Mortgage Lenders and Brokers in Poughkeepsie, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Poughkeepsie, New York mortgage lenders include Hudson Valley Credit UnionHudson Valley Credit Union2373 South Rd, Poughkeepsie, NY 12601 5585A+5.0 ★Texas Ratio: 3.35%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA285 Main St, Poughkeepsie, NY 12601A+5.0 ★Texas Ratio: 3.68%, TEG Federal Credit UnionTEG Federal Credit Union1 Commerce St, Poughkeepsie, NY 12603A+5.0 ★Texas Ratio: 4.23%, Keybank National AssociationKeybank National Association55 Burnett Blvd, Poughkeepsie, NY 12603A+5.0 ★Texas Ratio: 4.81%, Bank of America NABank of America NA11 Raymond Ave, Poughkeepsie, NY 12603A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank4 Jefferson Plz, Poughkeepsie, NY 12601A+5.0 ★Texas Ratio: 4.11%, Trustco BankTrustco Bank2656 S Rd (rt 9), Poughkeepsie, NY 12601A+5.0 ★Texas Ratio: 4.14%, Rhinebeck BankRhinebeck Bank3432 North Road Route 9, Poughkeepsie, NY 12601A+5.0 ★Texas Ratio: 2.51%, Tompkins Community BankTompkins Community Bank673 Freedom Plains Rd, Poughkeepsie, NY 12603A5.0 ★Texas Ratio: 6.37%, and TD BankTD Bank703 Main St, Poughkeepsie, NY 12601A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Poughkeepsie, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Poughkeepsie are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Poughkeepsie, New York
Market share is the lender's share of all home loans closed in Poughkeepsie, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2373 South Rd, Poughkeepsie, NY 12601 5585 A+5.0 ★Texas Ratio: 3.35% |
Conventional, HELOC | 29 +47 HELOCs |
12.3% | 65% | $182,241 | View |
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3 offices in Poughkeepsie 285 Main St, Poughkeepsie, NY 12601 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 9 | 3.8% | 100% | $262,777 | View |
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1 Commerce St, Poughkeepsie, NY 12603 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 8 | 3.4% | 88.9% | $258,750 | |
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1 office in Poughkeepsie 55 Burnett Blvd, Poughkeepsie, NY 12603 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 1.7% | 100% | $297,500 | View |
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1 office in Poughkeepsie 11 Raymond Ave, Poughkeepsie, NY 12603 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 1.3% | 100% | $321,666 | View |
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1 office in Poughkeepsie 4 Jefferson Plz, Poughkeepsie, NY 12601 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 66.7% | $195,000 | View |
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★ 1.8 stars, 5 reviews 2 offices in Poughkeepsie 2656 S Rd (rt 9), Poughkeepsie, NY 12601 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $235,000 | View |
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3 offices in Poughkeepsie 3432 North Road Route 9, Poughkeepsie, NY 12601 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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★ 5 stars, 1 review 1 office in Poughkeepsie 673 Freedom Plains Rd, Poughkeepsie, NY 12603 A5.0 ★Texas Ratio: 6.37% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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1 office in Poughkeepsie 703 Main St, Poughkeepsie, NY 12601 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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1 office in Poughkeepsie 32 Vassar Rd, Poughkeepsie, NY 12603 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1 office in Poughkeepsie 40 Garden St, Poughkeepsie, NY 12601 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.7% | 80% | $305,000 | View |
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252 Broadway, Brooklyn, NY 11211 A5.0 ★Texas Ratio: 9.27% |
Conventional | 2 | 0.8% | 66.7% | $265,000 | View |
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1000 Willis Ave, Albertson, NY 11507 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 0.8% | 100% | $295,000 | View |
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273 Route 32, Central Valley, NY 10917 A5.0 ★Texas Ratio: 12.14% |
Conventional | 1 | 0.4% | 50% | $385,000 | View |
Better Mortgage Corporation
300 Crosspoint Pkwy, Getzville, NY 14068 1606 |
Conventional | 1 | 0.4% | 50% | $325,000 | |
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39 Burnett Blvd, Poughkeepsie, NY 12603 A5.0 ★Texas Ratio: 12.93% |
Conventional | 1 | 0.4% | 66.7% | $155,000 | View |
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2752 Sunrise Hwy, Bellmore, NY 11710 A5.0 ★Texas Ratio: 7.07% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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7726 3rd Ave, Brooklyn, NY 11209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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4269 Albany Post Rd, Hyde Park, NY 12538 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
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2000 Westchester Ave, Purchase, NY 10577 A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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3105 Broadway, Astoria, NY 11106 C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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575 Broadway, Albany, NY 12207 A5.0 ★Texas Ratio: 6.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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8100 Transit Road Suite 500, Amherst, NY 14221 A+5.0 ★Texas Ratio: 4.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6150 Jericho Tpke, Commack, NY 11725 2802 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 200 Broadway, New York, NY 10038 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mid-Hudson Valley Federal C.U.
