carolina mortgage lenders include Champion Credit UnionChampion Credit Union138 Academy St, Canton, NC 28716A+5.0 ★Texas Ratio: 1.55%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust129 Park St, Canton, NC 28716A5.0 ★Texas Ratio: 7.72%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, HomeTrust BankHomeTrust Bank192 Airport Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 5.53%, United Community BankUnited Community Bank732 Main St, Andrews, NC 28901A+5.0 ★Texas Ratio: 2.97%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Civic FCUCivic FCU1118 Academy St N, Ahoskie, NC 27910F1.0 ★Texas Ratio: 75.00%, Telco Community Credit UnionTelco Community Credit Union198 Airport Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 5.00%, First BankFirst Bank105 S Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 1.94%, and Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Canton, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Canton are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Canton, North Carolina
Market share is the lender's share of all home loans closed in Canton, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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138 Academy St, Canton, NC 28716 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 10 | 5.2% | 100% | $270,000 | View |
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1 office in Canton 129 Park St, Canton, NC 28716 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 3 +3 HELOCs |
1.5% | 100% | $118,333 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 17 +13 HELOCs |
8.8% | 94.4% | $301,470 | View |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 10 +5 HELOCs |
5.2% | 90.9% | $272,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $305,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 1% | 100% | $280,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $325,000 | View |
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198 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AAFMAA Mortgage Services LLC
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VA | 1 | 0.5% | 100% | $395,000 | |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 16.5% | 86.8% | $206,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
7.7% | 71.4% | $306,333 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 9 | 4.6% | 100% | $325,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 9 | 4.6% | 100% | $320,555 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 7 | 3.6% | 46.7% | $143,571 | |
Mortgage Research Center
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VA | 6 | 3.1% | 75% | $415,000 | |
American Financial Resources LLC
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FHA, VA, USDA | 5 | 2.6% | 100% | $259,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 5 | 2.6% | 100% | $275,000 | |
Primelending
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Conventional, USDA | 4 | 2.1% | 100% | $222,500 | |
Howard Hanna Financial Services, Inc
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Conventional, VA | 4 | 2.1% | 100% | $310,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
1.5% | 75% | $378,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 1.5% | 100% | $248,333 | |
Lower, LLC
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Conventional, FHA, VA | 3 | 1.5% | 100% | $198,333 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $205,000 | |
ALCOVA Mortgage, LLC
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Conventional | 2 | 1% | 100% | $250,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $250,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1% | 75% | $185,000 | |
Pennymac Loan Services LLC
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VA | 2 | 1% | 66.7% | $375,000 | |
Amerisave Mortgage Company
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FHA | 2 | 1% | 33.3% | $245,000 | |
Bay Equity LLC
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Conventional, FHA | 2 | 1% | 100% | $315,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 100% | $200,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 50% | $215,000 | |
Goodleap, LLC
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 50% | $65,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 66.7% | $375,000 | |
Success Lending, LLC
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FHA | 1 | 0.5% | 100% | $265,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
ClearPath Lending
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VA | 1 | 0.5% | 100% | $265,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.5% | 100% | $345,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.5% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 1.79% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
Nfm, Inc
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.5% | 100% | $175,000 | View |
Radius Financial Group Inc
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FHA | 1 | 0.5% | 100% | $315,000 | |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 0.5% | 100% | $315,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $615,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 100% | $65,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Canton Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Canton, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Canton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Canton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Canton, NC
Use these to narrow the list above. Each category shows how many Canton, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Canton, NC
Independent mortgage companies closed 69.1 percent of home loans in Canton, North Carolina in 2025, banks 13.4 percent and credit unions 17.5 percent. AAFMAA Mortgage Services LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Champion Credit Union the largest credit union. Among lenders headquartered in North Carolina, Champion Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Canton, NC
By home loans closed in 2025, Champion Credit Union was the largest mortgage lender in Canton, North Carolina with 10 loans, about 5.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Canton, North Carolina in 2025, led by Atlantic Bay Mortgage Group with 6. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 9 credit unions closed home loans in Canton, North Carolina in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Canton, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Canton, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Canton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
