Mortgage Lenders and Brokers in Suffern, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Suffern, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA67 Lafayette Ave, Suffern, NY 10901A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank61 Route 59, Suffern, NY 10901A+5.0 ★Texas Ratio: 3.71%, Citibank, NACitibank, NA250 Route 59, Suffern, NY 10901A+5.0 ★Texas Ratio: 2.82%, Keybank National AssociationKeybank National Association59 Route 59, Suffern, NY 10901A+5.0 ★Texas Ratio: 4.81%, Citizens Bank, NACitizens Bank, NA1440 Central Ave, Albany, NY 12205A+5.0 ★Texas Ratio: 5.44%, Suma Federal Credit UnionSuma Federal Credit Union16 Twin Ave, Spring Valley, NY 10977A5.0 ★Texas Ratio: 12.06%, Heritage Financial Credit UnionHeritage Financial Credit Union273 Route 32, Central Valley, NY 10917A5.0 ★Texas Ratio: 12.14%, M&T BankM&T Bank80 State St, Albany, NY 12207A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA1450 Western Ave, Albany, NY 12203A+5.0 ★Texas Ratio: 4.14%, and Visions Federal Credit UnionVisions Federal Credit Union8836 State Route 434, Apalachin, NY 13732A+5.0 ★Texas Ratio: 5.30%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Suffern, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Suffern are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Suffern, New York
Market share is the lender's share of all home loans closed in Suffern, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Suffern 67 Lafayette Ave, Suffern, NY 10901 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 8 | 5.6% | 66.7% | $205,000 | View |
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1 office in Suffern 61 Route 59, Suffern, NY 10901 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 100% | $140,000 | View |
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1 office in Suffern 250 Route 59, Suffern, NY 10901 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 1.4% | 100% | $310,000 | View |
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1 office in Suffern 59 Route 59, Suffern, NY 10901 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
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1440 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +5 HELOCs |
2.8% | 100% | $137,500 | View |
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16 Twin Ave, Spring Valley, NY 10977 A5.0 ★Texas Ratio: 12.06% |
Conventional | 2 | 1.4% | 100% | $215,000 | View |
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273 Route 32, Central Valley, NY 10917 A5.0 ★Texas Ratio: 12.14% |
Conventional | 2 | 1.4% | 100% | $270,000 | View |
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80 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +5 HELOCs |
0.7% | 100% | $235,000 | View |
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1450 Western Ave, Albany, NY 12203 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $245,000 | View |
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8836 State Route 434, Apalachin, NY 13732 A+5.0 ★Texas Ratio: 5.30% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $225,000 | View |
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1704 Western Ave Ste 7, Albany, NY 12203 A+5.0 ★Texas Ratio: 3.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $255,000 | View |
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921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
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3105 Broadway, Astoria, NY 11106 C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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1145 Willis Ave, Albertson, NY 11507 1232 B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2500 Westchester Ave, Purchase, NY 10577 2587 A5.0 ★Texas Ratio: 11.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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575 Broadway, Albany, NY 12207 A5.0 ★Texas Ratio: 6.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Teachers Federal Credit Union
355 Broadway, Amityville, NY 11701 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews 200 Broadway, New York, NY 10038 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
1St Priority Mortgage, Inc.
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Conventional | 9 | 6.3% | 100% | $275,000 | |
Ark Mortgage, Inc.
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Conventional | 3 | 2.1% | 100% | $545,000 | |
UNMB Home Loans Inc
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Conventional, FHA | 2 | 1.4% | 100% | $445,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Mid-Island Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Lynx Mortgage Bank LLC
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Conventional | 1 | 0.7% | 100% | $95,000 | |
FM Home Loans LLC
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.7% | 50% | $105,000 | |
Rocket Mortgage
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Conventional, VA | 15 | 10.5% | 78.9% | $211,000 | |
CrossCountry Mortgage, LLC
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Conventional | 13 | 9.1% | 100% | $346,538 | |
United Wholesale Mortgage
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Conventional, HELOC | 12 +2 HELOCs |
8.4% | 86.7% | $404,166 | |
Guaranteed Rate, Inc.
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Conventional | 11 | 7.7% | 100% | $299,545 | |
Norwich Commercial Group Inc
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Conventional | 10 | 7% | 100% | $542,000 | |
loanDepot.com LLC
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Conventional, FHA | 6 | 4.2% | 75% | $326,666 | |
Newrez LLC
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Conventional | 5 | 3.5% | 62.5% | $375,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.1% | 75% | $468,333 | |
Nationstar Mortgage
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Conventional, VA | 3 | 2.1% | 100% | $338,333 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $125,000 | |
American Financial Network, Inc.
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Conventional | 2 | 1.4% | 100% | $570,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 0.62% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $305,000 | View |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
Nbkc Bank
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $305,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.7% | 100% | $735,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 20% | $85,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.7% | 100% | $415,000 | |
Weichert Financial Services
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Residential Home Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $425,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.7% | 100% | $525,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 33.3% | $755,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Total Mortgage Services, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
| HELOC | 0 +1 HELOCs |
0% | 0% | View |
Suffern Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Suffern, New York
Looking for mortgage lenders near me or mortgage brokers near me in Suffern? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Suffern in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Suffern, NY
Use these to narrow the list above. Each category shows how many Suffern, NY lenders fit and what that kind of lender is usually best for.
Who Lends in Suffern, NY
Independent mortgage companies closed 77.6 percent of home loans in Suffern, New York in 2025, banks 16.8 percent and credit unions 5.6 percent. 1St Priority Mortgage, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suma Federal Credit Union the largest credit union. Among lenders headquartered in New York, Citibank, NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Suffern, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Suffern, New York with 8 loans, about 5.6 percent of the market. The largest lender headquartered in New York was Citibank, NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Suffern, New York in 2025, led by loanDepot.com LLC with 2. 3 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 12 credit unions closed home loans in Suffern, New York in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Suffern, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Suffern, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Suffern. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
