Woodbury, New York mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA7977 Jericho Turnpike, Woodbury, NY 11797A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7920 Jericho Tpke, Woodbury, NY 11797A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA8225 Jericho Tpke, Woodbury, NY 11797A+5.0 ★Texas Ratio: 4.14%, Dime Community BankDime Community Bank8191 Jericho Tpke, Woodbury, NY 11797A+5.0 ★Texas Ratio: 4.00%, Flagstar Bank NAFlagstar Bank NA8081 Jericho Tpke, Woodbury, NY 11797D3.3 ★Texas Ratio: 35.11%, Hartford Funding, Ltd.Hartford Funding, Ltd.Woodbury, NY, Citibank, NACitibank, NA1000 Willis Ave, Albertson, NY 11507A+5.0 ★Texas Ratio: 2.82%, Morgan Stanley Private Bank NAMorgan Stanley Private Bank NA2000 Westchester Ave, Purchase, NY 10577A4.8 ★Texas Ratio: 2.45%, Fourleaf Federal Credit UnionFourleaf Federal Credit Union1145 Willis Ave, Albertson, NY 11507 1232B+4.8 ★Texas Ratio: 17.52%, and Citizens Bank, NACitizens Bank, NA1440 Central Ave, Albany, NY 12205A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodbury, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodbury are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Woodbury, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Woodbury 7977 Jericho Turnpike, Woodbury, NY 11797 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 10 | 11.5% | 100% | $1,084,000 | View |
|
1 office in Woodbury 7920 Jericho Tpke, Woodbury, NY 11797 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 7 | 8% | 87.5% | $1,099,285 | View |
|
1 office in Woodbury 8225 Jericho Tpke, Woodbury, NY 11797 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
3.4% | 100% | $1,211,666 | View |
|
1 office in Woodbury 8191 Jericho Tpke, Woodbury, NY 11797 A+5.0 ★Texas Ratio: 4.00% |
Conventional | 1 | 1.1% | 100% | $505,000 | View |
|
1 office in Woodbury 8081 Jericho Tpke, Woodbury, NY 11797 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,295,000 | View |
Hartford Funding, Ltd.
|
Conventional, Jumbo | 1 | 1.1% | 100% | $1,505,000 | |
|
1000 Willis Ave, Albertson, NY 11507 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
6.9% | 100% | $1,393,333 | View |
|
2000 Westchester Ave, Purchase, NY 10577 A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 5 | 5.7% | 100% | $1,145,000 | View |
|
1145 Willis Ave, Albertson, NY 11507 1232 B+4.8 ★Texas Ratio: 17.52% |
Conventional, Jumbo, HELOC | 3 +9 HELOCs |
3.4% | 100% | $1,501,666 | View |
|
1440 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +9 HELOCs |
3.4% | 100% | $1,028,333 | View |
|
125 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 3 +8 HELOCs |
3.4% | 100% | $1,505,000 | View |
|
7726 3rd Ave, Brooklyn, NY 11209 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
3.4% | 100% | $1,288,333 | View |
|
80 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $1,005,000 | View |
|
112 Grand Concourse, Albany, NY 12220 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,605,000 | View |
|
252 Broadway, Brooklyn, NY 11211 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 1.1% | 100% | $775,000 | View |
|
425 Broadhollow Rd, Melville, NY 11747 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 1.1% | 100% | $1,205,000 | View |
|
21245 Northern Blvd, Bayside, NY 11361 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 1.1% | 100% | $355,000 | View |
|
3105 Broadway, Astoria, NY 11106 C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 1.1% | 100% | $345,000 | View |
|
6150 Jericho Tpke, Commack, NY 11725 2802 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
2500 Westchester Ave, Purchase, NY 10577 2587 A5.0 ★Texas Ratio: 11.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2752 Sunrise Hwy, Bellmore, NY 11710 A5.0 ★Texas Ratio: 7.07% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
20 E 179th St, Bronx, NY 10453 4770 A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 1 stars, 1 review 295 Grant Ave, Auburn, NY 13021 A-5.0 ★Texas Ratio: 14.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Teachers Federal Credit Union
355 Broadway, Amityville, NY 11701 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Contour Mortgage Corporation
|
Conventional | 2 | 2.3% | 100% | $710,000 | |
Reliant Home Funding, Inc
|
Conventional | 2 | 2.3% | 100% | $435,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
|
Conventional, FHA | 2 | 2.3% | 100% | $740,000 | |
Interstate Home Loan Center, Inc.
|
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $1,155,000 | |
Cliffco, Inc.
|
Conventional | 1 | 1.1% | 100% | $1,085,000 | |
UNMB Home Loans Inc
|
Conventional | 1 | 1.1% | 100% | $305,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional, Jumbo | 1 | 1.1% | 100% | $1,335,000 | |
Jovia Financial Federal Credit
|
HELOC | 0 +5 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 3.4% | 75% | $691,666 | View |
Arc Home LLC
|
Conventional, Jumbo | 2 | 2.3% | 66.7% | $955,000 | |
United Wholesale Mortgage
|
Conventional, Jumbo | 2 | 2.3% | 100% | $1,000,000 | |
Rocket Mortgage
|
Conventional | 2 | 2.3% | 66.7% | $290,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 2.3% | 100% | $575,000 | |
Nqm Funding, LLC
|
Conventional, Jumbo | 2 | 2.3% | 66.7% | $1,520,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo | 2 | 2.3% | 100% | $1,180,000 | |
Carrington Mortgage Services LLC
|
Conventional, Jumbo | 2 | 2.3% | 75% | $1,850,000 | |
New Millennium Bank
|
Conventional | 1 | 1.1% | 100% | $535,000 | |
Newrez LLC
|
Conventional | 1 | 1.1% | 33.3% | $205,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.1% | 50% | $855,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 1.1% | 100% | $465,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 1.1% | 100% | $685,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,525,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1.1% | 100% | $755,000 | View |
First Technology Federal Credit Union
|
Conventional | 1 | 1.1% | 100% | $925,000 | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for New York compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Woodbury? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodbury in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Woodbury, NY lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 32.2 percent of home loans in Woodbury, New York in 2025, banks 60.9 percent and credit unions 6.9 percent. Hartford Funding, Ltd. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Fourleaf Federal Credit Union the largest credit union. Among lenders headquartered in New York, Dime Community Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Woodbury, New York with 10 loans, about 11.5 percent of the market. The largest lender headquartered in New York was Dime Community Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Woodbury, New York in 2025, led by Meadowbrook Financial Mortgage Bankers Corp. with 1. 1 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 11 credit unions closed home loans in Woodbury, New York in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodbury, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodbury, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodbury. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.