Mortgage Lenders and Brokers in White Plains, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
White Plains, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA501 Mamaroneck Ave, White Plains, NY 10605A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA674 N Broadway, White Plains, NY 10603A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA1 City Pl, White Plains, NY 10601A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA206 Main St, White Plains, NY 10601A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA444 Mamaroneck Ave, White Plains, NY 10605A+5.0 ★Texas Ratio: 2.82%, TD BankTD Bank285 Mamaroneck Ave, White Plains, NY 10605A+5.0 ★Texas Ratio: 3.71%, M&T BankM&T Bank320 Mamaroneck Ave, White Plains, NY 10605A+5.0 ★Texas Ratio: 4.11%, Dime Community BankDime Community Bank55 Church St Suite 430, White Plains, NY 10601A+5.0 ★Texas Ratio: 4.00%, Keybank National AssociationKeybank National Association270 Martine Ave, White Plains, NY 10601A+5.0 ★Texas Ratio: 4.81%, and Flagstar Bank NAFlagstar Bank NA360 Hamilton Avenue, White Plains, NY 10601D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in White Plains, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in White Plains are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in White Plains, New York
Market share is the lender's share of all home loans closed in White Plains, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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6 offices in White Plains 501 Mamaroneck Ave, White Plains, NY 10605 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 57 +1 HELOCs |
12% | 88.4% | $485,526 | View |
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2 offices in White Plains 674 N Broadway, White Plains, NY 10603 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 24 | 5% | 77.4% | $610,416 | View |
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1 office in White Plains 1 City Pl, White Plains, NY 10601 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 14 +40 HELOCs |
2.9% | 82.4% | $692,857 | View |
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1 office in White Plains 206 Main St, White Plains, NY 10601 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 12 +12 HELOCs |
2.5% | 92.3% | $616,666 | View |
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2 offices in White Plains 444 Mamaroneck Ave, White Plains, NY 10605 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 11 +5 HELOCs |
2.3% | 84.6% | $534,090 | View |
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1 office in White Plains 285 Mamaroneck Ave, White Plains, NY 10605 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 7 +19 HELOCs |
1.5% | 77.8% | $265,000 | View |
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1 office in White Plains 320 Mamaroneck Ave, White Plains, NY 10605 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 1.1% | 100% | $151,000 | View |
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1 office in White Plains 55 Church St Suite 430, White Plains, NY 10601 A+5.0 ★Texas Ratio: 4.00% |
Conventional, Jumbo | 3 | 0.6% | 100% | $708,333 | View |
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1 office in White Plains 270 Martine Ave, White Plains, NY 10601 A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.2% | 50% | $715,000 | View |
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1 office in White Plains 360 Hamilton Avenue, White Plains, NY 10601 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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★ 1.8 stars, 5 reviews 327 Route 59, Airmont, NY 10952 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +4 HELOCs |
0.8% | 80% | $675,000 | View |
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8100 Transit Road Suite 500, Amherst, NY 14221 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.6% | 100% | $931,666 | View |
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★ 1 stars, 1 review 4314 Ditmars Blvd, Astoria, NY 11105 A5.0 ★Texas Ratio: 9.37% |
Conventional, Jumbo | 3 | 0.6% | 80% | $1,221,666 | View |
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1704 Western Ave Ste 7, Albany, NY 12203 A+5.0 ★Texas Ratio: 3.35% |
Conventional, HELOC | 2 +6 HELOCs |
0.4% | 50% | $445,000 | View |
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1145 Willis Ave, Albertson, NY 11507 1232 B+4.8 ★Texas Ratio: 17.52% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 66.7% | $215,000 | View |
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353 E 149th St, Bronx, NY 10455 A5.0 ★Texas Ratio: 8.74% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $440,000 | View |
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701 Westchester Ave, White Plains, NY 10604 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,695,000 | View |
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★ 5 stars, 1 review 604 Main St, Arcade, NY 14009 A5.0 ★Texas Ratio: 6.37% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,665,000 | View |
Better Mortgage Corporation
300 Crosspoint Pkwy, Getzville, NY 14068 1606 |
Conventional | 2 | 0.4% | 66.7% | $530,000 | |
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2201 Route 44 55, Gardiner, NY 12525 A5.0 ★Texas Ratio: 12.93% |
Conventional | 2 | 0.4% | 100% | $240,000 | View |
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2000 Westchester Ave, Purchase, NY 10577 A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.4% | 100% | $935,000 | View |
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3105 Broadway, Astoria, NY 11106 C+4.1 ★Texas Ratio: 25.91% |
Conventional | 2 | 0.4% | 100% | $130,000 | View |
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★ 1.7 stars, 3 reviews 200 Broadway, New York, NY 10038 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $1,005,000 | View |
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20 E 179th St, Bronx, NY 10453 4770 A5.0 ★Texas Ratio: 8.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $125,000 | |
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★ 5 stars, 1 review 444 Madison Ave Fl 9, New York, NY 10022 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | View |
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200 West St, New York, NY 10282 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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5503 8th Ave, Brooklyn, NY 11220 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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180 N Main St, Alfred, NY 14802 A5.0 ★Texas Ratio: 8.82% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
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322 W 48th St, New York, NY 10036 1308 A-5.0 ★Texas Ratio: 15.48% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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500 Westchester Ave, Port Chester, NY 10573 A5.0 ★Texas Ratio: 12.44% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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2500 Westchester Ave, Purchase, NY 10577 2587 A5.0 ★Texas Ratio: 11.76% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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575 Broadway, Albany, NY 12207 A5.0 ★Texas Ratio: 6.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Teachers Federal Credit Union
355 Broadway, Amityville, NY 11701 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
UNMB Home Loans Inc
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Conventional | 5 | 1.1% | 71.4% | $389,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 5 | 1.1% | 100% | $393,000 | |
1St Priority Mortgage, Inc.
