5 Star Bank CD Rates, Savings & Money Market Rates, Mortgage, Reviews

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Today's 12-month CD rates can be found at 4.99%, 6-month CD rates at 1.75% and 3-month CD rates at 1.50%. Current savings rates are at 5.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.46%. All these rates, are more, can be found in our database of rates. 5 Star Bank's 8-Month CD rates are at 5.00%, 13-Month CD rates are at 5.00%.

5 Star BankTo see how these rates compare to 5 Star Bank rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from 5 Star Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with 5 Star Bank CD rates. You can also compare savings rates, MMA rates and mortgage rates using our other rate lists.

Given that 5 Star Bank's CD rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 5 Star Bank? Share your experience about 5 Star Bank by leaving a review below, or read customer reviews before you decide to use 5 Star Bank.

5 Star Bank Texas Ratio

5 Star Bank's Texas Ratio is at 2.32%, which is considered excellent. The Texas Ratio for 5 Star Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, 5 Star Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
5 Star Bank
55 N Main St
Warsaw, NY 14569
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

5 Star Bank CD Rates and Interest Rates

Bank
Product
APY
Min Deposit
5 Star Bank
5 Star Bank
8-Month CD
5.00%
$500
5 Star Bank
5 Star Bank
13-Month CD
5.00%
$500

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 5 Star Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Deposit
Piedmont FSB
Piedmont FSB
36-Month CD Bump-Up
4.00%
$500
All America Bank
All America Bank
60-Month CD
3.49%
$500
FSB of Wyoming
6-Month CD
0.20%
$2,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
14-Month CD special
4.50%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
36-Month CD (Certificate) Plus Jumbo
5.34%
$200,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 5 Star Bank Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

5 Star Bank Information

5 Star Bank
55 N Main St
Warsaw, NY 14569
Wyoming
Established Date: 12/26/1881
FDIC Certificate #: 659
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FINANCIAL INSTITUTIONS INC
How Many Domestic U.S. Offices? 49
How Many Branches are There? 49
Is 5 Star Bank FDIC Insured? Yes
What is 5 Star Bank's Cert number? 659
What is the maximum amount for insured deposits? $250,000 per holder, per account

5 Star Bank Financials

Total Assets: $5,927,077,000
Total Deposits: $5,171,457,000
Equity Capital: $444,483,000
Domestic Deposits: $5,171,457,000
Net Income: $12,633,000
Return on Assets: 1.1096%
Quarterly Return on Assets: 0.8700%
Pretax Return on Assets: 1.0451%
Pretax Quarterly Return on Assets: 1.0500%
Return on Equity: 13.1700%
Quarterly Return on Equity: 11.5700%
Common Equity Tier 1 Capital Ratio: 11.2133%
Tier 1 Risk-Based Capital Ratio: 11.2133%
Leverage Tier 1 (Core Capital) Ratio: 9.2365%
Total Risk-Based Capital Ratio (YTD): 12.0361%
Total Interest Income (YTD): 3.6511%
   
Headquarters: Warsaw
FDIC Field Office: Syracuse
Regulator: FED
County: Wyoming
# of Offices: 49
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region: Northeast
FDIC Region: New York
Source: FDIC

5 Star Bank CD Rates

5 Star Bank CD Rates5 Star Bank CD rates, from short term to long term CD rates, are very competitive. 6 month CD rates at 5 Star Bank are currently at 1.00 percent with an APY of 1.01 percent. 1 year CD rates from 5 Star Bank are double the 6 month rate at 2.00 percent with an APY of 2.02 percent. View all 5 Star Bank CD Rates below and compare this bank's rates with other bank CD rates.     Read more...

5 Star Bank Money Market Account Rates now at 0.10%

5 Star Bank Money Market Account rates are now at 0.10 percent with a yield of 0.10 percent. The old 5 Star Bank Money Market Account rate was 0.10 percent with a yield of 0.10 percent. View current Money Market Account rates at 5 Star Bank below.     Read more...

5 Star Bank Money Market Account Rates now at 0.10%

5 Star Bank Money Market Account rates are now at 0.10 percent with a yield of 0.10 percent. The old 5 Star Bank Money Market Account rate was 0.10 percent with a yield of 0.10 percent. View current Money Market Account rates at 5 Star Bank below.     Read more...

5 Star Bank Money Market Account Rates now at 0.10%

5 Star Bank Money Market Account rates are now at 0.10 percent with a yield of 0.10 percent. The old 5 Star Bank Money Market Account rate was 0.10 percent with a yield of 0.10 percent. View current Money Market Account rates at 5 Star Bank below.     Read more...

5 Star Bank 1 Year CD Rates now at 0.85%

5 Star Bank 1 Year CD rates are now at 0.85 percent with a yield of 0.85 percent. View current 1 Year CD rates at 5 Star Bank below.     Read more...

5 Star Bank Money Market Account Rates now at 0.10%

5 Star Bank Money Market Account rates are now at 0.10 percent with a yield of 0.10 percent. View current Money Market Account rates at 5 Star Bank below.     Read more...

5 Star Bank Money Market Account 10K Rates now at 0.10%

5 Star Bank Money Market Account 10K rates are now at 0.10 percent with a yield of 0.10 percent. View current Money Market Account 10K rates at 5 Star Bank below.     Read more...

5 Star Bank 6 Month CD Rates now at 0.45%

5 Star Bank 6 Month CD rates are now at 0.45 percent with a yield of 0.45 percent. View current 6 Month CD rates at 5 Star Bank below.     Read more...

