Mortgage Lenders and Brokers in Ocean Grove, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ocean Grove, New Jersey mortgage lenders include Provident BankProvident Bank40 Main Ave, Ocean Grove, NJ 07756A+5.0 ★Texas Ratio: 3.46%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Bogota Savings BankBogota Savings Bank60 E Main St, Bogota, NJ 07603B4.5 ★Texas Ratio: 20.77%, Kearny BankKearny Bank61 Main Ave, Ocean Grove, NJ 07756A5.0 ★Texas Ratio: 7.41%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, and Advisors Mortgage Group, LLCAdvisors Mortgage Group, LLCOcean, NJ. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ocean Grove, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ocean Grove are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ocean Grove, New Jersey
Market share is the lender's share of all home loans closed in Ocean Grove, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ocean Grove 40 Main Ave, Ocean Grove, NJ 07756 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 3 | 5.9% | 100% | $491,666 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 5.9% | 100% | $545,000 | View |
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60 E Main St, Bogota, NJ 07603 B4.5 ★Texas Ratio: 20.77% |
Conventional | 2 | 3.9% | 100% | $405,000 | View |
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61 Main Ave, Ocean Grove, NJ 07756 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 2% | 100% | $375,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 2% | 100% | $1,555,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 2% | 50% | $595,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Advisors Mortgage Group, LLC
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Conventional | 10 | 19.6% | 100% | $475,000 | |
NJ Lenders Corp
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Conventional | 1 | 2% | 100% | $595,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 2% | 100% | $1,005,000 | |
Rocket Mortgage
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Conventional | 7 | 13.7% | 87.5% | $417,857 | |
loanDepot.com LLC
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Conventional | 6 | 11.8% | 100% | $615,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 3.9% | 100% | $635,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 3.9% | 66.7% | $490,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 3.9% | 100% | $350,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 2% | 100% | $405,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 2% | 100% | $805,000 | View |
Contour Mortgage Corporation
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Conventional | 1 | 2% | 100% | $385,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 2% | 100% | $805,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 2% | 100% | $645,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 2% | 50% | $535,000 | |
Discover Bank
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Conventional | 1 | 2% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 2% | 100% | $75,000 | View |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ocean Grove Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ocean Grove, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Ocean Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ocean Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ocean Grove, NJ
Use these to narrow the list above. Each category shows how many Ocean Grove, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Ocean Grove, NJ
Independent mortgage companies closed 68.6 percent of home loans in Ocean Grove, New Jersey in 2025, banks 31.4 percent and credit unions 0 percent. Advisors Mortgage Group, LLC was the largest mortgage company, Provident Bank the largest bank and Quorum Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Provident Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ocean Grove, NJ
By home loans closed in 2025, Provident Bank was the largest mortgage lender in Ocean Grove, New Jersey with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 2 credit unions closed home loans in Ocean Grove, New Jersey in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ocean Grove, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ocean Grove, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ocean Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
