Mortgage Lenders and Brokers in Penns Grove, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Penns Grove, New Jersey mortgage lenders include TD BankTD Bank19 S Virginia Ave, Penns Grove, NJ 08069A+5.0 ★Texas Ratio: 3.71%, Pennsville National BankPennsville National Bank91 S Virginia Ave, Carneys Point, NJ 08069A5.0 ★Texas Ratio: 6.53%, Deepwater Industries Federal Credit UnionDeepwater Industries Federal Credit Union565 North Broadway, Deepwater, NJ 08023A+5.0 ★Texas Ratio: 4.58%, Franklin BankFranklin Bank2039 Delsea Dr, Franklinville, NJ 08322A+5.0 ★Texas Ratio: 1.02%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Nation One Mortgage CorporatioNation One Mortgage CorporatioMarlton, NJ, EMM Loans LLCEMM Loans LLCCherry Hill, NJ, First Alliance Home Mortgage, LLCFirst Alliance Home Mortgage, LLCCranford, NJ, and Acre Mortgage & Financial, Inc.Acre Mortgage & Financial, Inc.Marlton, NJ. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Penns Grove, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Penns Grove are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Penns Grove, New Jersey
Market share is the lender's share of all home loans closed in Penns Grove, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Penns Grove 19 S Virginia Ave, Penns Grove, NJ 08069 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 2 | 3.2% | 100% | $65,000 | View |
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91 S Virginia Ave, Carneys Point, NJ 08069 A5.0 ★Texas Ratio: 6.53% |
Conventional | 3 | 4.8% | 75% | $51,666 | View |
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565 North Broadway, Deepwater, NJ 08023 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 2 | 3.2% | 100% | $80,000 | View |
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2039 Delsea Dr, Franklinville, NJ 08322 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 2 | 3.2% | 66.7% | $120,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.6% | 100% | $225,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.6% | 100% | $185,000 | View |
Nation One Mortgage Corporatio
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Conventional, FHA | 8 | 12.7% | 100% | $128,750 | |
EMM Loans LLC
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Conventional | 2 | 3.2% | 100% | $90,000 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 2 | 3.2% | 100% | $125,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 1.6% | 100% | $135,000 | |
Absolute Home Mortgage
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FHA | 1 | 1.6% | 100% | $275,000 | |
1St Colonial Community Bank
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Conventional | 1 | 1.6% | 100% | $195,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 1.6% | 100% | $225,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.6% | 100% | $105,000 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 6.3% | 80% | $195,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 4.8% | 100% | $185,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 4.8% | 100% | $195,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 4.8% | 100% | $208,333 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 2 | 3.2% | 100% | $245,000 | View |
Rocket Mortgage
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FHA | 2 | 3.2% | 50% | $180,000 | |
Freedom Mortgage Corporation
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VA | 2 | 3.2% | 100% | $155,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 3.2% | 100% | $85,000 | |
New Day Financial, LLC.
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VA | 2 | 3.2% | 100% | $305,000 | |
Mortgage Research Center
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VA | 2 | 3.2% | 100% | $225,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 1.6% | 100% | $155,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 1.6% | 100% | $325,000 | |
Firstrust Savings Bank
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FHA | 1 | 1.6% | 100% | $155,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1.6% | 100% | $185,000 | View |
loanDepot.com LLC
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FHA | 1 | 1.6% | 50% | $195,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.6% | 100% | $315,000 | |
Nfm, Inc
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FHA | 1 | 1.6% | 100% | $285,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 1.6% | 100% | $65,000 | |
Mission Loans, LLC
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FHA | 1 | 1.6% | 100% | $215,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 1.6% | 100% | $165,000 |
Penns Grove Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Penns Grove, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Penns Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Penns Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Penns Grove, NJ
Use these to narrow the list above. Each category shows how many Penns Grove, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Penns Grove, NJ
Independent mortgage companies closed 73 percent of home loans in Penns Grove, New Jersey in 2025, banks 22.2 percent and credit unions 4.8 percent. Nation One Mortgage Corporatio was the largest mortgage company, TD Bank the largest bank and Deepwater Industries Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Penns Grove, NJ
By home loans closed in 2025, TD Bank was the largest mortgage lender in Penns Grove, New Jersey with 2 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Penns Grove, New Jersey in 2025, led by United Wholesale Mortgage with 3. 4 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 2 credit unions closed home loans in Penns Grove, New Jersey in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Penns Grove, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Penns Grove, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Penns Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