5 Star Bank MMA 50K Rates now at 0.20%

5 Star Bank MMA 50K rates are now at 0.20 percent with a yield of 0.20 percent. View the current MMA 50K rates at 5 Star Bank below.     Read more...

Seven Banks Changed CD Rates in the Past Day

Seven different Banks changed CD rates the past day. The CD rate changes were to both short term and long term certificates of deposit. You can see how these new CD rates compare with other bank's rates for similar CD terms at MonitorBankRates.com.

BankProductRate (New / Old)Yield (New / Old)
Astoria Bank5 yr CD1.39 / 1.491.40 / 1.50
Astoria Bank18 month CD0.55 / 0.650.55 / 0.65
Astoria Bank4 yr CD1.14 / 1.291.15 / 1.30
MyCBB6 month CD0.86 / 0.850.86 / 0.85
Synchrony Bank5 yr CD2.22 / 2.232.25 / 2.25
Synchrony Bank5 yr jumbo CD2.22 / 2.232.25 / 2.25
5 Star Bank6 month CD0.45 / 0.500.45 / 0.50
5 Star Bank6 month $25K CD0.45 / 0.500.45 / 0.50
5 Star Bank6 month $50K CD0.45 / 0.500.45 / 0.50
Astoria Bank2 yr CD0.75 / 0.850.75 / 0.85
Astoria Bank3 yr CD0.95 / 1.040.95 / 1.05
Luana Savings Bank6 month jumbo CD0.50 / 0.550.50 / 0.55
Luana Savings Bank1 yr jumbo CD0.65 / 0.700.65 / 0.70
Luana Savings Bank2.5 yr jumbo CD1.15 / 1.21.15 / 1.2
Luana Savings Bank5 yr jumbo CD1.6 / 1.651.61 / 1.66
Luana Savings Bank6 month $50K CD0.45 / 0.500.45 / 0.50
Luana Savings Bank18 month IRA CD1.00 / 1.051.00/ 1.05
Luana Savings Bank18 month jumbo CD0.90 / 0.950.90 / 0.95
Luana Savings Bank3 yr jumbo CD1.25 / 1.301.25 / 1.31
Luana Savings Bank18 month jumbo IRA CD1.00 / 1.051.00 / 1.05
Luana Savings Bank4 yr jumbo CD1.5 / 1.551.51 / 1.56
Salem Five1 yr CD0.7 / 0.80.7 / 0.8
    Read more...

3 Banks Increase Rates - BankDirect 1 Year CD Rate Now at 1.25 Percent

The trend of higher CD rates continues as 3 more banks increase CD interest rates. This round of increases are from BankDirect, 5 Star Bank, and Mount McKinley Bank. The most notable of the increases is BankDirect's 1 year certificate of deposit.

BankDirect increased 1 year CD rates to 1.24 percent with an APY of 1.25 percent. The old rate was 1.20 percent with an APY of 1.21 percent. While the increase was only 4 basis points higher, BankDirect's 1 year rate is now in tied for the third highest 1 year rate in our database. You can check on all current rates at MonitorBankRates.com.

Latest CD Rate Increases

AdvertiserProductRate (new / old)Yield (new / old)
5 Star Bank6 month CD0.50 / 0.400.50 / 0.40
5 Star Bank1 yr CD1.09 / 0.991.10 / 1.00
5 Star Bank6 month jumbo CD0.50 / 0.400.50 / 0.40
5 Star Bank1 yr jumbo CD1.09 / 0.991.10 / 1.00
5 Star Bank6 month $25K CD0.50 / 0.400.50 / 0.40
5 Star Bank6 month $50K CD0.50 / 0.400.50/ 0.40
5 Star Bank1 yr IRA CD1.09 / 0.991.10 / 1.00
BankDirect1 yr CD1.24 / 1.201.25 / 1.21
BankDirect1 yr jumbo CD1.24 / 1.201.25 / 1.21
Mount McKinley Bank2 yr CD0.50 / 0.250.50 / 0.25
Mount McKinley Bank3 yr CD0.75 / 0.500.75 / 0.50

 

    Read more...

Explore Other Rate Deals

AloStar Bank of Commerce 1 Year CD rates are now at 1.04 percent with a yield of 1.05 percent. The old AloStar Bank of Commerce 1 Year CD rate was 1.19 percent with a yield of 1.05 percent. View current 1 Year CD rates at AloStar Bank of Commerce below.
mortgage-rates-current-mortgage-rates-july-20-2009Current mortgage rates are up this past week brought on by higher Treasury rates, 10-year U.S. Treasury rates rose from about 3.30 percent to 3.65 percent this week. Today's mortgage rates are  still low by historical standards.

Bank or Credit Union Offers and Deals

Savings Account Rates at Discover Bank
Mortgage Rates: Tuesday October 25, 2011, 30 Year Mortgage Rates Higher at 4.18%
Interest Mortgage Rates 11/20: 30 Year Mortgage Rates Averaging 4.38%, 15 Year Mortgage Rates Averaging 3.78%
ConnectOne Bank CD Rates
CD Rates and Treasury Yields Stable This Week: Best 1 Year CD Rates at 1.05% APY, 12 Month Treasury Yields at 0.12%
Alliant Credit Union Current CD Rates
New Year Mortgage Loan Rates: 30 Year Jumbo Rate Mortgages at 5.33%
Maspeth Federal Savings: Savings Interest and Money Market Account
Mortgage Rates Decline in Mortgage Rate Survey: 30 Year Mortgage Rates at 4.32%
Goldwater Bank Money Market Account Rates now at 0.26%

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Current Mortgage Rates Decline: 30 Year Jumbo Mortgage Rates Averaging 4.22% Today

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