Mortgage Lenders and Brokers in Washington, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Washington, New Jersey mortgage lenders include PNC Bank N.A.PNC Bank N.A.48 W Washington Ave, Washington, NJ 07882A+5.0 ★Texas Ratio: 4.24%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, New Jersey Law and Public Safety CUNew Jersey Law and Public Safety CU1040 River Rd, Ewing, NJ 08628 2102A+5.0 ★Texas Ratio: 0.95%, EDIFI Credit UnionEDIFI Credit Union2652 Atlantic Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 3.73%, Picatinny Federal Credit UnionPicatinny Federal Credit Union340 E Main St, Denville, NJ 07834 2527A+5.0 ★Texas Ratio: 3.83%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, and Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Washington, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Washington are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Washington, New Jersey
Market share is the lender's share of all home loans closed in Washington, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Washington 48 W Washington Ave, Washington, NJ 07882 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $95,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 50% | $395,000 | View |
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1040 River Rd, Ewing, NJ 08628 2102 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 1 | 0.9% | 100% | $15,000 | View |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 1 | 0.9% | 100% | $15,000 | View |
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340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.9% | 100% | $335,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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921 West Ave, Ocean City, NJ 08226 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Absolute Home Mortgage
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Conventional, FHA | 3 | 2.7% | 100% | $325,000 | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 2 | 1.8% | 100% | $275,000 | |
American Federal Mortgage Corporation
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Conventional | 2 | 1.8% | 100% | $330,000 | |
American Financial Resources LLC
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FHA | 1 | 0.9% | 100% | $255,000 | |
Weichert Financial Services
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Conventional | 1 | 0.9% | 100% | $505,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.9% | 100% | $85,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.9% | 100% | $425,000 | |
Residential Home Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $375,000 | |
Rocket Mortgage
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Conventional, FHA | 15 | 13.5% | 100% | $186,333 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 8 +1 HELOCs |
7.2% | 88.9% | $352,500 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 8 +1 HELOCs |
7.2% | 100% | $322,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 5.4% | 100% | $190,000 | |
Freedom Mortgage Corporation
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FHA | 6 | 5.4% | 100% | $285,000 | |
Mortgage Research Center
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VA | 4 | 3.6% | 80% | $307,500 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
2.7% | 100% | $268,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 2.7% | 60% | $241,666 | |
Visions Federal Credit Union
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Conventional, HELOC | 2 +8 HELOCs |
1.8% | 33.3% | $135,000 | |
Newrez LLC
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Conventional | 2 | 1.8% | 33.3% | $115,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.8% | 100% | $170,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 1.8% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1.8% | 100% | $245,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 1.8% | 66.7% | $250,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $85,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $255,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.9% | 100% | $305,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.9% | 33.3% | $65,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 0.9% | 100% | $335,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 50% | $55,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.9% | 100% | $265,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.9% | 100% | $375,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.9% | 50% | $215,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.9% | 100% | $355,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.9% | 100% | $325,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.9% | 100% | $365,000 | |
Discover Bank
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Conventional | 1 | 0.9% | 50% | $135,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $445,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.9% | 100% | $305,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $215,000 | |
First Commonwealth Federal Cre
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Conventional | 1 | 0.9% | 100% | $65,000 | |
Provident Funding Associates
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Conventional | 1 | 0.9% | 100% | $345,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.9% | 100% | $285,000 | View |
Mortgage Solutions of Colorado
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FHA | 1 | 0.9% | 100% | $255,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 100% | $295,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.9% | 100% | $245,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.9% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.9% | 100% | $395,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.9% | 100% | $275,000 | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Washington Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Washington, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Washington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Washington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Washington, NJ
Use these to narrow the list above. Each category shows how many Washington, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Washington, NJ
Independent mortgage companies closed 84.7 percent of home loans in Washington, New Jersey in 2025, banks 8.1 percent and credit unions 7.2 percent. Absolute Home Mortgage was the largest mortgage company, PNC Bank N.A. the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Affinity Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Washington, NJ
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Washington, New Jersey with 0 loans, about 0 percent of the market. The largest lender headquartered in New Jersey was Affinity Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Washington, New Jersey in 2025, led by Freedom Mortgage Corporation with 6. 1 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Washington, New Jersey in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Washington, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Washington, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Washington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