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Conventional, HELOC | 11 +2 HELOCs |
4.7% | 85.7% | $125,909 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 10 | 4.2% | 90.9% | $335,000 | |
Homestead Funding Corp.
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Conventional | 8 | 3.4% | 88.9% | $346,250 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 3 | 1.3% | 100% | $198,333 | |
Cliffco, Inc.
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FHA | 1 | 0.4% | 100% | $525,000 | |
1St Priority Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Contour Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
Interstate Home Loan Center, Inc.
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FHA | 1 | 0.4% | 100% | $395,000 | |
Lynx Mortgage Bank LLC
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Conventional | 1 | 0.4% | 100% | $285,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 22 | 9.3% | 88.5% | $335,454 | |
Rocket Mortgage
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Conventional, FHA | 18 | 7.6% | 62.1% | $225,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 12 | 5.1% | 92.3% | $366,666 | |
Newrez LLC
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Conventional, FHA | 11 | 4.7% | 61.1% | $283,181 | |
Prosperity Home Mortgage, LLC
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Conventional | 6 | 2.5% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +3 HELOCs |
2.1% | 71.4% | $245,000 | |
Primelending
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Conventional | 5 | 2.1% | 100% | $303,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 2.1% | 83.3% | $341,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 1.7% | 80% | $290,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.7% | 80% | $377,500 | |
Total Mortgage Services, LLC
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Conventional, FHA | 4 | 1.7% | 100% | $280,000 | |
Carrington Mortgage Services LLC
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FHA | 4 | 1.7% | 66.7% | $335,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 4 | 1.7% | 80% | $250,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.8% | 66.7% | $320,000 | View |
Equity Prime Mortgage LLC
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FHA | 2 | 0.8% | 100% | $480,000 | |
Norwich Commercial Group Inc
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Conventional | 2 | 0.8% | 100% | $375,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.8% | 66.7% | $285,000 | |
Arc Home LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.4% | 50% | $265,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Dart Bank
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FHA | 1 | 0.4% | 100% | $435,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.4% | 50% | $135,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 12.5% | $45,000 | |
MLB Residential Lending, LLC
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FHA | 1 | 0.4% | 100% | $365,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $355,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Poughkeepsie Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Poughkeepsie, New York
Looking for mortgage lenders near me or mortgage brokers near me in Poughkeepsie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Poughkeepsie in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Poughkeepsie, NY
Use these to narrow the list above. Each category shows how many Poughkeepsie, NY lenders fit and what that kind of lender is usually best for.
Who Lends in Poughkeepsie, NY
Independent mortgage companies closed 58.9 percent of home loans in Poughkeepsie, New York in 2025, banks 17.8 percent and credit unions 23.3 percent. United Mortgage Corp. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Hudson Valley Credit Union the largest credit union. Among lenders headquartered in New York, Hudson Valley Credit Union led with 29 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Poughkeepsie, NY
By home loans closed in 2025, Hudson Valley Credit Union was the largest mortgage lender in Poughkeepsie, New York with 29 loans, about 12.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Poughkeepsie, New York in 2025, led by United Wholesale Mortgage with 6. 5 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 8 credit unions closed home loans in Poughkeepsie, New York in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Poughkeepsie, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Poughkeepsie, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Poughkeepsie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