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Conventional | 4 | 0.8% | 100% | $415,000 | |
East Coast Capital Corp.
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Conventional, FHA | 2 | 0.4% | 66.7% | $450,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 2 | 0.4% | 100% | $545,000 | |
Cliffco, Inc.
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Conventional | 1 | 0.2% | 50% | $405,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 1 | 0.2% | 100% | $1,005,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
GuardHill Financial LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
FM Home Loans LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
United Nations Federal CU
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Continental Mortgage Bankers Inc
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Conventional | 1 | 0.2% | 100% | $705,000 | |
Mid-Hudson Valley Federal C.U.
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Jovia Financial Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 45 | 9.5% | 76.7% | $305,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 38 | 8% | 97.5% | $391,315 | |
United Wholesale Mortgage
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Conventional, VA | 37 | 7.8% | 97.4% | $478,243 | |
loanDepot.com LLC
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Conventional, FHA | 34 | 7.1% | 92.3% | $496,176 | |
Newrez LLC
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Conventional | 18 | 3.8% | 75% | $348,333 | |
Pennymac Loan Services LLC
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Conventional | 10 | 2.1% | 90.9% | $595,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +3 HELOCs |
1.9% | 90% | $597,222 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 8 | 1.7% | 100% | $461,250 | |
Prosperity Home Mortgage, LLC
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Conventional | 7 | 1.5% | 100% | $297,857 | |
Cmg Mortgage Inc
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Conventional | 6 | 1.3% | 100% | $456,666 | |
Guaranteed Rate Affinity, LLC
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Conventional | 5 | 1.1% | 100% | $383,000 | |
Plaza Home Mortgage, Inc
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Conventional | 5 | 1.1% | 100% | $337,000 | |
| Conventional, Jumbo, HELOC | 4 +4 HELOCs |
0.8% | 100% | $1,022,500 | View | |
Movement Mortgage, LLC
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Conventional | 4 | 0.8% | 100% | $417,500 | |
Fairway Independent Mort Corp
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Conventional | 4 | 0.8% | 100% | $197,500 | |
Total Mortgage Services, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $448,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $368,333 | |
Primelending
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Conventional | 3 | 0.6% | 100% | $331,666 | |
Greenway Mortgage Funding Corp.
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Conventional | 3 | 0.6% | 100% | $771,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.6% | 100% | $498,333 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,105,000 | View |
Nqm Funding, LLC
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Conventional | 2 | 0.4% | 100% | $630,000 | |
NJ Lenders Corp
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Conventional | 2 | 0.4% | 100% | $745,000 | |
William Raveis Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 0.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $895,000 | View |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $515,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
Freedom Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Norwich Commercial Group Inc
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Conventional | 1 | 0.2% | 100% | $135,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 11.1% | $505,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 50% | $345,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $585,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
Utilities Employees Credit Union
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Conventional | 1 | 0.2% | 100% | $335,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.2% | 50% | $235,000 | |
Lafayette Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
White Plains Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in White Plains, New York
Looking for mortgage lenders near me or mortgage brokers near me in White Plains? The list below shows the banks, credit unions and mortgage brokers that closed home loans in White Plains in 2025, with lenders based there listed first.
Types of Mortgage Lenders in White Plains, NY
Use these to narrow the list above. Each category shows how many White Plains, NY lenders fit and what that kind of lender is usually best for.
Who Lends in White Plains, NY
Independent mortgage companies closed 57.8 percent of home loans in White Plains, New York in 2025, banks 39.1 percent and credit unions 3.2 percent. Better Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Hudson Valley Credit Union the largest credit union. Among lenders headquartered in New York, Citibank, NA led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in White Plains, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in White Plains, New York with 57 loans, about 12 percent of the market. The largest lender headquartered in New York was Citibank, NA with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in White Plains, New York, JPMorgan Chase Bank, NA approved the highest share of completed applications in 2025 at 88.4 percent, against a 86.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in White Plains, New York in 2025, led by Nationwide Mortgage Bankers, Inc. with 2. 2 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 16 credit unions closed home loans in White Plains, New York in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in White Plains, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in White Plains, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up White Plains. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
