Mortgage Lenders and Brokers in West Hempstead, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Hempstead, New York mortgage lenders include Flagstar Bank NAFlagstar Bank NA50 Hempstead Tpke, West Hempstead, NY 11552D3.3 ★Texas Ratio: 35.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1 S Airmont Rd, Airmont, NY 10901A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank125 State St, Albany, NY 12207A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA1440 Central Ave, Albany, NY 12205A+5.0 ★Texas Ratio: 5.44%, United Mortgage Corp.United Mortgage Corp.252 Broadway, Brooklyn, NY 11211A5.0 ★Texas Ratio: 9.27%, Fourleaf Federal Credit UnionFourleaf Federal Credit Union1145 Willis Ave, Albertson, NY 11507 1232B+4.8 ★Texas Ratio: 17.52%, Citibank, NACitibank, NA1000 Willis Ave, Albertson, NY 11507A+5.0 ★Texas Ratio: 2.82%, Wells Fargo Bank NAWells Fargo Bank NA921 Saw Mill River Rd, Ardsley, NY 10502A+5.0 ★Texas Ratio: 5.36%, Quontic BankQuontic Bank3105 Broadway, Astoria, NY 11106C+4.1 ★Texas Ratio: 25.91%, and Bank of America NABank of America NA60 Hempstead Ave, West Hempstead, NY 11552A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Hempstead, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Hempstead are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Hempstead, New York
Market share is the lender's share of all home loans closed in West Hempstead, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in West Hempstead 50 Hempstead Tpke, West Hempstead, NY 11552 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 1.2% | 100% | $570,000 | View |
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1 S Airmont Rd, Airmont, NY 10901 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 10 +1 HELOCs |
6.2% | 100% | $484,000 | View |
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125 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 8 +7 HELOCs |
5% | 72.7% | $695,000 | View |
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1440 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, Jumbo, HELOC | 5 +17 HELOCs |
3.1% | 83.3% | $1,077,000 | View |
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252 Broadway, Brooklyn, NY 11211 A5.0 ★Texas Ratio: 9.27% |
Conventional | 5 | 3.1% | 71.4% | $575,000 | View |
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1145 Willis Ave, Albertson, NY 11507 1232 B+4.8 ★Texas Ratio: 17.52% |
Conventional, HELOC | 4 +18 HELOCs |
2.5% | 100% | $667,500 | View |
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1000 Willis Ave, Albertson, NY 11507 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
2.5% | 100% | $955,000 | View |
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921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.2% | 66.7% | $630,000 | View |
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3105 Broadway, Astoria, NY 11106 C+4.1 ★Texas Ratio: 25.91% |
Conventional, FHA | 2 | 1.2% | 100% | $775,000 | View |
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60 Hempstead Ave, West Hempstead, NY 11552 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $505,000 | View |
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353 E 149th St, Bronx, NY 10455 A5.0 ★Texas Ratio: 8.74% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $145,000 | View |
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3502 Broadway, Astoria, NY 11106 A+5.0 ★Texas Ratio: 4.00% |
Conventional | 1 | 0.6% | 100% | $905,000 | View |
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2500 Westchester Ave, Purchase, NY 10577 2587 A5.0 ★Texas Ratio: 11.76% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
Teachers Federal Credit Union
355 Broadway, Amityville, NY 11701 |
Conventional | 1 | 0.6% | 100% | $85,000 | |
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2752 Sunrise Hwy, Bellmore, NY 11710 A5.0 ★Texas Ratio: 7.07% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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7726 3rd Ave, Brooklyn, NY 11209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.6% | 50% | $355,000 | View |
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3501 30th Ave, Astoria, NY 11103 A-4.9 ★Texas Ratio: 16.55% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
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★ 1.7 stars, 3 reviews 200 Broadway, New York, NY 10038 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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80 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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6150 Jericho Tpke, Commack, NY 11725 2802 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FM Home Loans LLC
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Conventional | 6 | 3.8% | 100% | $663,333 | |
Contour Mortgage Corporation
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Conventional | 5 | 3.1% | 100% | $593,000 | |
East Coast Capital Corp.
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Conventional | 5 | 3.1% | 100% | $641,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 4 | 2.5% | 85.7% | $602,500 | |
Lynx Mortgage Bank LLC
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Conventional, FHA | 3 | 1.9% | 100% | $608,333 | |
Reliance First Capital, LLC
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Conventional, FHA | 3 | 1.9% | 100% | $511,666 | |
Cliffco, Inc.
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Conventional | 2 | 1.2% | 66.7% | $545,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional, FHA | 2 | 1.2% | 100% | $585,000 | |
Jovia Financial Federal Credit
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Conventional, HELOC | 1 +15 HELOCs |
0.6% | 100% | $555,000 | |
Lyons Mortgage Services, Inc.
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Conventional | 1 | 0.6% | 100% | $615,000 | |
UNMB Home Loans Inc
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FHA | 1 | 0.6% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $555,000 | View |
Ark Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $625,000 | |
Continental Mortgage Bankers Inc
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Patriot One Mortgage Bankers
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Conventional | 1 | 0.6% | 100% | $655,000 | |
United Wholesale Mortgage
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Conventional, HELOC | 14 +1 HELOCs |
8.8% | 100% | $611,428 | |
Rocket Mortgage
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Conventional, FHA | 14 | 8.8% | 82.4% | $387,857 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 8 +1 HELOCs |
5% | 100% | $671,250 | |
loanDepot.com LLC
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Conventional | 7 | 4.4% | 100% | $346,428 | |
Newrez LLC
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Conventional | 4 | 2.5% | 50% | $455,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 3 | 1.9% | 100% | $948,333 | |
Pennymac Loan Services LLC
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Conventional | 3 | 1.9% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.2% | 66.7% | $655,000 | View |
New American Funding, LLC.
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Conventional | 2 | 1.2% | 66.7% | $670,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 1.2% | 66.7% | $710,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $775,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
Nbkc Bank
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Conventional | 1 | 0.6% | 100% | $75,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.6% | 100% | $695,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.6% | 100% | $635,000 | |
Dart Bank
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Conventional | 1 | 0.6% | 100% | $725,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.6% | 33.3% | $675,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.6% | 100% | $985,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.6% | 100% | $295,000 | View |
Luxury Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $655,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.6% | 100% | $645,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
West Hempstead Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Hempstead, New York
Looking for mortgage lenders near me or mortgage brokers near me in West Hempstead? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Hempstead in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Hempstead, NY
Use these to narrow the list above. Each category shows how many West Hempstead, NY lenders fit and what that kind of lender is usually best for.
Who Lends in West Hempstead, NY
Independent mortgage companies closed 66.2 percent of home loans in West Hempstead, New York in 2025, banks 27.5 percent and credit unions 6.2 percent. United Mortgage Corp. was the largest mortgage company, Flagstar Bank NA the largest bank and Fourleaf Federal Credit Union the largest credit union. Among lenders headquartered in New York, United Mortgage Corp. led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Hempstead, NY
By home loans closed in 2025, Flagstar Bank NA was the largest mortgage lender in West Hempstead, New York with 2 loans, about 1.2 percent of the market. The largest lender headquartered in New York was United Mortgage Corp. with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in West Hempstead, New York in 2025, led by Reliance First Capital, LLC with 2. 1 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 10 credit unions closed home loans in West Hempstead, New York in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Hempstead, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Hempstead, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Hempstead. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
