Mortgage Lenders and Brokers in Depew, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Depew, New York mortgage lenders include M&T BankM&T Bank4747 Transit Rd, Depew, NY 14043A+5.0 ★Texas Ratio: 4.11%, Keybank National AssociationKeybank National Association1455 French Rd, Depew, NY 14043A+5.0 ★Texas Ratio: 4.81%, Bank of America NABank of America NA5091 Broadway, Depew, NY 14043A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA4777 Transit Rd, Depew, NY 14043A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5075 Broadway, Depew, NY 14043A+5.0 ★Texas Ratio: 3.68%, Northwest BankNorthwest Bank2070 George Urban Blvd, Depew, NY 14043A+5.0 ★Texas Ratio: 3.99%, Cnb BankCnb Bank4781 Transit Rd, Depew, NY 14043A5.0 ★Texas Ratio: 6.26%, Western Division Federal Credit UnionWestern Division Federal Credit Union264 E MAIN ST, FREDONIA, NY 14063 1412A+5.0 ★Texas Ratio: 1.45%, Alden State BankAlden State Bank13216 Broadway St, Alden, NY 14004A5.0 ★Texas Ratio: 11.55%, and Five Star BankFive Star Bank102 N Main St, Albion, NY 14411A+5.0 ★Texas Ratio: 5.67%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Depew, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Depew are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Depew, New York
Market share is the lender's share of all home loans closed in Depew, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Depew 4747 Transit Rd, Depew, NY 14043 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, HELOC | 15 +11 HELOCs |
6.9% | 93.8% | $224,333 | View |
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2 offices in Depew 1455 French Rd, Depew, NY 14043 A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA, HELOC | 10 +1 HELOCs |
4.6% | 83.3% | $197,000 | View |
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2 offices in Depew 5091 Broadway, Depew, NY 14043 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
2.3% | 100% | $199,000 | View |
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2 offices in Depew 4777 Transit Rd, Depew, NY 14043 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +24 HELOCs |
1.8% | 80% | $222,500 | View |
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2 offices in Depew 5075 Broadway, Depew, NY 14043 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
1.4% | 100% | $195,000 | View |
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1 office in Depew 2070 George Urban Blvd, Depew, NY 14043 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +6 HELOCs |
0.5% | 50% | $155,000 | View |
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1 office in Depew 4781 Transit Rd, Depew, NY 14043 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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264 E MAIN ST, FREDONIA, NY 14063 1412 A+5.0 ★Texas Ratio: 1.45% |
Conventional, HELOC | 7 +1 HELOCs |
3.2% | 87.5% | $96,428 | View |
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13216 Broadway St, Alden, NY 14004 A5.0 ★Texas Ratio: 11.55% |
Conventional | 4 | 1.8% | 80% | $197,500 | View |
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102 N Main St, Albion, NY 14411 A+5.0 ★Texas Ratio: 5.67% |
Conventional | 4 | 1.8% | 100% | $302,500 | View |
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2290 Delaware Ave Ste 100, BUFFALO, NY 14216 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 2 +3 HELOCs |
0.9% | 100% | $20,000 | View |
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26 E Church St, Adams, NY 13605 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 2 | 0.9% | 100% | $265,000 | View |
Moog Employees FCU
7181 SENECA St, EAST AURORA, NY 14052 0018 |
Conventional | 2 | 0.9% | 100% | $225,000 | |
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315 Stahl Rd, Getzville, NY 14068 B+4.8 ★Texas Ratio: 17.18% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 100% | $265,000 | View |
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65 state st, Auburn, NY 13021 A5.0 ★Texas Ratio: 7.78% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $65,000 | View |
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3811 LAKE SHORE RD, BLASDELL, NY 14219 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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1165 Main St, Dunkirk, NY 14048 A5.0 ★Texas Ratio: 13.81% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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130 S Elmwood Ave Ste 147, Buffalo, NY 14202 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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250 Quaker Rd, East Aurora, NY 14052 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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2882 Niagara Falls Blvd, Amherst, NY 14228 A5.0 ★Texas Ratio: 10.53% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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3291 Lake Shore Rd, Blasdell, NY 14219 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.5% | 50% | $85,000 | View |
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575 Broadway, Albany, NY 12207 A5.0 ★Texas Ratio: 6.36% |
HELOC | 0 +5 HELOCs |
0% | n/a | ||
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1145 Willis Ave, Albertson, NY 11507 1232 B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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125 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premium Mortgage Corporation
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Conventional, FHA | 16 | 7.3% | 94.1% | $220,000 | |
1St Priority Mortgage, Inc.
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Conventional, FHA, VA | 15 | 6.9% | 100% | $253,000 | |
Hunt Mortgage Corporation
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Conventional, FHA, VA | 9 | 4.1% | 100% | $245,000 | |
Homestead Funding Corp.
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Conventional, FHA | 4 | 1.8% | 100% | $232,500 | |
Reliance First Capital, LLC
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FHA, VA | 2 | 0.9% | 100% | $125,000 | |
OwnersChoice Funding, Inc.
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Conventional | 1 | 0.5% | 100% | $145,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 28 | 12.8% | 90.3% | $230,714 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 11.5% | 78.8% | $141,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 10 | 4.6% | 100% | $196,000 | |
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D3.5 ★Texas Ratio: 32.93% |
Conventional, FHA | 6 | 2.8% | 100% | $175,000 | View |
Nationstar Mortgage
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Conventional, FHA | 5 | 2.3% | 100% | $207,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 1.8% | 66.7% | $142,500 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.4% | 100% | $201,666 | |
Uif Corporation
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Conventional | 3 | 1.4% | 75% | $221,666 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 1.4% | 75% | $218,333 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.9% | 100% | $115,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.9% | 100% | $170,000 | |
Mortgage Research Center
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VA | 2 | 0.9% | 50% | $255,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.5% | 100% | $195,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 25% | $55,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.5% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.5% | 100% | $75,000 | |
RoundPoint Mortgage Servicing LLC
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FHA | 1 | 0.5% | 100% | $205,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.5% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.5% | 100% | $315,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Depew Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Depew, New York
Looking for mortgage lenders near me or mortgage brokers near me in Depew? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Depew in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Depew, NY
Use these to narrow the list above. Each category shows how many Depew, NY lenders fit and what that kind of lender is usually best for.
Who Lends in Depew, NY
Independent mortgage companies closed 65.6 percent of home loans in Depew, New York in 2025, banks 25.7 percent and credit unions 8.7 percent. Premium Mortgage Corporation was the largest mortgage company, M&T Bank the largest bank and Western Division Federal Credit Union the largest credit union. Among lenders headquartered in New York, M&T Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Depew, NY
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Depew, New York with 15 loans, about 6.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Depew, New York in 2025, led by United Wholesale Mortgage with 4. 10 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 13 credit unions closed home loans in Depew, New York in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Depew, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Depew, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Depew. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
