Mortgage Lenders and Brokers in Mineola, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mineola, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1 S Airmont Rd, Airmont, NY 10901A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA250 Old Country Rd, Mineola, NY 11501A+5.0 ★Texas Ratio: 2.82%, TD BankTD Bank540 Jericho Tpke, Mineola, NY 11501A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA190 E Jericho Tpke, Mineola, NY 11501A+5.0 ★Texas Ratio: 5.44%, Flagstar Bank NAFlagstar Bank NA411 Jericho Tpke, Mineola, NY 11501D3.3 ★Texas Ratio: 35.11%, Hanover Community BankHanover Community Bank80 E Jericho Tpke, Mineola, NY 11501A5.0 ★Texas Ratio: 9.30%, Patriot One Mortgage BankersPatriot One Mortgage BankersMineola, NY, Wells Fargo Bank NAWells Fargo Bank NA921 Saw Mill River Rd, Ardsley, NY 10502A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1450 Western Ave, Albany, NY 12203A+5.0 ★Texas Ratio: 4.14%, and Teachers Federal Credit UnionTeachers Federal Credit Union355 Broadway, Amityville, NY 11701. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mineola, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mineola are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mineola, New York
Market share is the lender's share of all home loans closed in Mineola, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mineola 1 S Airmont Rd, Airmont, NY 10901 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 11 +2 HELOCs |
7.7% | 75% | $415,909 | View |
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1 office in Mineola 250 Old Country Rd, Mineola, NY 11501 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 3 +2 HELOCs |
2.1% | 100% | $505,000 | View |
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1 office in Mineola 540 Jericho Tpke, Mineola, NY 11501 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +4 HELOCs |
1.4% | 40% | $375,000 | View |
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1 office in Mineola 190 E Jericho Tpke, Mineola, NY 11501 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +9 HELOCs |
0.7% | 33.3% | $185,000 | View |
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1 office in Mineola 411 Jericho Tpke, Mineola, NY 11501 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.7% | 100% | $495,000 | View |
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1 office in Mineola 80 E Jericho Tpke, Mineola, NY 11501 A5.0 ★Texas Ratio: 9.30% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
Patriot One Mortgage Bankers
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Conventional | 1 | 0.7% | 100% | $605,000 | |
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921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 3.5% | 100% | $403,000 | View |
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1450 Western Ave, Albany, NY 12203 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
2.1% | 60% | $398,333 | View |
Teachers Federal Credit Union
355 Broadway, Amityville, NY 11701 |
Conventional, HELOC | 3 +1 HELOCs |
2.1% | 100% | $118,333 | |
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80 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 2.1% | 100% | $391,666 | View |
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252 Broadway, Brooklyn, NY 11211 A5.0 ★Texas Ratio: 9.27% |
Conventional | 2 | 1.4% | 66.7% | $660,000 | View |
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3501 30th Ave, Astoria, NY 11103 A-4.9 ★Texas Ratio: 16.55% |
Conventional | 2 | 1.4% | 100% | $445,000 | View |
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3405 Broadway, Astoria, NY 11106 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 2 | 1.4% | 100% | $410,000 | View |
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131 Jericho Tpke, Mineola, NY 11501 1800 B+4.8 ★Texas Ratio: 17.52% |
Conventional, HELOC | 1 +12 HELOCs |
0.7% | 100% | $355,000 | View |
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8100 Transit Road Suite 500, Amherst, NY 14221 A+5.0 ★Texas Ratio: 4.86% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $745,000 | View |
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5402 8th Ave, Brooklyn, NY 11220 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.7% | 100% | $775,000 | View |
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20907 Northern Blvd, Bayside, NY 11361 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.7% | 100% | $1,025,000 | View |
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6150 Jericho Tpke, Commack, NY 11725 2802 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 1 | 0.7% | 100% | $545,000 | View |
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2067 Bartow Ave, Bronx, NY 10475 A5.0 ★Texas Ratio: 11.81% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
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2000 Westchester Ave, Purchase, NY 10577 A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.7% | 100% | $565,000 | View |
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2500 Westchester Ave, Purchase, NY 10577 2587 A5.0 ★Texas Ratio: 11.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2752 Sunrise Hwy, Bellmore, NY 11710 A5.0 ★Texas Ratio: 7.07% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 200 Broadway, New York, NY 10038 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Contour Mortgage Corporation
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Conventional | 8 | 5.6% | 100% | $578,750 | |
Cliffco, Inc.
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Conventional | 4 | 2.8% | 100% | $605,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 4 | 2.8% | 100% | $452,500 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional, FHA | 3 | 2.1% | 100% | $741,666 | |
1St Priority Mortgage, Inc.
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Conventional | 2 | 1.4% | 100% | $675,000 | |
East Coast Capital Corp.
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Conventional | 2 | 1.4% | 66.7% | $685,000 | |
Mid-Island Mortgage Corp.
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Conventional | 2 | 1.4% | 100% | $450,000 | |
Lynx Mortgage Bank LLC
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Conventional | 2 | 1.4% | 100% | $405,000 | |
Jovia Financial Federal Credit
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Conventional, HELOC | 1 +9 HELOCs |
0.7% | 50% | $775,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 1 | 0.7% | 100% | $1,155,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Rocket Mortgage
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Conventional, FHA | 17 | 12% | 95% | $285,588 | |
United Wholesale Mortgage
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Conventional, HELOC | 9 +1 HELOCs |
6.3% | 81.8% | $551,666 | |
Newrez LLC
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Conventional | 4 | 2.8% | 50% | $552,500 | |
Cmg Mortgage Inc
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Conventional | 4 | 2.8% | 100% | $437,500 | |
Pennymac Loan Services LLC
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Conventional | 3 | 2.1% | 100% | $601,666 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 3 | 2.1% | 75% | $585,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional, VA | 3 | 2.1% | 100% | $608,333 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $605,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.4% | 100% | $180,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 1.4% | 100% | $455,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 2 | 1.4% | 100% | $530,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.4% | 100% | $450,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 1.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $685,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
American Airlines Federal Cred
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Conventional | 1 | 0.7% | 100% | $715,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Primelending
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Conventional | 1 | 0.7% | 100% | $685,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.7% | 100% | $955,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.7% | 100% | $505,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.7% | 100% | $655,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 25% | $115,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 50% | $285,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Mineola Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mineola, New York
Looking for mortgage lenders near me or mortgage brokers near me in Mineola? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mineola in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mineola, NY
Use these to narrow the list above. Each category shows how many Mineola, NY lenders fit and what that kind of lender is usually best for.
Who Lends in Mineola, NY
Independent mortgage companies closed 63.4 percent of home loans in Mineola, New York in 2025, banks 31.7 percent and credit unions 4.9 percent. Patriot One Mortgage Bankers was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Teachers Federal Credit Union the largest credit union. Among lenders headquartered in New York, Citibank, NA led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mineola, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Mineola, New York with 11 loans, about 7.7 percent of the market. The largest lender headquartered in New York was Citibank, NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Mineola, New York in 2025, led by Rocket Mortgage with 3. 1 lenders closed VA loans, led by American Neighborhood Mortgage Acceptance Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 9 credit unions closed home loans in Mineola, New York in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mineola, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mineola, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mineola. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
